NASDAQ · Dividend

Citizens & Northern Corp (CZNC) Dividend

$27.75 NASDAQ: CZNC Market Cap $497.69M

Metric	Value
Dividend Yield	4.37%
Indicated Annual Dividend	$1.21
Payout Ratio	75.91%
FCF Yield	—
Current Price	$27.75

Dividend Analysis

Citizens & Northern Corp (CZNC) currently pays a dividend yielding 4.37%, an indicated annual rate of roughly $1.21 per share. The payout ratio is 75.91%, meaning most reported earnings were paid out as dividends and a smaller share was retained.

Citizens & Northern Corp pays quarterly; the payout ratio of 75.9% leaves 24% of earnings retained in the business; free cash flow yield of 0.00% is below the 4.37% dividend yield, so the dividend is not fully covered by free cash flow at the current price.

Payment schedule

Measure	Value
Indicated annual dividendYield times the current share price.	$1.21
Dividend yieldAnnual dividend as a percentage of the share price.	4.37%
Payments per yearThis stock pays quarterly.	4
Amount per paymentIndicated annual dividend divided by the number of payments.	$0.30

Dividend income by amount invested

At today's price and the current indicated dividend. Shares are not rounded to whole numbers, and a future dividend is never guaranteed.

Invested	Shares	Income per year	Per payment
$1,000	36.0	$43.70	$10.93
$5,000	180.2	$218.50	$54.63
$10,000	360.4	$437.00	$109.25
$25,000	900.9	$1092.50	$273.13
$50,000	1801.8	$2185.00	$546.25

Yield across the 52-week range

Yield moves opposite the share price. Holding the current dividend constant, this is what the yield would have been at each end of the last year's range.

Share price	Price	Yield
At the 52-week high	$27.75	4.37%
Today	$27.75	4.37%
At the 52-week low	$18.87	6.43%

Dividend yield against peers

Citizens & Northern Corp has the highest dividend yield of the 6 companies compared here.

Company	Yield	P/E	Price
Citizens & Northern Corp (CZNC)	4.37%	17.37	$27.75
Camden National Corporation (CAC)	2.94%	10.91	$57.84
Citizens Financial Services, Inc. (CZFS)	2.52%	9.44	$84.57
CNB Financial Corporation (CCNE)	2.23%	10.89	$35.35
Citizens Community Bancorp, Inc. (CZWI)	1.97%	16.26	$21.42
C&F Financial Corporation (CFFI)	1.95%	10.96	$107.33