NYSE · Financial Statements

Bank Nova Scotia Halifax Pfd 3 (BNS) Financial Statements

$92.90 NYSE: BNS Market Cap $113.23B

Bank Nova Scotia Halifax Pfd 3 most recently reported annual revenue of $73.2B, net profit of $7.8B. Revenue grew at an average annual rate of 18.5% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Bank Nova Scotia Halifax Pfd 3: Revenue rose from $25.9B in 2016 to $73.2B in 2025, a change of +182.1% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 65.8% to 14.4%, a shift of -51.4 percentage points; the most recent year shows net profit of $7.8B.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$25.9B$26.7B$28.2B$30.2B$31.3B$30.9B$31.1B$31.8B$29.5B$73.2B
Operating Expenses$8.9B$7.8B$5.4B$19.4B$23.0B$18.4B$3.0B$23.1B$16.3B$62.7B
Operating Profit$17.1B$18.9B$22.8B$10.9B$8.3B$12.5B$28.1B$8.7B$13.2B$10.5B
Operating Margin65.8%70.8%80.8%35.9%26.6%40.4%90.3%27.3%44.7%14.4%
Other Income$-2.9B$-2.4B$-2.4B$-2.5B$-2.8B$-2.6B$-2.4B$1.1B$-3.3B$-434.0M
Interest$7.9B$8.9B$11.9B$15.6B$12.4B$8.0B$15.4B$38.5B$42.4B$36.1B
Depreciation$684.0M$761.0M$848.0M$1.1B$1.5B$1.5B$1.5B$1.8B$1.8B$1.6B
Profit Before Tax$9.4B$10.3B$11.1B$11.3B$8.4B$12.8B$12.9B$9.8B$9.9B$10.5B
Tax$21.6M$19.8M$21.4M$21.9M$18.4M$22.4M$21.3M$22.8M$20.5M$26.2M
Net Profit$7.1B$8.0B$8.5B$8.4B$6.8B$9.6B$9.9B$7.4B$7.8B$7.8B
EPS$5.77$6.49$6.96$6.67$5.30$7.70$8.02$5.81$5.86$5.69
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$8.0B$7.9B$8.4B$18.6B$19.3B$18.9B$19.1B$17.9B$18.0B$18.2B$17.6B$17.2B
Operating Expenses$5.3B$6.4B$5.7B$18.5B$17.2B$16.7B$17.3B$15.4B$14.6B$15.3B$14.5B$13.8B
Operating Profit$2.7B$1.5B$2.7B$31.0M$2.1B$2.2B$1.7B$2.6B$3.4B$2.9B$3.2B$3.4B
Operating Margin33.5%18.8%32.3%0.2%10.8%11.7%9.0%14.3%18.7%15.7%18.0%20.0%
Interest$10.1B$10.4B$10.7B$10.5B$10.8B$10.4B$9.8B$9.0B$8.6B$8.6B$7.7B$7.6B
Profit Before Tax$2.7B$1.5B$2.7B$2.6B$2.4B$2.2B$1.7B$2.6B$3.4B$2.9B$3.2B$3.4B
Tax$18.4M$9.1M$19.5M$20.9M$19.1M$23.2M$42.2M$21.0M$24.7M$22.9M$27.5M$23.3M
Net Profit$2.2B$1.4B$2.2B$2.1B$1.9B$1.6B$1.1B$2.0B$2.4B$2.2B$2.3B$2.6B
EPS$1.72$1.03$1.68$1.57$1.41$1.22$0.66$1.48$1.84$1.65$1.73$2.00

Over the 10 years reported for Bank Nova Scotia Halifax Pfd 3, borrowings increased from $9.1B in 2016 to $504.0B in 2025, cash stood at $66.0B in the latest year, shareholders' equity was $22.1B, current assets covered current liabilities 0.12 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$896.3B$915.3B$998.5B$1.09T$1.14T$1.18T$1.35T$1.41T$1.41T$1.46T
Current Assets$81.3B$110.8B$118.2B$89.2B$125.2B$129.1B$132.7B$154.8B$121.3B$123.1B
Cash$46.3B$59.7B$62.3B$46.7B$76.5B$86.3B$65.9B$90.3B$63.9B$66.0B
Inventory$-271.0B$-276.5B$-291.7B$-328.5B$0$0$0$0$0$0
Receivables$5.3B$5.2B$7.5B$7.8B$8.7B$9.1B$13.4B$14.0B$13.1B$15.0B
Fixed Assets$2.5B$2.4B$2.7B$2.7B$5.9B$5.6B$5.7B$5.6B$5.3B$4.9B
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$196.3B$200.9B$217.6B$236.4B$263.4B$249.7B$269.6B$281.0B$321.0B$1.01T
Other Assets$7.4B$7.2B$10.0B$9.6B$9.3B$8.8B$8.9B$9.2B$9.0B$8.6B
Total Liabilities$838.4B$853.6B$930.8B$1.02T$1.07T$1.11T$1.27T$1.33T$1.33T$1.37T
Current Liabilities$105.1B$102.5B$102.8B$122.7B$65.6B$92.9B$142.7B$649.6B$722.1B$1.07T
Borrowings$9.1B$10.6B$13.9B$19.5B$7.4B$245.7B$310.9B$313.8B$300.7B$504.0B
Other Liabilities$829.4B$843.0B$916.9B$996.5B$1.06T$866.3B$963.8B$1.02T$1.03T$867.4B
Equity$15.5B$15.6B$18.2B$18.3B$18.2B$18.5B$18.7B$20.1B$22.1B$22.1B
Reserves$56.3B$60.0B$65.2B$67.5B$68.1B$70.8B$73.2B$76.9B$82.4B$86.9B

For Bank Nova Scotia Halifax Pfd 3, operating cash flow was positive in 8 of 10 reported years; free cash flow in the latest year was $5.1B; free cash flow was positive in 8 of 10 years; financing activities used $1.3B in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$4.1B$16.6B$17.8B$-12.0B$56.7B$-12.8B$16.9B$31.7B$15.7B$5.4B
Investing Cash Flow$-3.1B$-26.5B$-14.1B$15.0B$-57.2B$14.2B$-11.9B$-30.5B$-7.9B$1.2B
Financing Cash Flow$6.5B$28.0B$39.7B$62.1B$32.8B$650.0M$-3.9B$19.7B$-3.3B$-1.3B
Net Cash Flow$131.0M$970.0M$1.2B$1.9B$219.0M$-1.4B$1.4B$-892.0M$-767.0M$850.0M
Free Cash Flow$3.8B$2.6B$17.4B$-12.2B$55.9B$-13.3B$16.4B$31.3B$15.2B$5.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.35
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y48.41%
Return 3Y160.43%
Return 5Y80.31%

Bank Nova Scotia Halifax Pfd 3 (BNS) financials — frequently asked questions

What is Bank Nova Scotia Halifax Pfd 3's annual revenue?

Bank Nova Scotia Halifax Pfd 3 (BNS) reported annual revenue of $73.2B in its most recent fiscal year.

What is Bank Nova Scotia Halifax Pfd 3's net profit?

Bank Nova Scotia Halifax Pfd 3 (BNS) reported net profit of $7.8B in its most recent fiscal year.

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