NYSE · Financial Statements

FB Financial Corporation (FBK) Financial Statements

$53.74 NYSE: FBK Market Cap $2.69B

FB Financial Corporation most recently reported annual revenue of $878.0M, net profit of $123.0M. Revenue grew at an average annual rate of 7.3% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

FB Financial Corporation: Revenue rose from $265.0M in 2016 to $878.0M in 2025, a change of +231.3% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 23.5% to 15.8%, a shift of -7.7 percentage points; the most recent year shows net profit of $123.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$265.0M$311.0M$370.0M$418.0M$616.0M$613.0M$596.0M$749.0M$767.0M$878.0M
Operating Expenses$203.0M$238.0M$264.0M$308.0M$534.0M$370.0M$437.0M$599.0M$620.0M$739.0M
Operating Profit$62.0M$73.0M$106.0M$110.0M$82.0M$243.0M$160.0M$150.0M$147.0M$139.0M
Operating Margin23.5%23.6%28.6%26.2%13.4%39.6%26.8%20.1%19.1%15.8%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$10.0M$16.0M$36.0M$57.0M$49.0M$38.0M$69.0M$271.0M$309.0M$318.0M
Depreciation$14.0M$6.0M$8.0M$10.0M$13.0M$14.0M$13.0M$15.0M$15.0M$12.0M
Profit Before Tax$62.0M$73.0M$106.0M$110.0M$82.0M$243.0M$160.0M$150.0M$147.0M$139.0M
Tax$34.9M$28.7M$24.2M$23.5M$22.8M$21.7M$21.9M$20.0M$20.9M$11.5M
Net Profit$41.0M$52.0M$80.0M$84.0M$64.0M$190.0M$125.0M$120.0M$116.0M$123.0M
EPS$2.10$1.86$2.56$2.65$1.67$3.97$2.64$2.57$2.48$2.40
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$182.0M$190.0M$184.0M$203.0M$169.0M$211.0M$203.0M$148.0M$264.0M$264.0M$252.0M$255.0M
Operating Expenses$159.0M$154.0M$149.0M$152.0M$158.0M$160.0M$154.0M$157.0M$234.0M$194.0M$178.0M$182.0M
Operating Profit$23.0M$36.0M$34.0M$51.0M$11.0M$50.0M$49.0M$-10.0M$30.0M$70.0M$74.0M$73.0M
Operating Margin12.7%18.9%18.7%25.1%6.7%23.8%24.1%-6.6%11.2%26.4%29.5%28.7%
Interest$73.0M$74.0M$77.0M$75.0M$80.0M$78.0M$72.0M$71.0M$90.0M$85.0M$79.0M$80.0M
Profit Before Tax$23.0M$36.0M$34.0M$51.0M$11.0M$50.0M$49.0M$-10.0M$30.0M$70.0M$74.0M$73.0M
Tax$17.2M$18.2M$18.4M$21.4M$10.3M$24.4M$19.4M$130.0M$21.0M$18.4M$22.4M$19.8M
Net Profit$19.0M$29.0M$28.0M$40.0M$10.0M$38.0M$39.0M$3.0M$23.0M$57.0M$58.0M$59.0M
EPS$0.41$0.63$0.59$0.85$0.22$0.81$0.84$0.06$0.43$1.07$1.10$1.14

Over the 10 years reported for FB Financial Corporation, borrowings increased from $216.0M in 2016 to $283.0M in 2025, cash stood at $943.0M in the latest year, shareholders' equity was $52.0M, current assets covered current liabilities 0.12 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$3.3B$4.7B$5.1B$6.1B$11.2B$12.6B$12.8B$12.6B$13.2B$16.3B
Current Assets$715.0M$609.0M$777.0M$834.0M$2.4B$3.5B$2.4B$1.8B$1.9B$1.6B
Cash$123.0M$54.0M$94.0M$102.0M$1.2B$1.7B$817.0M$728.0M$917.0M$943.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$7.0M$17.0M$24.0M$39.0M$70.0M$98.0M$87.0M$95.0M$113.0M$59.0M
Fixed Assets$67.0M$82.0M$87.0M$123.0M$195.0M$185.0M$206.0M$210.0M$197.0M$232.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$2.9B$4.2B$4.6B$5.4B$9.1B$9.9B$10.8B$10.9B$11.2B$13.9B
Other Assets$47.0M$137.0M$137.0M$169.0M$243.0M$243.0M$243.0M$243.0M$243.0M$350.0M
Total Liabilities$2.9B$4.1B$4.5B$5.4B$9.9B$11.2B$11.5B$11.2B$11.6B$14.4B
Current Liabilities$2.9B$3.9B$4.2B$5.0B$9.5B$10.9B$10.9B$10.7B$11.3B$14.1B
Borrowings$216.0M$581.0M$230.0M$346.0M$300.0M$227.0M$495.0M$468.0M$247.0M$283.0M
Other Liabilities$2.7B$3.5B$4.2B$5.0B$9.6B$10.9B$11.0B$10.7B$11.3B$14.1B
Equity$24.0M$31.0M$31.0M$31.0M$47.0M$48.0M$47.0M$47.0M$47.0M$52.0M
Reserves$330.0M$597.0M$672.0M$762.0M$1.3B$1.4B$1.3B$1.5B$1.6B$1.9B

For FB Financial Corporation, operating cash flow was positive in 8 of 10 reported years; free cash flow in the latest year was $147.0M; free cash flow was positive in 8 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$-245.0M$38.0M$212.0M$64.0M$-270.0M$55.0M$800.0M$211.0M$139.0M$156.0M
Investing Cash Flow$-38.0M$-272.0M$-597.0M$-190.0M$303.0M$-856.0M$-1.8B$-75.0M$-301.0M$-41.0M
Financing Cash Flow$233.0M$6.0M$509.0M$167.0M$1.2B$1.4B$32.0M$-300.0M$643.0M$72.0M
Net Cash Flow$39.0M$-17.0M$6.0M$107.0M$1.1B$480.0M$-771.0M$-216.0M$232.0M$113.0M
Free Cash Flow$-250.0M$33.0M$202.0M$57.0M$-276.0M$49.0M$789.0M$191.0M$132.0M$147.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.15
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y21.73%
Return 3Y89.42%
Return 5Y66.98%

FB Financial Corporation (FBK) financials — frequently asked questions

What is FB Financial Corporation's annual revenue?

FB Financial Corporation (FBK) reported annual revenue of $878.0M in its most recent fiscal year.

What is FB Financial Corporation's net profit?

FB Financial Corporation (FBK) reported net profit of $123.0M in its most recent fiscal year.

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