What is Enterprise Bancorp, Inc. (EBTC) stock price today?

Enterprise Bancorp, Inc. (EBTC) is currently trading at $39.64, down 0.75% today.

What is EBTC P/E ratio?

Enterprise Bancorp, Inc.'s P/E ratio is 12.66. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is EBTC return on equity (ROE)?

Enterprise Bancorp, Inc.'s return on equity (ROE) is 11.23%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Enterprise Bancorp, Inc.'s market cap?

Enterprise Bancorp, Inc. has a market capitalization of $495.83M.

NASDAQ · Banks - Regional

Enterprise Bancorp, Inc. (EBTC) Stock

$39.64 -0.75% NASDAQ: EBTC Financial Services

Enterprise Bancorp, Inc. functions as the parent entity for Enterprise Bank and Trust Company, concentrating on delivering a wide array of commercial banking solutions.

Valuation

Metric	Value
Price	$39.64
Market Cap	$495.83M
P/E Ratio	12.66
P/B Ratio	1.36
P/S Ratio	1.96
EPS (TTM)	$3.13
52-Week High	$44.41
52-Week Low	$23.02
Dividend Yield	2.52%

Financials & Margins

Metric	Value
ROE	11.23%
ROA	0.80%
ROCE	8.18%
Gross Margin	66.66%
Operating Margin	20.39%
Net Margin	15.30%
Debt/Equity	0.66
Current Ratio	0.03

Annual Financials (USD)

Metric	2020	2021	2022	2023	2024
Revenue	$162.0M	$167.0M	$179.0M	$219.0M	$253.0M
Operating Profit	$42.0M	$56.0M	$56.0M	$51.0M	$52.0M
Net Profit	$31.0M	$42.0M	$43.0M	$38.0M	$39.0M
EPS	$2.64	$3.50	$3.52	$3.11	$3.12
Op Margin	25.7%	33.4%	31.3%	23.4%	20.4%

Balance Sheet (USD)

Metric	2020	2021	2022	2023	2024
Total Assets	$4.0B	$4.4B	$4.4B	$4.5B	$4.8B
Total Liabilities	$3.7B	$4.1B	$4.2B	$4.1B	$4.5B
Cash	$254.0M	$437.0M	$268.0M	$57.0M	$84.0M
Borrowings	$96.0M	$88.0M	$87.0M	$90.0M	$237.0M

Latest News

Dow Jones Futures Rise, Oil Prices Dive On Iran Hopes; Apple Leads Earnings Wave, Fed Meeting Ahead Investor's Business Daily · Jul 27, 2026 China's industrial profit growth moderates as exports cushion uneven recovery Reuters · Jul 27, 2026 Shares, bonds make guarded gains as oil slips Reuters · Jul 27, 2026 Global Times: Bilingual narrator bridges cultural divides, shares early days of CPC with the world GlobeNewswire · Jul 27, 2026 The St. Regis Bali Resort Unveils the First Jack's Club in a Resort Setting with Live Jazz, Celebrated Mixologists, and Timeless Evening Rituals PR Newswire · Jul 27, 2026

Cash Flow (USD)

Metric	2020	2021	2022	2023	2024
Operating Cash Flow	$40.0M	$62.0M	$48.0M	$57.0M	$47.0M
Investing Cash Flow	$-583.0M	$-291.0M	$-266.0M	$-228.0M	$-349.0M
Financing Cash Flow	$764.0M	$430.0M	$55.0M	$-59.0M	$210.0M
Net Cash Flow	$190.0M	$183.0M	$-169.0M	$-211.0M	$27.0M
Free Cash Flow	$34.0M	$58.0M	$43.0M	$51.0M	$44.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	1.02
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AMNBAmerican National Bankshares Inc.	$47.76	-0.33%	19.41	$507.72M	2.51%
CSTRCapStar Financial Holdings, Inc.	$20.11	+0.05%	14.26	$418.56M	0.00%
GNTYGuaranty Bancshares, Inc.	$48.75	-0.87%	29.73	$553.20M	23.59%
HTBHomeTrust Bancshares, Inc.	$45.71	-1.55%	12.04	$768.17M	1.29%
LBCLuther Burbank Corporation	$9.15	+0.55%	5.79	$466.80M	0.00%

About Enterprise Bancorp, Inc.

Enterprise Bancorp, Inc. functions as the parent entity for Enterprise Bank and Trust Company, concentrating on delivering a wide array of commercial banking solutions. The company furnishes a variety of commercial and retail deposit solutions, such as checking accounts, specific savings and money market accounts designed for limited transactions, commercial sweep products, and term certificates of deposit. Furthermore, it extends diverse credit facilities, encompassing commercial real estate, industrial, and construction loans, along with residential mortgages, consumer financing, and home equity products (both loans and lines of credit). In addition to these core banking services, Enterprise Bancorp offers crucial financial tools like cash management, extensive wealth advisory services (featuring bespoke investment management and trust services for a broad clientele including individuals, families, commercial enterprises, trusts, foundations, non-profit organizations, and endowments), brokerage and management services for individual investors, insurance options, and convenient banking through voice, online, and mobile channels. Founded in 1989 and headquartered in Lowell, Massachusetts, the company operated 26 full-service branches as of January 27, 2022. These locations are situated across various Massachusetts communities, specifically Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford, as well as in the New Hampshire towns of Derry, Hudson, Nashua, Pelham, Salem, and Windham.

Enterprise Bancorp, Inc. is headquartered in US.

Enterprise Bancorp, Inc. (EBTC) stock trades at $39.64 with a market capitalization of $495.83M. The stock is valued at a price-to-earnings (P/E) ratio of 12.66, price-to-book of 1.36, price-to-sales of 1.96. Over the past 52 weeks the stock has ranged between $23.02 and $44.41, and currently trades 10.7% below its 52-week high. It pays a dividend yielding 2.52%.

On profitability, Enterprise Bancorp, Inc. generates a return on equity (ROE) of 11.23%, return on capital employed of 8.18%, an operating margin of 20.39%, a net profit margin of 15.30%.

Official website: www.enterprisebanking.com