NASDAQ · Banks - Regional

CBTX, Inc. (CBTX) Stock

$29.25 -1.42% NASDAQ: CBTX Financial Services

CBTX, Inc. serves as the parent company for CommunityBank of Texas, National Association, delivering a comprehensive suite of commercial banking products and services.

Valuation

MetricValue
Price$29.25
Market Cap$1.55B
P/E Ratio6.80
P/B Ratio0.43
P/S Ratio2.63
EPS (TTM)$4.30
52-Week High$33.10
52-Week Low$26.11
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE6.38%
ROA0.97%
ROCE0.00%
Gross Margin34.69%
Operating Margin0.00%
Net Margin17.86%
Debt/Equity0.00
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$142.0M$323.0M$591.0M$602.0M$574.0M
Operating Profit$51.0M$97.0M$162.0M$0$0
Net Profit$36.0M$51.0M$130.0M$115.0M$103.0M
EPS$1.45$2.10$5.33$4.70$4.21
Op Margin36.1%29.9%27.4%0.0%0.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.5B$10.9B$10.6B$10.9B$10.8B
Total Liabilities$3.9B$0$0$9.3B$9.1B
Cash$950.0M$67.0M$121.0M$420.0M$94.0M
Borrowings$64.0M$0$0$0$0

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$35.0M$109.0M$168.0M$133.0M$97.0M
Investing Cash Flow$-134.0M$74.0M$295.0M$246.0M$-348.0M
Financing Cash Flow$518.0M$-592.0M$-435.0M$131.0M$-313.0M
Net Cash Flow$412.0M$-386.0M$28.0M$512.0M$-492.0M
Free Cash Flow$35.0M$109.0M$168.0M$133.0M$97.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.69
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y—
Return 3Y—
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BHLBBerkshire Hills Bancorp, Inc. $26.13 -0.65% 34.31 $1.21B 2.76%
FBMSThe First Bancshares, Inc. $33.81 +0.48% 13.80 $1.06B 2.96%
FRCFirst Republic Bank $3.51 — 0.43 $653.63M 0.00%
HKIBAMTD International Inc. $3.90 -1.52% 5.37 $1.53B 0.00%
MBINMerchants Bancorp $49.01 +0.18% 10.03 $2.25B 0.88%

About CBTX, Inc.

CBTX, Inc. serves as the parent company for CommunityBank of Texas, National Association, delivering a comprehensive suite of commercial banking products and services. The company primarily caters to the financial needs of small and mid-sized businesses, as well as professionals throughout the United States. Its diverse offerings include various deposit accounts, such as checking (demand) accounts, money market accounts, savings accounts, time deposits, and certificates of deposit. CBTX also provides a wide array of lending solutions, encompassing commercial and industrial loans, commercial real estate financing, construction and development loans, residential mortgages (for both 1-4 family and multi-family properties), consumer loans, and agricultural credit. Additionally, clients can access treasury management and online banking services. The bank maintains a physical presence through 34 banking locations, with its network including 18 branches in Houston, 15 in Beaumont, and a single branch in Dallas. Headquartered in Beaumont, Texas, CBTX, Inc. was initially established in 2007 as CBFH, Inc. and adopted its current name in September 2017.

CBTX, Inc. is headquartered in US.

CBTX, Inc. (CBTX) stock trades at $29.25 with a market capitalization of $1.55B. The stock is valued at a price-to-earnings (P/E) ratio of 6.80, price-to-book of 0.43, price-to-sales of 2.63. Over the past 52 weeks the stock has ranged between $26.11 and $33.10, and currently trades 11.6% below its 52-week high.

On profitability, CBTX, Inc. generates a return on equity (ROE) of 6.38%, return on capital employed of 0.00%, a net profit margin of 17.86%.

Official website: www.communitybankoftx.com

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