OTC · Insurance - Life

Federal Life Group, Inc. (FLFG) Stock

$16.25 +0.00% OTC: FLFG Financial Services

Federal Life Group, Inc., primarily through its Federal Life Insurance Company subsidiary, provides a range of life insurance and annuity products across the United States. The company's offerings include whole, term, and universal life policies, alongside various retirement-focused insurance solutions.

Valuation

MetricValue
Price$16.25
Market Cap$59.27M
P/E Ratio-6.71
P/B Ratio1.35
P/S Ratio3.05
EPS (TTM)$-2.42
52-Week High$16.25
52-Week Low$7.05
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-16.97%
ROA-2.95%
ROCE-2.94%
Gross Margin100.00%
Operating Margin-45.27%
Net Margin-45.34%
Debt/Equity0.00
Current Ratio0.00

Annual Financials (USD)

Metric20172018201920202021
Revenue$23.0M$21.0M$18.0M$18.0M$19.0M
Operating Profit$-2.0M$-5.0M$0$-5.0M$-9.0M
Net Profit$-2.0M$-5.0M$-4.0M$-5.0M$-9.0M
EPS$-0.54$-1.24$-1.22$-1.28$-2.42
Op Margin-8.2%-23.1%0.0%-25.4%-45.3%

Balance Sheet (USD)

Metric20172018201920202021
Total Assets$257.0M$280.0M$293.0M$307.0M$299.0M
Total Liabilities$226.0M$3.0M$235.0M$247.0M$255.0M
Cash$4.0M$33.0M$23.0M$21.0M$13.0M
Borrowings$0$0$0$0$0

Cash Flow (USD)

Metric20172018201920202021
Operating Cash Flow$-6.0M$-8.0M$-8.0M$-6.0M$-17.0M
Investing Cash Flow$-9.0M$-3.0M$-8.0M$-6.0M$3.0M
Financing Cash Flow$11.0M$6.0M$6.0M$9.0M$8.0M
Net Cash Flow$-4.0M$29.0M$-10.0M$-3.0M$-8.0M
Free Cash Flow$-6.0M$-8.0M$-8.0M$-6.0M$-17.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.60
EV / EBITDA-5.38
FCF Yield-28.23%
Quick Ratio0.00
Interest Coverage—
Return 1Y—
Return 3Y—
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATMHAll Things Mobile Analytic Inc. $0.06 +0.00% -9.98 $30.90M 0.00%
BHDBBank of Labor Bancshares, Inc. $129.50 +0.00% 0.00 $44.35M 4.19%
BKFGBKF Capital Group, Inc. $94.00 +0.00% -129.28 $64.97M 0.00%
CYSMCommunity Bancorp of Santa Maria $21.00 -5.19% 10.50 $45.40M 1.52%
EXCHExchange Bankshares, Inc. $67.42 +0.00% 0.00 $39.69M 2.55%

About Federal Life Group, Inc.

Federal Life Group, Inc., primarily through its Federal Life Insurance Company subsidiary, provides a range of life insurance and annuity products across the United States. The company's offerings include whole, term, and universal life policies, alongside various retirement-focused insurance solutions. These products are distributed to clients through a network of independent agents. Established in 2018, the firm's main office is located in Riverwoods, Illinois, and it operates as a subsidiary of Insurance Capital Group, LLC.

Federal Life Group, Inc. is headquartered in US.

Federal Life Group, Inc. (FLFG) stock trades at $16.25 with a market capitalization of $59.27M. The stock is valued at a negative price-to-earnings (P/E) ratio of -6.71, reflecting a net loss over the last twelve months, price-to-book of 1.35, price-to-sales of 3.05. Over the past 52 weeks the stock has ranged between $7.05 and $16.25, and currently trades at or near its 52-week high.

On profitability, Federal Life Group, Inc. generates a return on equity (ROE) of -16.97% (negative, reflecting a net loss), return on capital employed of -2.94%, an operating margin of -45.27%, a net profit margin of -45.34%.

Official website: www.federallife.com

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