OTC · Financial Statements

Citizens Bancshares Corp. (CITZ) Financial Statements

$44.00 OTC: CITZ Market Cap $91.66M

Citizens Bancshares Corp. most recently reported annual revenue of $62.0M, net profit of $11.0M. Revenue grew at an average annual rate of 14.9% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Annual Financials (USD)

Metric20212022202320242025
Revenue$30.0M$36.0M$44.0M$43.0M$62.0M
Operating Profit$8.0M$12.0M$14.0M$13.0M$14.0M
Net Profit$7.0M$7.0M$11.0M$10.0M$11.0M
EPS$3.19$3.60$5.47$5.03$5.45
Op Margin27.2%33.9%33.3%30.5%22.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$795.0M$1.0B$964.0M$1.0B$1.1B
Total Liabilities$723.0M$934.0M$886.0M$948.0M$1.0B
Cash$282.0M$211.0M$149.0M$162.0M$147.0M
Borrowings$28.0M$28.0M$0$0$25.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$14.0M$12.0M$12.0M$11.0M$15.0M
Investing Cash Flow$11.0M$-73.0M$-29.0M$-60.0M$-44.0M
Financing Cash Flow$107.0M$-3.0M$-46.0M$62.0M$18.0M
Net Cash Flow$134.0M$-73.0M$-66.0M$14.0M$-10.0M
Free Cash Flow$13.0M$11.0M$12.0M$9.0M$15.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.13
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y46.76%
Return 3Y36.44%
Return 5Y—

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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.