What is Change Financial Limited (CNGFF) stock price today?

Change Financial Limited (CNGFF) is currently trading at $0.05, up 0% today.

What is CNGFF P/E ratio?

Change Financial Limited's P/E ratio is 36.35. This is above the typical market average of roughly 18-22x. A high P/E often reflects higher expected earnings growth, a temporary dip in earnings, or both.

What is CNGFF return on equity (ROE)?

Change Financial Limited's return on equity (ROE) is 8.11%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Change Financial Limited's market cap?

Change Financial Limited has a market capitalization of $32.35M.

OTC · Information Technology Services

Change Financial Limited (CNGFF) Stock

$0.05 +0.00% OTC: CNGFF Technology

Valuation

Metric	Value
Price	$0.05
Market Cap	$32.35M
P/E Ratio	36.35
P/B Ratio	3.12
P/S Ratio	2.70
EPS (TTM)	$0.00
52-Week High	$0.15
52-Week Low	$0.05
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	8.11%
ROA	3.52%
ROCE	14.78%
Gross Margin	36.47%
Operating Margin	14.33%
Net Margin	6.42%
Debt/Equity	0.05
Current Ratio	1.11

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$6.0M	$8.0M	$9.0M	$11.0M	$15.0M
Operating Profit	$-2.0M	$-2.0M	$-1.0M	$0	$-1.0M
Net Profit	$-3.0M	$-4.0M	$-3.0M	$-3.0M	$-2.0M
EPS	$-0.01	$-0.01	$-0.01	$0.00	$0.00
Op Margin	-26.6%	-29.6%	-13.9%	4.4%	-6.3%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$13.0M	$10.0M	$15.0M	$13.0M	$18.0M
Total Liabilities	$6.0M	$7.0M	$7.0M	$7.0M	$11.0M
Cash	$4.0M	$2.0M	$5.0M	$3.0M	$4.0M
Borrowings	$1.0M	$1.0M	$0	$0	$0

Latest News

Change Financial Ltd (ASX:CCA) (FY 2026) Earnings Call Highlights: Maiden Profit and 17-Fold ... GuruFocus.com · Sep 1, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$-2.0M	$-3.0M	$-2.0M	$0	$1.0M
Investing Cash Flow	$-6.0M	$-3.0M	$-3.0M	$-4.0M	$-2.0M
Financing Cash Flow	$-1.0M	$0	$-1.0M	$0	$0
Net Cash Flow	$1.0M	$-3.0M	$4.0M	$-3.0M	$1.0M
Free Cash Flow	$-3.0M	$-4.0M	$-3.0M	$-2.0M	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	-7.45
EV / EBITDA	30.12
FCF Yield	0.08%
Quick Ratio	1.11
Interest Coverage	—
Return 1Y	0.00%
Return 3Y	24.27%
Return 5Y	—

Ownership

Insiders Held25.06%

Institutions Held12.24%

Institutions Float Held16.34%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
DGGXFDigitalX Limited	$0.01	+1.85%	-5.62	$20.47M	0.00%
INFY.NSInfosys Limited	$997.00	-3.67%	14.72	$4.39T	4.42%
KSIHKS International Holdings Corporation	$0.00	—	-0.20	$83454	0.00%
RSASFRESAAS Services Inc.	$0.32	+6.67%	1400.00	$26.89M	0.00%
SEEMFSeeing Machines Limited	$0.07	-2.84%	-9.81	$311.97M	0.00%

About Change Financial Limited

Change Financial Limited is a financial technology firm that delivers comprehensive payment-as-a-service (PaaS) solutions across numerous global regions, including South East Asia, Oceania, Latin America, and the United States. Its core offerings include the robust Vertexon PaaS platform, which facilitates both physical and virtual card issuance and manages transaction processing, alongside PaySim, a specialized tool for payment system testing. Established in 2011 and headquartered in Brisbane, Australia, the company adopted its current name, Change Financial Limited, in July 2017, having previously operated under the name ChimpChange Limited.

Change Financial Limited is headquartered in AU.

Change Financial Limited (CNGFF) stock trades at $0.05 with a market capitalization of $32.35M. The stock is valued at a price-to-earnings (P/E) ratio of 36.35, price-to-book of 3.12, price-to-sales of 2.70. Over the past 52 weeks the stock has ranged between $0.05 and $0.15, and currently trades 66.7% below its 52-week high.

On profitability, Change Financial Limited generates a return on equity (ROE) of 8.11%, return on capital employed of 14.78%, an operating margin of 14.33%, a net profit margin of 6.42%.

Official website: www.changefinancial.com