JNB · Banks - Regional

Capitec Limited (CPI.JO) Stock

$440986.00 +1.21% JNB: CPI.JO Financial Services

Capitec Limited through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance.

Valuation

MetricValue
Price$440986.00
Market Cap$510.76B
P/E Ratio27.79
P/B Ratio815.46
P/S Ratio11.33
EPS (TTM)$158.45
52-Week High$491185.00
52-Week Low$377701.00
Dividend Yield1.83%

Financials & Margins

MetricValue
ROE31.60%
ROA7.04%
ROCE—
Gross Margin0.00%
Operating Margin54.72%
Net Margin40.75%
Debt/Equity—
Current Ratio—

Valuation & Return Ratios

MetricValue
PEG Ratio22.26
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y13.63%
Return 3Y148.18%
Return 5Y159.52%

Ownership

Insiders Held24.04%
Institutions Held45.04%
Institutions Float Held59.30%
Institutional HolderSharesReport Date
FCF Advisors LLC4,4342024-12-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABG.JOAbsa Group Limited $21692.00 +1.78% 7.76 $179.63B 7.98%
FSR.JOFirstRand Limited $8802.00 +2.10% 12.70 $485.90B 6.42%
NED.JONedbank Group Limited $28889.00 +2.63% 15.21 $132.00B 7.66%
SBK.JOStandard Bank Group Limited $30305.00 +4.27% — — 0.00%

About Capitec Limited

Capitec Limited through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. Capitec Limited was formerly known as Capitec Bank Holdings Limited and changed its name to Capitec Limited in August 2026. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Capitec Limited is led by CEO Graham Roy Lee, employs 17,672 people, headquartered in Stellenbosch, ZA, publicly traded since 2002.

Capitec Limited (CPI.JO) stock trades at $440986.00 with a market capitalization of $510.76B. The stock is valued at a price-to-earnings (P/E) ratio of 27.79, price-to-book of 815.46, price-to-sales of 11.33. Over the past 52 weeks the stock has ranged between $377701.00 and $491185.00, and currently trades 10.2% below its 52-week high. It pays a dividend yielding 1.83%.

On profitability, Capitec Limited generates a return on equity (ROE) of 31.60%, above the typical market range of roughly 12-15%, an operating margin of 54.72%, a net profit margin of 40.75%.

CPI.JO has an average daily trading volume of 226,669 shares, a beta of 0.73 (historically less volatile than the overall market), 0.12B shares outstanding.

Official website: www.capitecbank.co.za

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