OTC · Banks - Regional

Citizens Bancorp (Nevada City, CA) (CZNB) Stock

$0.00 OTC: CZNB Financial Services

Established in 1995, Citizens Bancorp has its headquarters in Nevada City, California.

Valuation

MetricValue
Price$0.00
Market Cap$67.86M
P/E Ratio0.00
P/B Ratio0.93
P/S Ratio1.74
EPS (TTM)$0.58
52-Week High$0.00
52-Week Low$0.00
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE4.11%
ROA0.37%
ROCE4.14%
Gross Margin10.26%
Operating Margin10.26%
Net Margin7.69%
Debt/Equity0.00
Current Ratio0.07

Annual Financials (USD)

Metric20202021202220232024
Revenue$31.0M$30.0M$33.0M$40.0M$39.0M
Operating Profit$5.0M$14.0M$12.0M$8.0M$4.0M
Net Profit$4.0M$10.0M$9.0M$6.0M$3.0M
EPS$0.69$1.73$1.52$1.03$0.58
Op Margin16.6%44.9%36.8%19.7%10.7%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$984.0M$1.1B$1.1B$1.0B$807.0M
Total Liabilities$887.0M$972.0M$996.0M$948.0M$734.0M
Cash$196.0M$115.0M$156.0M$162.0M$48.0M
Borrowings$0$0$0$0$0

Latest News

Interview: Simon Bateman, CEO Recognise Bank on full year profitability for the first time Retail Banker International · Jul 23, 2026 TotalEnergies: Indicative Dates for 2027 Dividends Business Wire · Jul 23, 2026 Dividend Declaration Business Wire · Jul 23, 2026 Giant swing on Swiss peak aims to boost summer tourism as Alps warm AFP · Jul 23, 2026 Channel Tunnel operator says EU software issues could delay biometric checks Reuters · Jul 23, 2026

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$12.0M$13.0M$14.0M$13.0M$3.0M
Investing Cash Flow$-53.0M$-176.0M$5.0M$48.0M$94.0M
Financing Cash Flow$187.0M$84.0M$24.0M$-214.0M$-50.0M
Net Cash Flow$144.0M$-81.0M$40.0M$6.0M$-114.0M
Free Cash Flow$11.0M$12.0M$13.0M$12.0M$2.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.00
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y—
Return 3Y—
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BCSOBancorp. of Southern Indiana $60.00 +0.00% 9.82 $80.92M 1.12%
CCVSCitizens Commerce Bancshares, Inc. $15.50 +0.00% — $61.82M 0.00%
CFGWCommunity Financial Group, Inc. $44.00 +8.51% 78.57 $67.99M 0.00%
CNUNCommunity Bancshares, Inc. $75.00 +0.00% 10.20 $98.09M 3.20%
CRSBCornerstone Community Bancorp $40.00 +2.56% -75.47 $60.44M 0.00%

About Citizens Bancorp (Nevada City, CA)

Established in 1995, Citizens Bancorp has its headquarters in Nevada City, California.

Citizens Bancorp (Nevada City, CA) (CZNB) stock trades at $0.00 with a market capitalization of $67.86M. The stock is valued at a price-to-earnings (P/E) ratio of 0.00, price-to-book of 0.93, price-to-sales of 1.74. Over the past 52 weeks the stock has ranged between $0.00 and $0.00, and currently trades —% below its 52-week high.

On profitability, Citizens Bancorp (Nevada City, CA) generates a return on equity (ROE) of 4.11%, return on capital employed of 4.14%, an operating margin of 10.26%, a net profit margin of 7.69%.

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