What is Bank of Idaho Holding Company (BOID) stock price today?

Bank of Idaho Holding Company (BOID) is currently trading at $44.24, down 0.9% today.

What is BOID P/E ratio?

Bank of Idaho Holding Company's P/E ratio is 14.55. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is BOID return on equity (ROE)?

Bank of Idaho Holding Company's return on equity (ROE) is 11.03%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Bank of Idaho Holding Company's market cap?

Bank of Idaho Holding Company has a market capitalization of $196.66M.

OTC · Banks - Regional

Bank of Idaho Holding Company (BOID) Stock

$44.24 -0.90% OTC: BOID Financial Services

Valuation

Metric	Value
Price	$44.24
Market Cap	$196.66M
P/E Ratio	14.55
P/B Ratio	1.51
P/S Ratio	3.62
EPS (TTM)	$3.04
52-Week High	$53.00
52-Week Low	$27.90
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	11.03%
ROA	1.03%
ROCE	8.51%
Gross Margin	100.00%
Operating Margin	40.30%
Net Margin	25.10%
Debt/Equity	0.45
Current Ratio	0.08

Annual Financials (USD)

Metric	2020	2021	2022	2023	2024
Revenue	$30.0M	$34.0M	$41.0M	$64.0M	$54.0M
Operating Profit	$5.0M	$8.0M	$9.0M	$12.0M	$22.0M
Net Profit	$3.0M	$6.0M	$6.0M	$9.0M	$14.0M
EPS	$1.28	$2.33	$1.59	$1.91	$3.04
Op Margin	15.0%	23.7%	20.9%	19.2%	40.3%

Balance Sheet (USD)

Metric	2020	2021	2022	2023	2024
Total Assets	$576.0M	$738.0M	$980.0M	$1.1B	$1.3B
Total Liabilities	$519.0M	$676.0M	$873.0M	$1.0B	$1.2B
Cash	$9.0M	$110.0M	$49.0M	$43.0M	$81.0M
Borrowings	$32.0M	$28.0M	$31.0M	$68.0M	$60.0M

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Cash Flow (USD)

Metric	2020	2021	2022	2023	2024
Operating Cash Flow	$-12.0M	$19.0M	$22.0M	$12.0M	$23.0M
Investing Cash Flow	$-149.0M	$-79.0M	$-141.0M	$-167.0M	$-149.0M
Financing Cash Flow	$146.0M	$162.0M	$3.0M	$111.0M	$170.0M
Net Cash Flow	$1.0M	$101.0M	$-62.0M	$-6.0M	$-42.0M
Free Cash Flow	$-13.0M	$19.0M	$19.0M	$10.0M	$0

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.25
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BNZIFFideicomiso Irrevocable F/2061 FHipo	$0.49	+0.00%	61.60	$284.23M	16.33%
CBOBABay Community Bancorp	$13.95	+1.45%	14.84	$118.91M	0.00%
CNBLCitizens National Bancshares of Bossier, Inc.	$25.00	—	34.34	$164.64M	4.00%
CRCBYChongqing Rural Commercial Bank Co., Ltd.	$39.00	+0.00%	5.98	$255.26M	4.97%
FDLBFidelity Federal Bancorp	$95.00	+0.00%	—	$92.53M	0.00%

About Bank of Idaho Holding Company

Bank of Idaho Holding Company functions as the parent entity for Bank of Idaho, a financial institution that delivers a broad spectrum of banking products and services for both personal and business clients across Idaho. The bank offers a variety of deposit accounts, including checking, savings, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its lending portfolio is extensive, covering auto, home, recreational vehicle, and personal loans, as well as specialized financing such as agriculture, Small Business Administration (SBA), FSA, commercial real estate, term operating capital, term equipment, and home equity loans. Furthermore, clients can access lines of credit, letters of credit, and both debit and credit cards. Beyond standard banking, the company provides numerous additional services. These include automated clearing house (ACH) payments and debits, bill payment options, remote and mobile deposit functionalities, sweep accounts, trusts, investment management and custody accounts, estate planning assistance, annuities, and 401(k) plans. Other offerings comprise safe deposit boxes, digital wallet services, traditional teller operations, and wire transfers. Digital and remote access is facilitated through online, mobile, text, and telephone banking. Bank of Idaho maintains several banking locations throughout Idaho, specifically in Idaho Falls, Ashton, Pocatello, St. Anthony, Island Park, Boise, and Nampa. Additionally, it operates a mortgage origination office located in Twin Falls, Idaho. The company was founded in 1985 and is headquartered in Idaho Falls, Idaho.

Bank of Idaho Holding Company is headquartered in US.

Bank of Idaho Holding Company (BOID) stock trades at $44.24 with a market capitalization of $196.66M. The stock is valued at a price-to-earnings (P/E) ratio of 14.55, price-to-book of 1.51, price-to-sales of 3.62. Over the past 52 weeks the stock has ranged between $27.90 and $53.00, and currently trades 16.5% below its 52-week high.

On profitability, Bank of Idaho Holding Company generates a return on equity (ROE) of 11.03%, return on capital employed of 8.51%, an operating margin of 40.30%, a net profit margin of 25.10%.

Official website: www.bankofidaho.com