NYSE · Financial - Credit Services

Mastercard Incorporated (MA) Stock

$617.42 +0.18% NYSE: MA Financial Services

Valuation

MetricValue
Price$617.42
Market Cap$540.87B
P/E Ratio31.17
P/B Ratio89.23
P/S Ratio14.19
EPS (TTM)$16.52
52-Week High$621.65
52-Week Low$464.52
Dividend Yield0.61%

Financials & Margins

MetricValue
ROE232.46%
ROA28.18%
ROCE64.22%
Gross Margin82.96%
Operating Margin59.40%
Net Margin46.34%
Debt/Equity4.39
Current Ratio1.03

Annual Financials (USD)

Metric20212022202320242025
Revenue$18.9B$22.2B$25.1B$28.2B$32.8B
Operating Profit$10.1B$12.7B$14.6B$16.3B$19.5B
Net Profit$8.7B$9.9B$11.2B$12.9B$15.0B
EPS$8.76$10.23$11.83$13.89$16.52
Op Margin53.4%57.2%58.3%58.0%59.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$37.7B$38.7B$42.4B$48.1B$54.2B
Total Liabilities$30.3B$32.3B$35.5B$41.6B$46.4B
Cash$7.4B$7.0B$8.6B$8.4B$10.6B
Borrowings$13.9B$14.0B$15.7B$18.2B$19.0B

Latest News

How Mastercard’s New AP4M Machine Payments Platform Will Impact Mastercard (MA) Investors Simply Wall St. · Jul 10, 2026 Can AmEx's AI Investments Unlock the Next Phase of Growth? Zacks · Jul 10, 2026 Mastercard Stock Falls Below 200-Day SMA: Buy the Dip or Wait? Zacks · Jul 10, 2026 Tag Systems helps UK banks and fintechs prepare for the next generation of payment card security Electronic Payments · Jul 10, 2026 European sovereignty is also a matter of payment infrastructure Electronic Payments · Jul 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$9.5B$11.2B$12.0B$14.8B$17.4B
Investing Cash Flow$-6.1B$-2.6B$-1.7B$-3.9B$-1.9B
Financing Cash Flow$-6.2B$-8.7B$-8.8B$-11.2B$-12.1B
Net Cash Flow$-2.5B$-706.0M$1.3B$343.0M$2.2B
Free Cash Flow$8.6B$10.1B$11.6B$14.3B$16.9B

Valuation & Return Ratios

MetricValue
PEG Ratio1.38
EV / EBITDA23.11
FCF Yield3.30%
Quick Ratio1.06
Interest Coverage28.06
Return 1Y10.21%
Return 3Y56.41%
Return 5Y79.77%

Ownership

Insiders Held0.11%
Institutions Held91.48%
Institutions Float Held91.58%
Institutional HolderSharesReport Date
Blackrock Inc.67,011,9882026-03-31
Mastercard Foundation Asset Management Corp65,234,7022026-03-31
Vanguard Capital Management LLC52,337,4542026-03-31
State Street Corporation36,478,0222026-03-31
JPMORGAN CHASE & CO32,656,5012026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AXPAmerican Express Company $313.59 -0.09% 18.73 $211.77B 1.23%
EVTCEvertec, Inc. $31.19 -0.67% 17.68 $1.92B 0.73%
FISVFiserv, Inc. $47.55 +0.72% 8.66 $25.29B 0.00%
GPNGlobal Payments Inc. $83.67 -0.59% -20.10 $22.14B 1.28%
NEXXYNexi S.p.A. $4.90 -1.01% -1.53 $5.76B 7.14%

About Mastercard Incorporated

Mastercard Incorporated is led by CEO Michael Miebach, employs 35,300 people, headquartered in Purchase, US, publicly traded since 2006.

Mastercard Incorporated (MA) stock trades at $617.42 with a market capitalization of $540.87B. The stock is valued at a price-to-earnings (P/E) ratio of 31.17, price-to-book of 89.23, price-to-sales of 14.19. Over the past 52 weeks the stock has ranged between $464.52 and $621.65, and currently trades at or near its 52-week high. It pays a dividend yielding 0.61%.

On profitability, Mastercard Incorporated generates a return on equity (ROE) of 232.46%, above the typical market range of roughly 12-15%, return on capital employed of 64.22%, an operating margin of 59.40%, a net profit margin of 46.34%.

In its most recent fiscal year, Mastercard Incorporated reported annual revenue of $32.8B, net profit of $15.0B. Over the last 5 fiscal years, revenue grew at an average annual rate of 16.5%, and net profit grew at an average annual rate of 18.5%. Over that span net profit grew faster than revenue, so net margin widened.

The balance sheet shows a debt-to-equity ratio of 4.39 (debt more than twice shareholders' equity), a current ratio of 1.03, total assets of $54.2B, $10.6B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

MA has a beta of 0.73 (historically less volatile than the overall market).

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