Banco BPM S.p.A. (BNCZF) Stock

About Banco BPM S.p.A.

Banco BPM SpA operates as a national commercial bank. It is engaged in the provision of private and corporate banking, loans, e-banking, and investment services. The firm operates through the following segments: Retail, Institutional, Private, Corporate, Investment Banking, Insurance, Strategic Partnerships, Finance and Corporate Centre. The Retail segment offers the management and marketing of banking and financial services or products and loan brokering to private customers and small businesses. The Institutional segment includes the management and marketing of banking and financing services or products and loan brokering to bodies and institutions (UCITs, SICAVs, insurance companies, pension funds and banking foundations). The Private segment focuses on the management and marketing of banking and financing services or products and loan brokering to private customers with assets. The Corporate segment provides management and marketing of banking and financing services or products and loan brokering to medium and large-sized companies. The Investment Banking segment includes the search for solutions for the efficient management of customers assets and liabilities, in order to reduce their financial risks. The Insurance segment provides the contribution of the interests held in Vera Vita, Vera Assicurazioni, Banco BPM Vita, and Banco BPM Assicurazioni. The Strategic Partnerships segment offer the contribution of shares held in Agos Ducato, Alba Leasing, SelmaBipiemme Leasing, Gardant Liberty Servicing, Anima Holding and Numia Group. The Finance segments includes activities relating to the portfolio of owned securities, treasury, the groups asset and liability Management and the stock of bond issues placed on institutional markets. The Corporate Centre segment activities relating to the leasing business, equity interests not allocated to Strategic Partnerships and companies operating in the real estate sector. The company was founded on December 12, 1865 and is headquartered in Verona, Italy.

Banco BPM S.p.A. is headquartered in IT.

Banco BPM S.p.A. (BNCZF) stock trades at $17.10 with a market capitalization of $25.74B. The stock is valued at a price-to-earnings (P/E) ratio of 7.79, price-to-book of 1.53, price-to-sales of 2.66. Over the past 52 weeks the stock has ranged between $11.75 and $17.42, and currently trades 1.8% below its 52-week high. It pays a dividend yielding 7.43%.

On profitability, Banco BPM S.p.A. generates a return on equity (ROE) of 18.53%, above the typical market range of roughly 12-15%, return on capital employed of 1.50%, an operating margin of 35.87%, a net profit margin of 32.43%.

In its most recent fiscal year, Banco BPM S.p.A. reported annual revenue of $9.3B, net profit of $2.1B. Over the last 5 fiscal years, revenue grew at an average annual rate of 15.6%, and net profit grew at an average annual rate of 150.7%. Over that span net profit grew faster than revenue, so net margin widened.

The balance sheet shows a debt-to-equity ratio of 1.83, a current ratio of 10.15, total assets of $205.8B, $5.6B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

BNCZF has an average daily trading volume of 338 shares, a beta of 0.50 (historically less volatile than the overall market).

Official website: www.bancobpm.it