What is Banca Mediolanum S.p.A. (BNCDY) stock price today?

Banca Mediolanum S.p.A. (BNCDY) is currently trading at $51.25, up 1.89% today.

What is BNCDY P/E ratio?

Banca Mediolanum S.p.A.'s P/E ratio is 13.33. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is BNCDY return on equity (ROE)?

Banca Mediolanum S.p.A.'s return on equity (ROE) is 28.43%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is Banca Mediolanum S.p.A.'s market cap?

Banca Mediolanum S.p.A. has a market capitalization of $76.51B.

OTC · Banks - Regional

Banca Mediolanum S.p.A. (BNCDY) Stock

$51.25 +1.89% OTC: BNCDY Financial Services

Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings.

Valuation

Metric	Value
Price	$51.25
Market Cap	$76.51B
P/E Ratio	13.33
P/B Ratio	3.58
P/S Ratio	4.36
EPS (TTM)	$3.84
52-Week High	$52.50
52-Week Low	$35.23
Dividend Yield	5.95%

Financials & Margins

Metric	Value
ROE	28.43%
ROA	1.35%
ROCE	1.57%
Gross Margin	93.45%
Operating Margin	38.04%
Net Margin	32.68%
Debt/Equity	0.39
Current Ratio	0.19

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$6.5B	$1.5B	$2.4B	$3.0B	$4.9B
Operating Profit	$890.0M	$644.0M	$1.1B	$1.5B	$1.4B
Net Profit	$713.0M	$507.0M	$822.0M	$1.1B	$1.2B
EPS	$0.49	$0.34	$0.55	$0.76	$0.80
Op Margin	13.8%	43.2%	44.0%	48.2%	28.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$73.5B	$73.6B	$77.8B	$86.2B	$89.9B
Total Liabilities	$70.6B	$70.7B	$74.4B	$82.1B	$85.4B
Cash	$5.3B	$2.8B	$385.0M	$1.3B	$162.0M
Borrowings	$68.0M	$372.0M	$386.0M	$397.0M	$3.0B

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Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$909.0M	$2.3B	$-1.8B	$1.2B	$4.9B
Investing Cash Flow	$-99.0M	$-94.0M	$-76.0M	$-72.0M	$-28.0M
Financing Cash Flow	$0	$0	$0	$-58.0M	$-35.0M
Net Cash Flow	$133.0M	$1.8B	$-2.2B	$496.0M	$-523.0M
Free Cash Flow	$848.0M	$2.2B	$-1.8B	$1.1B	$4.9B

Valuation & Return Ratios

Metric	Value
PEG Ratio	1.14
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	38.87%
Return 3Y	262.83%
Return 5Y	304.02%

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BGN.MIBanca Generali S.p.A.	$60.25	-3.06%	14.32	$7.53B	4.32%
BMDPFBanca Monte dei Paschi di Siena S.p.A.	$13.39	+6.19%	8.24	$17.66B	7.47%
BPXXYBPER Banca S.p.A.	$30.60	-7.58%	13.28	$25.18B	5.82%
CE.MICredito Emiliano S.p.A.	$20.16	+1.31%	12.40	$7.00B	3.62%
FNBKYFinecoBank Banca Fineco S.p.A.	$49.55	+0.00%	21.96	$7.58B	3.71%

About Banca Mediolanum S.p.A.

Operating within Italy, Banca Mediolanum S.p.A. delivers a comprehensive suite of financial and banking offerings. Its services range from fundamental banking solutions like checking accounts to various lending products, including home mortgages and other credit facilities. Clients also have access to diverse card options—debit, credit, and prepaid—as well as wealth management solutions such as savings and investment vehicles, including stocks and bonds, complemented by associated trading functionalities. Furthermore, the company's portfolio extends to include insurance coverage and retirement planning products. This institution was established in 1982, with its primary headquarters located in Basiglio, Italy.

Banca Mediolanum S.p.A. is headquartered in IT.

Banca Mediolanum S.p.A. (BNCDY) stock trades at $51.25 with a market capitalization of $76.51B. The stock is valued at a price-to-earnings (P/E) ratio of 13.33, price-to-book of 3.58, price-to-sales of 4.36. Over the past 52 weeks the stock has ranged between $35.23 and $52.50, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 5.95%.

On profitability, Banca Mediolanum S.p.A. generates a return on equity (ROE) of 28.43%, above the typical market range of roughly 12-15%, return on capital employed of 1.57%, an operating margin of 38.04%, a net profit margin of 32.68%.

In its most recent fiscal year, Banca Mediolanum S.p.A. reported annual revenue of $4.9B, net profit of $1.2B. Over the last 5 fiscal years, revenue grew at an average annual rate of 9.0%, and net profit grew at an average annual rate of 22.3%. Over that span net profit grew faster than revenue, so net margin widened.

The balance sheet shows a debt-to-equity ratio of 0.39 (debt below half of shareholders' equity), a current ratio of 0.19, total assets of $89.9B, $162.0M in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

BNCDY has an average daily trading volume of 3,814 shares, a beta of 0.75 (historically less volatile than the overall market).

Official website: www.bancamediolanum.it