NYQ · Financial Statements

Amerant Bancorp Inc. (AMTB) Financial Statements

$30.06 NYQ: AMTB Market Cap $1.18B

Amerant Bancorp Inc. most recently reported annual revenue of $655.0M, net profit of $52.0M. Revenue grew at an average annual rate of 14.4% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Amerant Bancorp Inc.: Revenue rose from $300.0M in 2016 to $655.0M in 2025, a change of +118.3% over 9 years; net profit was positive in 8 of 10 reported years; operating margin moved from 11.3% to 10.1%, a shift of -1.2 percentage points; the most recent year shows net profit of $52.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$300.0M$345.0M$362.0M$371.0M$334.0M$308.0M$387.0M$551.0M$575.0M$655.0M
Operating Expenses$267.0M$268.0M$305.0M$307.0M$338.0M$164.0M$308.0M$510.0M$599.0M$589.0M
Operating Profit$34.0M$77.0M$58.0M$64.0M$-4.0M$144.0M$79.0M$41.0M$-24.0M$66.0M
Operating Margin11.3%22.4%15.9%17.3%-1.3%46.8%20.3%7.5%-4.2%10.1%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$47.0M$64.0M$90.0M$100.0M$71.0M$43.0M$72.0M$222.0M$270.0M$237.0M
Depreciation$9.0M$9.0M$9.0M$7.0M$9.0M$7.0M$6.0M$7.0M$7.0M$5.0M
Profit Before Tax$34.0M$77.0M$58.0M$64.0M$-4.0M$144.0M$79.0M$41.0M$-24.0M$66.0M
Tax$30.2M$44.1M$20.4M$19.8M$60.3M$23.4M$21.1M$25.5M$34.6M$20.8M
Net Profit$24.0M$43.0M$46.0M$51.0M$-2.0M$113.0M$63.0M$32.0M$-16.0M$52.0M
EPS$0.68$1.23$1.08$1.20$-0.04$3.01$1.85$0.96$-0.44$1.26
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$149.0M$121.0M$159.0M$164.0M$102.0M$150.0M$165.0M$169.0M$167.0M$154.0M$148.0M$101.0M
Operating Expenses$121.0M$142.0M$146.0M$157.0M$164.0M$132.0M$150.0M$139.0M$148.0M$152.0M$125.0M$74.0M
Operating Profit$28.0M$-21.0M$13.0M$6.0M$-62.0M$18.0M$15.0M$30.0M$19.0M$2.0M$23.0M$27.0M
Operating Margin18.9%-17.3%8.5%3.9%-60.6%12.0%9.3%17.6%11.4%1.2%15.5%26.9%
Interest$61.0M$64.0M$67.0M$67.0M$71.0M$65.0M$61.0M$61.0M$59.0M$57.0M$53.0M$53.0M
Profit Before Tax$28.0M$-21.0M$13.0M$6.0M$-62.0M$18.0M$15.0M$30.0M$19.0M$2.0M$23.0M$27.0M
Tax$22.6M$14.2M$21.5M$21.5M$22.2M$6.3M$22.5M$22.8M$22.4M$-41.6M$0$22.4M
Net Profit$22.0M$-17.0M$11.0M$5.0M$-48.0M$17.0M$12.0M$23.0M$15.0M$3.0M$23.0M$21.0M
EPS$0.66$-0.51$0.31$0.15$-1.43$0.40$0.28$0.55$0.35$0.07$0.44$0.53

Over the 10 years reported for Amerant Bancorp Inc., borrowings decreased from $1.1B in 2016 to $1.0B in 2025, cash stood at $470.0M in the latest year, shareholders' equity was $4.0M, current assets covered current liabilities 0.43 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$8.4B$8.4B$8.1B$8.0B$7.8B$7.6B$9.1B$9.7B$9.9B$9.8B
Current Assets$2.3B$1.9B$1.7B$1.8B$1.5B$1.5B$1.5B$1.5B$2.0B$2.5B
Cash$135.0M$153.0M$86.0M$121.0M$214.0M$274.0M$248.0M$296.0M$566.0M$470.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$70.0M$73.0M$74.0M$67.0M$94.0M$92.0M$156.0M$0$0$8.0M
Fixed Assets$149.0M$129.0M$124.0M$129.0M$110.0M$179.0M$182.0M$162.0M$132.0M$111.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$7.8B$7.8B$7.5B$7.4B$7.0B$6.8B$8.1B$8.6B$8.6B$8.6B
Other Assets$19.0M$19.0M$19.0M$20.0M$20.0M$20.0M$20.0M$19.0M$19.0M$19.0M
Total Liabilities$7.7B$7.7B$7.4B$7.2B$7.0B$6.8B$8.4B$9.0B$9.0B$8.8B
Current Liabilities$6.7B$6.4B$6.0B$5.8B$5.7B$5.6B$7.0B$7.9B$7.9B$5.8B
Borrowings$1.1B$1.3B$1.3B$1.3B$1.2B$1.1B$1.2B$921.0M$1.0B$1.0B
Other Liabilities$6.6B$6.4B$6.1B$5.8B$5.8B$5.7B$7.2B$8.1B$8.0B$7.8B
Equity$13.0M$4.0M$4.0M$5.0M$4.0M$4.0M$3.0M$3.0M$4.0M$4.0M
Reserves$705.0M$753.0M$747.0M$835.0M$783.0M$834.0M$708.0M$736.0M$890.0M$939.0M

For Amerant Bancorp Inc., operating cash flow was positive in 9 of 10 reported years; free cash flow in the latest year was $98.0M; free cash flow was positive in 9 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$75.0M$73.0M$62.0M$78.0M$57.0M$67.0M$-49.0M$27.0M$82.0M$100.0M
Investing Cash Flow$-331.0M$-1.0M$196.0M$192.0M$281.0M$379.0M$-1.4B$-618.0M$-584.0M$-504.0M
Financing Cash Flow$34.0M$-304.0M$-308.0M$-320.0M$-96.0M$-149.0M$1.3B$845.0M$518.0M$426.0M
Net Cash Flow$-3.0M$18.0M$-68.0M$36.0M$93.0M$60.0M$16.0M$31.0M$268.0M$40.0M
Free Cash Flow$67.0M$65.0M$52.0M$64.0M$52.0M$61.0M$-60.0M$16.0M$75.0M$98.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.03
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y30.74%
Return 3Y34.95%
Return 5Y28.60%

Amerant Bancorp Inc. (AMTB) financials — frequently asked questions

What is Amerant Bancorp Inc.'s annual revenue?

Amerant Bancorp Inc. (AMTB) reported annual revenue of $655.0M in its most recent fiscal year.

What is Amerant Bancorp Inc.'s net profit?

Amerant Bancorp Inc. (AMTB) reported net profit of $52.0M in its most recent fiscal year.

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