Bank of Ayudhya Public Company Limited (BKAYY) Stock

About Bank of Ayudhya Public Company Limited

Bank of Ayudhya Public Company Limited, along with its affiliated entities, delivers a comprehensive array of commercial banking services. Its clientele spans individuals, corporate enterprises, small and medium-sized businesses, and other financial institutions. The bank's operations are primarily organized into two segments. The Retail segment addresses personal banking needs, offering diverse financial products such as checking and savings accounts, fixed-term deposits, bills of exchange, housing loans, credit cards, personal credit facilities, sale finance, hire-purchase and leasing options, wealth management, and bancassurance offerings. Conversely, the Commercial segment supports business clients with various financial products and services. These include an extensive range of credit facilities like short-term working capital, along with cash management solutions, trade finance, transactional banking, advisory services, and treasury and money market products. Beyond these core banking functions, the company also extends its services to include refinancing and venture capital. It provides car rental, collection, and personnel services, manages mutual and private investment funds, offers factoring and information technology solutions, and engages in microfinance, real estate leasing, and securities services. Furthermore, Bank of Ayudhya operates as a broker for life, non-life, and general insurance. Founded in 1945, the bank maintains its headquarters in Bangkok, Thailand, and operates as a subsidiary of MUFG Bank, Ltd.

Bank of Ayudhya Public Company Limited is headquartered in TH.

Bank of Ayudhya Public Company Limited (BKAYY) stock trades at $22.17 with a market capitalization of $163.04B. The stock is valued at a price-to-earnings (P/E) ratio of 9.02, price-to-book of 0.70, price-to-sales of 1.62. Over the past 52 weeks the stock has ranged between $22.17 and $26.00, and currently trades 14.7% below its 52-week high. It pays a dividend yielding 3.83%.

On profitability, Bank of Ayudhya Public Company Limited generates a return on equity (ROE) of 7.86%, return on capital employed of 1.23%, an operating margin of 17.49%, a net profit margin of 17.97%.

In its most recent fiscal year, Bank of Ayudhya Public Company Limited reported annual revenue of $199.3B, net profit of $30.5B. Over the last 5 fiscal years, revenue grew at an average annual rate of 12.7%, and net profit grew at an average annual rate of 5.8%.

The balance sheet shows a debt-to-equity ratio of 0.82, a current ratio of 1.53, total assets of $2.65T, $237.9B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

BKAYY has an average daily trading volume of 40 shares, a beta of 0.50 (historically less volatile than the overall market).

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