NASDAQ · Financial Statements

Catalyst Bancorp, Inc. (CLST) Financial Statements

$16.88 NASDAQ: CLST Market Cap $68.09M

Catalyst Bancorp, Inc. most recently reported annual revenue of $15.0M, net profit of $2.0M. Revenue grew at an average annual rate of 10.8% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Catalyst Bancorp, Inc.: Revenue rose from $9.0M in 2019 to $15.0M in 2025, a change of +66.7% over 6 years; net profit was positive in 4 of 7 reported years; operating margin moved from 17.9% to 16.3%, a shift of -1.5 percentage points; the most recent year shows net profit of $2.0M.

Income Statement — 7 Years (USD millions)

Metric2019202020212022202320242025
Revenue$9.0M$9.0M$10.0M$9.0M$11.0M$10.0M$15.0M
Operating Expenses$8.0M$10.0M$8.0M$9.0M$10.0M$14.0M$13.0M
Operating Profit$2.0M$-1.0M$2.0M$0$1.0M$-4.0M$3.0M
Operating Margin17.9%-12.7%23.8%1.8%5.3%-40.3%16.3%
Other Income$0$0$0$0$0$0$0
Interest$2.0M$2.0M$1.0M$1.0M$2.0M$4.0M$4.0M
Depreciation$0$0$0$0$0$0$0
Profit Before Tax$2.0M$-1.0M$2.0M$0$1.0M$-4.0M$3.0M
Tax$19.9M$40.3M$20.2M$-13.2M$10.4M$22.4M$18.1M
Net Profit$1.0M$-1.0M$2.0M$0$1.0M$-3.0M$2.0M
EPS$0.25$-0.13$0.40$0.04$0.12$-0.78$0.56
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$3.0M$3.0M$-2.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M
Operating Expenses$3.0M$3.0M$4.0M$3.0M$4.0M$3.0M$3.0M$3.0M$3.0M$3.0M$3.0M$3.0M
Operating Profit$0$0$-6.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M
Operating Margin6.4%11.9%285.3%16.7%13.0%20.1%18.4%16.8%15.7%14.2%17.4%17.1%
Interest$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M
Profit Before Tax$0$0$-6.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M
Tax$12.7M$16.2M$21.3M$18.6M$19.5M$18.8M$18.6M$17.8M$18.4M$17.2M$18.4M$22.5M
Net Profit$0$0$-5.0M$1.0M$0$1.0M$1.0M$1.0M$0$0$1.0M$1.0M
EPS$0.04$0.08$-1.15$0.13$0.11$0.16$0.16$0.14$0.13$0.13$0.15$0.15

Over the 7 years reported for Catalyst Bancorp, Inc., cash stood at $25.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 0.41 times.

Balance Sheet — 7 Years (USD millions)

Metric2019202020212022202320242025
Total Assets$218.0M$225.0M$286.0M$263.0M$271.0M$277.0M$283.0M
Current Assets$33.0M$47.0M$130.0M$94.0M$22.0M$74.0M$75.0M
Cash$18.0M$25.0M$41.0M$13.0M$19.0M$44.0M$25.0M
Inventory$0$0$0$0$0$0$0
Receivables$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M$1.0M
Fixed Assets$5.0M$5.0M$7.0M$6.0M$6.0M$6.0M$6.0M
Capital Work in Progress$0$0$0$0$0$0$0
Investments$189.0M$187.0M$232.0M$225.0M$227.0M$207.0M$233.0M
Other Assets$0$0$0$0$0$0$0
Total Liabilities$167.0M$174.0M$187.0M$175.0M$186.0M$196.0M$201.0M
Current Liabilities$142.0M$165.0M$177.0M$165.0M$166.0M$186.0M$185.0M
Borrowings$0$0$0$0$9.0M$10.0M$15.0M
Other Liabilities$167.0M$174.0M$187.0M$175.0M$177.0M$187.0M$186.0M
Equity$0$0$0$0$0$0$0
Reserves$51.0M$51.0M$99.0M$89.0M$85.0M$80.0M$82.0M

For Catalyst Bancorp, Inc., operating cash flow was positive in 7 of 7 reported years; free cash flow in the latest year was $3.0M; free cash flow was positive in 5 of 7 years; financing activities used $3.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 7 Years (USD millions)

Metric2019202020212022202320242025
Operating Cash Flow$2.0M$1.0M$3.0M$1.0M$2.0M$3.0M$3.0M
Investing Cash Flow$2.0M$-1.0M$-48.0M$-14.0M$0$17.0M$-25.0M
Financing Cash Flow$-5.0M$23.0M$12.0M$-14.0M$-6.0M$14.0M$-3.0M
Net Cash Flow$1.0M$7.0M$16.0M$-27.0M$6.0M$25.0M$-19.0M
Free Cash Flow$-1.0M$0$2.0M$1.0M$2.0M$3.0M$3.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.29
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y36.82%
Return 3Y40.72%
Return 5Y—

Catalyst Bancorp, Inc. (CLST) financials — frequently asked questions

What is Catalyst Bancorp, Inc.'s annual revenue?

Catalyst Bancorp, Inc. (CLST) reported annual revenue of $15.0M in its most recent fiscal year.

What is Catalyst Bancorp, Inc.'s net profit?

Catalyst Bancorp, Inc. (CLST) reported net profit of $2.0M in its most recent fiscal year.

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