NMS · Software - Infrastructure

ACI Worldwide, Inc. (ACIW) Stock

$55.88 -0.55% NMS: ACIW Technology

Valuation

MetricValue
Price$55.88
Market Cap$5.64B
P/E Ratio22.80
P/B Ratio3.40
P/S Ratio2.80
EPS (TTM)$2.16
52-Week High$61.08
52-Week Low$38.05
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE15.06%
ROA7.29%
ROCE14.28%
Gross Margin18.75%
Operating Margin18.75%
Net Margin12.40%
Debt/Equity0.57
Current Ratio1.54

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.4B$1.4B$1.5B$1.6B$1.8B
Operating Profit$210.0M$204.0M$220.0M$308.0M$330.0M
Net Profit$128.0M$142.0M$122.0M$203.0M$227.0M
EPS$1.08$1.24$1.12$1.91$2.16
Op Margin15.3%14.3%15.2%19.3%18.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.2B$3.2B$3.4B$3.0B$3.1B
Total Liabilities$1.9B$2.0B$2.1B$1.6B$1.6B
Cash$122.0M$125.0M$164.0M$216.0M$196.0M
Borrowings$1.1B$1.1B$1.1B$956.0M$872.0M

Latest News

ACIW: What does Argus have to say about ACIW? Argus Research · Jul 15, 2026 Is ACI Worldwide (ACIW) Stock Outpacing Its Computer and Technology Peers This Year? Zacks · Jul 13, 2026 ACI Worldwide (ACIW) Surges 5.6%: Is This an Indication of Further Gains? Zacks · Jun 29, 2026 Six in Ten UK Consumers Would Stop Using an AI Shopping Agent After One Mistake, ACI Survey Finds Business Wire · Jun 29, 2026 Do Options Traders Know Something About ACI Worldwide Stock We Don't? Zacks · Jun 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$220.0M$143.0M$169.0M$359.0M$323.0M
Investing Cash Flow$-91.0M$20.0M$-76.0M$-60.0M$-6.0M
Financing Cash Flow$-151.0M$-182.0M$-41.0M$-165.0M$-217.0M
Net Cash Flow$-81.0M$31.0M$24.0M$26.0M$-6.0M
Free Cash Flow$175.0M$103.0M$131.0M$343.0M$310.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-2.74
EV / EBITDA12.44
FCF Yield6.96%
Quick Ratio1.58
Interest Coverage6.41
Return 1Y7.10%
Return 3Y113.08%
Return 5Y57.68%

Ownership

Insiders Held1.24%
Institutions Held102.60%
Institutions Float Held103.89%
Institutional HolderSharesReport Date
Blackrock Inc.17,018,1372026-03-31
Vanguard Portfolio Management LLC8,056,3472026-03-31
Franklin Resources, Inc.6,616,3712026-03-31
Vanguard Capital Management LLC4,540,5122026-03-31
State Street Corporation4,150,9092026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
DLODLocal Limited $15.06 +1.48% 19.84 $4.43B 1.46%
EEFTEuronet Worldwide, Inc. $65.59 -2.19% 8.76 $2.45B 0.00%
FISVFiserv, Inc. $49.86 -1.89% 8.66 $26.51B 0.00%
GPNGlobal Payments Inc. $82.82 -3.56% -20.10 $21.92B 1.28%
PAYOPayoneer Global Inc. $7.15 -0.28% 50.64 $2.42B 0.00%

About ACI Worldwide, Inc.

ACI Worldwide, Inc. (ACIW) stock trades at $55.88 with a market capitalization of $5.64B. The stock is valued at a price-to-earnings (P/E) ratio of 22.80, price-to-book of 3.40, price-to-sales of 2.80. Over the past 52 weeks the stock has ranged between $38.05 and $61.08, and currently trades 8.5% below its 52-week high.

On profitability, ACI Worldwide, Inc. generates a return on equity (ROE) of 15.06%, above the typical market range of roughly 12-15%, return on capital employed of 14.28%, an operating margin of 18.75%, a net profit margin of 12.40%.

ACI Worldwide, Inc. by the numbers, 2016–2025

Between 2016 and 2025 ACI Worldwide, Inc. reported revenue of $1.0B rising to $1.8B, a change of +75.0% across 10 years. Compounded, revenue has grown 6.3% a year over five years, 7.4% over three, 10.4% over the last twelve months. Net profit rose to $227.0M.

Operating margin went from 22.0% in 2016 to 18.8% in 2025, a fall of 3.2 percentage points. The most recent net margin is 12.40%. On a trailing twelve-month basis to Jun '26, revenue is $1.8B and net profit $225.0M.

Borrowings rose from $744.0M to $872.0M, cash from operations was $323.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 12.1% over five years, and was 14.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

ACI Worldwide, Inc. (ACIW) — frequently asked questions

What is ACI Worldwide, Inc. (ACIW) stock price today?

ACI Worldwide, Inc. (ACIW) is currently trading at $55.88, down 0.55% today.

What is ACIW P/E ratio?

ACI Worldwide, Inc.'s P/E ratio is 22.80. This is between 15x and 30x, around the typical market average of roughly 18-22x.

What is ACIW return on equity (ROE)?

ACI Worldwide, Inc.'s return on equity (ROE) is 15.06%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is ACI Worldwide, Inc.'s market cap?

ACI Worldwide, Inc. has a market capitalization of $5.64B.

Does ACIW pay a dividend?

ACI Worldwide, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does ACIW carry?

ACI Worldwide, Inc. has a debt-to-equity ratio of 0.57. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is ACIW's profit margin?

ACI Worldwide, Inc. reports a net profit margin of 12.40% — the share of revenue left after every cost, including tax and interest.

What sector is ACIW in?

ACI Worldwide, Inc. is classified under Technology, in the Software - Infrastructure industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is ACIW listed on?

ACI Worldwide, Inc. trades on NMS under the ticker ACIW.

What is ACIW's 52-week range?

Over the last year ACI Worldwide, Inc. has traded between $38.05 and $61.08.

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Screens ACIW currently matches

On the figures above, ACI Worldwide, Inc. passes the filters for 5 of our ready-made screens, among them Stocks Under $100, Mid Cap Stocks, Stocks With PE Under 25. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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