OTC · Banks - Regional

Freedom Financial Holdings, Inc. (FDVA) Stock

$12.09 -0.08% OTC: FDVA Financial Services

Freedom Financial Holdings, Inc. serves as the parent company for The Freedom Bank of Virginia, which delivers a comprehensive array of commercial, personal, and mortgage banking solutions.

Valuation

MetricValue
Price$12.09
Market Cap$85.88M
P/E Ratio-86.85
P/B Ratio1.01
P/S Ratio1.40
EPS (TTM)$0.05
52-Week High$12.48
52-Week Low$11.00
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-1.17%
ROA-0.10%
ROCE-0.15%
Gross Margin40.64%
Operating Margin-2.50%
Net Margin-1.62%
Debt/Equity0.83
Current Ratio0.01

Annual Financials (USD)

Metric20212022202320242025
Revenue$40.0M$44.0M$60.0M$66.0M$64.0M
Operating Profit$13.0M$13.0M$2.0M$9.0M$0
Net Profit$11.0M$11.0M$2.0M$5.0M$0
EPS$1.46$1.45$0.32$0.65$0.05
Op Margin33.0%29.9%3.6%13.1%0.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$877.0M$991.0M$1.1B$1.1B$1.1B
Total Liabilities$793.0M$916.0M$1.0B$1.0B$982.0M
Cash$34.0M$35.0M$24.0M$29.0M$75.0M
Borrowings$51.0M$47.0M$72.0M$87.0M$62.0M

Latest News

Freedom Financial Holdings Announces Earnings for Second Quarter of 2026 PR Newswire · Jul 31, 2026 Freedom Bank Welcomes Sheila K. Stabile to Board of Directors PR Newswire · Jun 25, 2026 Freedom Bank Appoints Purnachandra Dokku to Board of Directors PR Newswire · Jun 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$46.0M$33.0M$4.0M$0$1.0M
Investing Cash Flow$-142.0M$-147.0M$-105.0M$1.0M$68.0M
Financing Cash Flow$134.0M$145.0M$66.0M$-12.0M$2.0M
Net Cash Flow$7.0M$1.0M$-10.0M$4.0M$0
Free Cash Flow$46.0M$33.0M$4.0M$0$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.87
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y0.43%
Return 3Y4.54%
Return 5Y-7.19%

Ownership

Insiders Held0.00%
Institutions Held6.07%
Institutions Float Held6.07%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BORTBank of Botetourt $53.30 +0.00% 9.24 $105.18M 1.88%
CCNBCoastal Carolina Bancshares, Inc. $16.75 -0.03% 9.36 $102.07M 0.00%
CITZCitizens Bancshares Corp. $44.00 +0.05% 12.71 $91.66M 1.00%
EFINEastern Michigan Financial Corporation $66.45 -0.12% 17.67 $85.54M 2.41%
FFBWFFBW, Inc. $16.74 +1.73% 21.75 $93.00M 0.00%

About Freedom Financial Holdings, Inc.

Freedom Financial Holdings, Inc. serves as the parent company for The Freedom Bank of Virginia, which delivers a comprehensive array of commercial, personal, and mortgage banking solutions. The bank's offerings encompass diverse deposit products, including individual and business checking accounts, interest-earning business savings accounts, money market accounts, personal savings accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Furthermore, it provides access to insured cash sweep (ICS) and Certificate of Deposit Account Registry Service (CDARS). In its lending division, the institution furnishes business term loans, personal loans, home mortgages, and commercial lines of credit. It also specializes in financing for commercial real estate, small business lending, home equity lines of credit, and credit cards. Beyond its core banking activities, Freedom Financial Holdings offers various ancillary services. These include treasury management, online and mobile banking platforms, remote deposit capture, ACH processing, wire transfers, and advanced fraud prevention. Additional services comprise business valuation, bank-at-work programs, merchant services, and exclusive prestige banking options. The company operates a network of physical branches in Vienna, Fairfax, Chantilly, Reston, and Manassas, all located within Virginia. Founded in 2001, its corporate headquarters are situated in Fairfax, Virginia.

Freedom Financial Holdings, Inc. is headquartered in US.

Freedom Financial Holdings, Inc. (FDVA) stock trades at $12.09 with a market capitalization of $85.88M. The stock is valued at a price-to-earnings (P/E) ratio of -86.85, price-to-book of 1.01, price-to-sales of 1.40. Over the past 52 weeks the stock has ranged between $11.00 and $12.48, and currently trades 3.1% below its 52-week high.

On profitability, Freedom Financial Holdings, Inc. generates a return on equity (ROE) of -1.17%, return on capital employed of -0.15%, an operating margin of -2.50%, a net profit margin of -1.62%.

Official website: www.freedom.bank

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