NYSE · Financial Statements

American Integrity Insurance Group, Inc. (AII) Financial Statements

$28.83 NYSE: AII Market Cap $564.93M

American Integrity Insurance Group, Inc. most recently reported annual revenue of $276.0M, net profit of $100.0M. Revenue grew at an average annual rate of 17.2% over the last 2 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

American Integrity Insurance Group, Inc.: Revenue rose from $201.0M in 2023 to $276.0M in 2025, a change of +37.3% over 2 years; net profit was positive in all 3 reported years; operating margin moved from 22.3% to 41.6%, a shift of +19.3 percentage points; the most recent year shows net profit of $100.0M.

Income Statement — 3 Years (USD millions)

Metric202320242025
Revenue$201.0M$204.0M$276.0M
Operating Expenses$156.0M$153.0M$161.0M
Operating Profit$45.0M$51.0M$115.0M
Operating Margin22.3%25.0%41.6%
Other Income$0$0$0
Interest$0$0$0
Depreciation$1.0M$3.0M$2.0M
Profit Before Tax$45.0M$51.0M$115.0M
Tax$15.6M$22.1M$13.4M
Net Profit$38.0M$40.0M$100.0M
EPS$1.84$1.94$5.65
Dividend Payout0.0%0.0%0.0%

Quarterly Results — Last 10 Quarters (USD millions)

MetricMar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$44.0M$46.0M$47.0M$67.0M$72.0M$74.0M$62.0M$68.0M$91.0M$115.0M
Operating Expenses$31.0M$26.0M$40.0M$56.0M$29.0M$50.0M$43.0M$39.0M$64.0M$69.0M
Operating Profit$13.0M$20.0M$7.0M$11.0M$43.0M$24.0M$19.0M$29.0M$27.0M$46.0M
Operating Margin30.0%44.0%14.1%16.0%59.7%32.4%30.3%43.0%30.0%40.3%
Interest$0$0$0$0$0$0$0$0$0$0
Profit Before Tax$13.0M$20.0M$7.0M$11.0M$43.0M$24.0M$19.0M$29.0M$27.0M$46.0M
Tax$9.0M$27.9M$31.1M$21.9M$11.2M$-14.1M$29.9M$28.7M$26.9M$26.4M
Net Profit$12.0M$15.0M$5.0M$8.0M$38.0M$27.0M$13.0M$21.0M$20.0M$34.0M
EPS$0.62$0.72$0.22$0.41$1.95$1.62$0.67$1.07$1.02$1.74

Over the 3 years reported for American Integrity Insurance Group, Inc., borrowings decreased from $6.0M in 2023 to $1.0M in 2025, cash stood at $204.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 83.00 times.

Balance Sheet — 3 Years (USD millions)

Metric202320242025
Total Assets$862.0M$1.2B$1.2B
Current Assets$846.0M$1.2B$249.0M
Cash$62.0M$173.0M$204.0M
Inventory$0$0$0
Receivables$363.0M$514.0M$45.0M
Fixed Assets$6.0M$4.0M$6.0M
Capital Work in Progress$0$0$0
Investments$0$303.0M$349.0M
Other Assets$0$0$0
Total Liabilities$728.0M$1.0B$888.0M
Current Liabilities$67.0M$89.0M$3.0M
Borrowings$6.0M$4.0M$1.0M
Other Liabilities$722.0M$1.0B$887.0M
Equity$10.0M$10.0M$0
Reserves$134.0M$162.0M$337.0M

For American Integrity Insurance Group, Inc., operating cash flow was positive in 3 of 3 reported years; free cash flow in the latest year was $133.0M; free cash flow was positive in 3 of 3 years; financing activities used $8.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 3 Years (USD millions)

Metric202320242025
Operating Cash Flow$64.0M$149.0M$138.0M
Investing Cash Flow$-3.0M$-21.0M$-140.0M
Financing Cash Flow$0$0$-8.0M
Net Cash Flow$60.0M$117.0M$65.0M
Free Cash Flow$64.0M$148.0M$133.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.81
EV / EBITDA2.06
FCF Yield32.93%
Quick Ratio260.83
Interest Coverage—
Return 1Y7.98%
Return 3Y—
Return 5Y—

American Integrity Insurance Group, Inc. (AII) financials — frequently asked questions

What is American Integrity Insurance Group, Inc.'s annual revenue?

American Integrity Insurance Group, Inc. (AII) reported annual revenue of $276.0M in its most recent fiscal year.

What is American Integrity Insurance Group, Inc.'s net profit?

American Integrity Insurance Group, Inc. (AII) reported net profit of $100.0M in its most recent fiscal year.

What is AII EV/EBITDA?

American Integrity Insurance Group, Inc.'s enterprise value to EBITDA (EV/EBITDA) ratio is 2.06.

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