NYSE · Financial Statements

Dime Commercial Bancshares, Inc. (DCOM) Financial Statements

$42.73 NYSE: DCOM Market Cap $1.89B

Dime Commercial Bancshares, Inc. most recently reported annual revenue of $730.0M, net profit of $111.0M. Revenue grew at an average annual rate of 23.4% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Dime Commercial Bancshares, Inc.: Revenue rose from $203.0M in 2016 to $730.0M in 2025, a change of +259.6% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 65.6% to 21.5%, a shift of -44.2 percentage points; the most recent year shows net profit of $111.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$203.0M$223.0M$231.0M$250.0M$255.0M$427.0M$477.0M$646.0M$646.0M$730.0M
Operating Expenses$70.0M$134.0M$165.0M$204.0M$200.0M$279.0M$265.0M$509.0M$595.0M$574.0M
Operating Profit$133.0M$89.0M$67.0M$47.0M$55.0M$148.0M$212.0M$137.0M$51.0M$157.0M
Operating Margin65.6%39.8%28.9%18.7%21.5%34.7%44.4%21.2%8.0%21.5%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$52.0M$59.0M$75.0M$91.0M$56.0M$27.0M$59.0M$293.0M$332.0M$277.0M
Depreciation$2.0M$4.0M$5.0M$5.0M$5.0M$10.0M$10.0M$7.0M$7.0M$6.0M
Profit Before Tax$133.0M$89.0M$67.0M$47.0M$55.0M$148.0M$212.0M$137.0M$51.0M$157.0M
Tax$45.7M$41.5M$23.1M$22.8M$23.0M$29.8M$28.0M$29.8M$43.5M$29.4M
Net Profit$73.0M$52.0M$51.0M$36.0M$42.0M$104.0M$153.0M$96.0M$29.0M$111.0M
EPS$1.97$1.38$1.38$1.01$1.74$2.45$3.73$2.29$0.55$2.37
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$166.0M$168.0M$171.0M$171.0M$172.0M$132.0M$171.0M$179.0M$188.0M$192.0M$185.0M$187.0M
Operating Expenses$143.0M$142.0M$147.0M$145.0M$154.0M$149.0M$143.0M$139.0M$148.0M$144.0M$136.0M$139.0M
Operating Profit$23.0M$25.0M$24.0M$26.0M$18.0M$-17.0M$29.0M$40.0M$40.0M$48.0M$49.0M$48.0M
Operating Margin13.9%15.1%14.2%15.2%10.6%-13.0%16.7%22.4%21.4%24.9%26.3%25.7%
Interest$81.0M$85.0M$89.0M$84.0M$84.0M$74.0M$68.0M$69.0M$72.0M$68.0M$61.0M$60.0M
Profit Before Tax$23.0M$25.0M$24.0M$26.0M$18.0M$-17.0M$29.0M$40.0M$40.0M$48.0M$49.0M$48.0M
Tax$35.1M$35.6M$27.1M$29.0M$26.9M$-19.4M$25.3M$26.1M$31.0M$33.4M$28.7M$27.3M
Net Profit$15.0M$16.0M$18.0M$18.0M$13.0M$-20.0M$21.0M$30.0M$28.0M$32.0M$35.0M$35.0M
EPS$0.34$0.37$0.41$0.43$0.29$-0.54$0.45$0.65$0.59$0.68$0.76$0.75

Over the 10 years reported for Dime Commercial Bancshares, Inc., borrowings decreased from $831.0M in 2016 to $371.0M in 2025, cash stood at $2.4B in the latest year, shareholders' equity was $0, current assets covered current liabilities 0.25 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$6.0B$6.4B$6.3B$6.4B$6.8B$12.1B$13.2B$13.6B$14.4B$15.3B
Current Assets$121.0M$525.0M$650.0M$706.0M$828.0M$2.0B$1.2B$1.4B$1.3B$3.2B
Cash$114.0M$169.0M$147.0M$155.0M$244.0M$394.0M$169.0M$458.0M$1.3B$2.4B
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$0$0$0$0$35.0M$40.0M$49.0M$56.0M$56.0M$56.0M
Fixed Assets$18.0M$24.0M$25.0M$60.0M$53.0M$115.0M$105.0M$98.0M$81.0M$120.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$5.6B$5.9B$5.9B$5.9B$6.2B$11.0B$12.3B$12.4B$12.3B$10.5B
Other Assets$56.0M$56.0M$56.0M$56.0M$56.0M$156.0M$156.0M$156.0M$156.0M$156.0M
Total Liabilities$5.4B$5.8B$5.7B$5.8B$6.1B$10.9B$12.0B$12.4B$13.0B$13.9B
Current Liabilities$4.4B$4.4B$4.4B$4.3B$4.5B$10.5B$10.3B$10.5B$11.7B$12.8B
Borrowings$831.0M$1.3B$1.2B$1.4B$1.5B$290.0M$1.4B$1.6B$979.0M$371.0M
Other Liabilities$4.6B$4.5B$4.5B$4.4B$4.6B$10.6B$10.6B$10.8B$12.0B$13.5B
Equity$1.0M$1.0M$1.0M$1.0M$0$0$0$0$0$0
Reserves$566.0M$599.0M$602.0M$597.0M$701.0M$1.2B$1.2B$1.2B$1.4B$1.5B

For Dime Commercial Bancshares, Inc., operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $182.0M; free cash flow was positive in 10 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$20.0M$43.0M$64.0M$68.0M$60.0M$146.0M$295.0M$91.0M$99.0M$187.0M
Investing Cash Flow$-859.0M$-342.0M$44.0M$-12.0M$-325.0M$1.1B$-1.3B$-220.0M$58.0M$-74.0M
Financing Cash Flow$1.2B$-16.0M$-69.0M$-107.0M$138.0M$460.0M$-251.0M$275.0M$1.2B$1.2B
Net Cash Flow$49.0M$56.0M$-22.0M$8.0M$88.0M$150.0M$-224.0M$288.0M$826.0M$1.1B
Free Cash Flow$14.0M$34.0M$60.0M$67.0M$59.0M$146.0M$291.0M$85.0M$93.0M$182.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.06
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y41.06%
Return 3Y104.65%
Return 5Y48.38%

Dime Commercial Bancshares, Inc. (DCOM) financials — frequently asked questions

What is Dime Commercial Bancshares, Inc.'s annual revenue?

Dime Commercial Bancshares, Inc. (DCOM) reported annual revenue of $730.0M in its most recent fiscal year.

What is Dime Commercial Bancshares, Inc.'s net profit?

Dime Commercial Bancshares, Inc. (DCOM) reported net profit of $111.0M in its most recent fiscal year.

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