OTC · Financial Statements

Crystal Valley Financial Corporation (CYVF) Financial Statements

$79.51 OTC: CYVF Market Cap $100.55M

Crystal Valley Financial Corporation most recently reported annual revenue of $50.0M, net profit of $10.0M, revenue has compounded at 6.8% a year over the last five years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Annual Financials (USD)

Metric20212022202320242025
Revenue$35.0M$35.0M$41.0M$47.0M$50.0M
Operating Profit$14.0M$13.0M$12.0M$13.0M$12.0M
Net Profit$12.0M$11.0M$10.0M$11.0M$10.0M
EPS$8.07$7.88$7.57$8.60$8.22
Op Margin38.5%37.1%29.8%27.9%24.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$760.0M$734.0M$778.0M$786.0M$812.0M
Total Liabilities$669.0M$667.0M$704.0M$706.0M$719.0M
Cash$44.0M$15.0M$10.0M$12.0M$9.0M
Borrowings$41.0M$26.0M$79.0M$62.0M$56.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$8.0M$10.0M$12.0M$12.0M$15.0M
Investing Cash Flow$-99.0M$-32.0M$-48.0M$-9.0M$-29.0M
Financing Cash Flow$84.0M$6.0M$-25.0M$18.0M$30.0M
Net Cash Flow$-26.0M$-30.0M$-5.0M$1.0M$0
Free Cash Flow$7.0M$10.0M$11.0M$12.0M$12.0M

Valuation & Return Ratios

MetricValue
PEG Ratio26.41
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y20.53%
Return 3Y43.58%
Return 5Y44.30%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
CYVF Overview CYVF Dividend Run Stock Screener