NYSE · Financial Statements

Banco de Chile (BCH) Financial Statements

$40.87 NYSE: BCH Market Cap $20.64B

Banco de Chile most recently reported annual revenue of $3.03T, net profit of $1.19T. Revenue grew at an average annual rate of 4.0% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Banco de Chile: Revenue rose from $2.40T in 2016 to $3.03T in 2025, a change of +25.9% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 28.1% to 50.0%, a shift of +21.9 percentage points; the most recent year shows net profit of $1.19T.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$2.40T$2.33T$2.50T$2.73T$2.49T$3.03T$5.31T$5.09T$4.65T$3.03T
Operating Expenses$1.73T$1.65T$1.74T$1.96T$1.98T$1.70T$3.58T$3.40T$3.07T$1.51T
Operating Profit$675.3B$687.4B$763.4B$777.4B$504.9B$1.33T$1.74T$1.70T$1.58T$1.51T
Operating Margin28.1%29.4%30.5%28.4%20.3%44.0%32.7%33.3%34.0%50.0%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$690.3B$652.0B$679.6B$742.3B$560.0B$814.4B$2.20T$2.12T$1.61T$969.6B
Depreciation$35.6B$37.5B$37.7B$70.5B$73.4B$76.8B$84.2B$92.3B$94.6B$95.1B
Profit Before Tax$675.3B$687.4B$763.4B$777.4B$504.9B$1.33T$1.74T$1.70T$1.58T$1.51T
Tax$14.8M$16.8M$20.9M$22.3M$20.4M$20.7M$16.7M$19.0M$21.1M$21.2M
Net Profit$575.1B$572.1B$603.6B$603.7B$401.6B$1.06T$1.45T$1.37T$1.25T$1.19T
EPS$1078.00$1132.00$1178.00$1174.00$796.00$1570.00$2862.00$2720.00$2390.00$2360.00
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricJun '23Sep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26
Revenue$1.17T$1.10T$1.72T$1.12T$1.06T$988.7B$1.49T$1.01T$1.01T$977.6B$30.3B$1.05T
Operating Expenses$756.3B$746.4B$1.13T$733.3B$653.7B$621.1B$1.06T$603.7B$621.1B$597.8B$-309.0B$693.6B
Operating Profit$416.0B$351.7B$594.9B$383.3B$403.2B$367.6B$428.0B$408.0B$385.3B$379.8B$339.3B$359.6B
Operating Margin35.5%32.0%34.5%34.3%38.1%37.2%28.8%40.3%38.3%38.9%1118.8%34.1%
Interest$428.0B$422.0B$868.7B$337.3B$290.1B$266.5B$714.4B$235.4B$250.2B$248.9B$235.1B$269.6B
Profit Before Tax$416.0B$351.7B$594.9B$383.3B$403.2B$367.6B$428.0B$408.0B$385.3B$379.8B$339.3B$359.5B
Tax$20.2M$26.1M$13.3M$22.4M$19.7M$21.6M$20.8M$19.4M$20.9M$22.9M$21.7M$22.5M
Net Profit$332.1B$260.0B$515.9B$297.7B$323.6B$288.1B$339.1B$328.9B$304.9B$292.9B$265.5B$278.6B
EPS$658.00$514.00$1022.00$590.00$640.00$570.00$590.00$652.00$604.00$580.00$524.00$552.00

Over the 10 years reported for Banco de Chile, borrowings increased from $7.43T in 2016 to $13.55T in 2025, cash stood at $3.01T in the latest year, shareholders' equity was $2.42T, current assets covered current liabilities 0.24 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$31.36T$32.56T$35.60T$41.01T$45.55T$51.43T$55.11T$55.72T$52.06T$54.10T
Current Assets$2.25T$3.18T$2.68T$6.29T$5.70T$8.92T$9.83T$9.40T$8.09T$7.16T
Cash$1.79T$1.49T$1.51T$3.20T$2.96T$4.04T$3.54T$4.98T$3.07T$3.01T
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$71.5B$152.4B$86.6B$1.69T$1.65T$1.78T$2.28T$2.55T$2.90T$170.2B
Fixed Assets$322.2B$344.2B$317.7B$510.3B$422.4B$417.0B$400.0B$468.5B$448.5B$392.9B
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$27.39T$28.61T$31.45T$33.12T$35.23T$40.48T$44.24T$39.27T$44.47T$46.16T
Other Assets$16.7B$16.7B$16.7B$16.7B$16.7B$16.7B$16.7B$16.7B$16.7B$16.7B
Total Liabilities$28.05T$29.02T$31.93T$37.11T$41.55T$46.61T$49.68T$49.64T$45.55T$47.42T
Current Liabilities$19.24T$19.37T$20.72T$22.72T$24.63T$28.10T$28.55T$29.73T$29.53T$30.17T
Borrowings$7.43T$7.88T$9.30T$10.83T$9.56T$9.27T$10.62T$11.67T$12.06T$13.55T
Other Liabilities$20.61T$21.14T$22.63T$26.28T$32.00T$37.34T$39.05T$37.97T$33.49T$33.87T
Equity$2.14T$2.27T$2.42T$2.42T$2.42T$2.42T$2.42T$2.42T$2.42T$2.42T
Reserves$3.31T$3.55T$3.67T$3.91T$4.00T$4.82T$5.43T$6.08T$6.50T$6.69T

For Banco de Chile, operating cash flow was positive in 8 of 10 reported years; free cash flow in the latest year was $748.8B; free cash flow was positive in 8 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$162.5B$872.6B$-1.33T$1.39T$-2.47T$3.01T$128.6B$1.73T$396.6B$826.1B
Investing Cash Flow$484.2B$-1.23T$365.0B$-462.9B$162.4B$-3.05T$-925.9B$-433.2B$-75.6B$-1.27T
Financing Cash Flow$-471.7B$109.6B$-8.8B$42.7B$2.16T$1.28T$94.1B$-47.1B$-346.6B$88.5B
Net Cash Flow$-54.7B$-216.8B$-157.1B$1.83T$-834.8B$1.72T$-843.0B$-161.1B$-1.05T$-330.4B
Free Cash Flow$123.5B$830.6B$-1.39T$1.32T$-2.52T$2.94T$50.5B$1.64T$379.4B$748.8B

Valuation & Return Ratios

MetricValue
PEG Ratio-1.97
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y22.69%
Return 3Y140.69%
Return 5Y232.30%

Banco de Chile (BCH) financials — frequently asked questions

What is Banco de Chile's annual revenue?

Banco de Chile (BCH) reported annual revenue of $3.03T in its most recent fiscal year.

What is Banco de Chile's net profit?

Banco de Chile (BCH) reported net profit of $1.19T in its most recent fiscal year.

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