What is Grand River Commerce, Inc. (GNRV) stock price today?

Grand River Commerce, Inc. (GNRV) is currently trading at $5.49, up 0% today.

What is GNRV P/E ratio?

Grand River Commerce, Inc.'s P/E ratio is 40.49. This is above the market average, reflecting high growth expectations.

What is GNRV return on equity (ROE)?

Grand River Commerce, Inc.'s return on equity (ROE) is 2.62%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Grand River Commerce, Inc.'s market cap?

Grand River Commerce, Inc. has a market capitalization of $38.64M.

OTC · Banks - Regional

Grand River Commerce, Inc. (GNRV) Stock

$5.49 +0.00% OTC: GNRV Financial Services

Grand River Commerce, Inc. serves as the holding company for Grand River Bank, which delivers a diverse array of financial products and services to businesses, professionals, and private individuals.

Valuation

Metric	Value
Price	$5.49
Market Cap	$38.64M
P/E Ratio	40.49
P/B Ratio	1.05
P/S Ratio	1.43
EPS (TTM)	$0.14
52-Week High	$5.70
52-Week Low	$3.35
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	2.62%
ROA	0.19%
ROCE	1.38%
Gross Margin	50.50%
Operating Margin	3.23%
Net Margin	3.53%
Debt/Equity	0.63
Current Ratio	0.13

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$19.0M	$20.0M	$27.0M	$29.0M	$27.0M
Operating Profit	$4.0M	$2.0M	$-1.0M	$-1.0M	$1.0M
Net Profit	$3.0M	$-2.0M	$-7.0M	$-1.0M	$1.0M
EPS	$0.47	$-0.31	$-1.04	$-0.07	$0.09
Op Margin	22.0%	8.7%	-5.6%	-1.9%	3.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$489.0M	$530.0M	$549.0M	$525.0M	$517.0M
Total Liabilities	$444.0M	$487.0M	$513.0M	$490.0M	$481.0M
Cash	$84.0M	$46.0M	$22.0M	$24.0M	$47.0M
Borrowings	$13.0M	$23.0M	$50.0M	$51.0M	$35.0M

Latest News

Isabella Bank, Grand River Commerce Receive Regulatory Approvals for Merger MT Newswires · Oct 6, 2026 Isabella Bank Corporation and Grand River Commerce, Inc. Announce Receipt of Regulatory Approvals and Closing Date for Merger ACCESS Newswire · Oct 6, 2026 Isabella Bank Corporation and Grand River Commerce, Inc. Announce Mailing of Election Materials and Election Deadline ACCESS Newswire · Sep 28, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$10.0M	$-1.0M	$-11.0M	$2.0M	$1.0M
Investing Cash Flow	$-33.0M	$-80.0M	$-39.0M	$21.0M	$30.0M
Financing Cash Flow	$45.0M	$34.0M	$-3.0M	$-23.0M	$10.0M
Net Cash Flow	$11.0M	$-36.0M	$-26.0M	$1.0M	$23.0M
Free Cash Flow	$9.0M	$-2.0M	$-11.0M	$2.0M	$1.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.02
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	43.72%
Return 3Y	48.38%
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
APLOApollo Bancorp, Inc.	$54.00	+0.00%	12.50	$27.14M	4.30%
CDABCoeur d'Alene Bancorp, Inc.	$16.00	+0.00%	17.39	$30.39M	1.31%
CNBZCNB Corporation	$28.49	+0.00%	8.74	$34.49M	3.51%
CRZYCrazy Woman Creek Bancorp Incorporated	$34.00	+0.00%	7.59	$21.66M	1.00%
FBPAThe Farmers Bank of Appomattox	$30.18	+0.00%	9.96	$32.72M	4.31%

About Grand River Commerce, Inc.

Grand River Commerce, Inc. serves as the holding company for Grand River Bank, which delivers a diverse array of financial products and services to businesses, professionals, and private individuals. Its operations are structured across three key segments: Commercial Real Estate, Commercial and Industrial, and Consumer. Customers can access various deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank also provides financing solutions for residential lots, land, and construction projects. The company's extensive lending portfolio encompasses real estate mortgages; commercial, industrial, and commercial term loans; home equity term loans; and financing for vehicles like cars, boats, motorcycles, and RVs. It further extends commercial and home equity lines of credit, along with SBA lending programs. Additionally, Grand River Bank offers specialized financing, such as Federal Housing Administration, rural development, bridge, physician, doctor, and dentist loans. Beyond traditional banking, the institution provides digital conveniences like online banking, bill pay, and mobile banking, complemented by refinancing services and debit and credit card access. Founded in 2006 and headquartered in Grandville, Michigan, the company serves clients across Grandville, Grand Rapids, and the broader Kent and Ottawa counties of Michigan.

Grand River Commerce, Inc. is headquartered in US.

Grand River Commerce, Inc. (GNRV) stock trades at $5.49 with a market capitalization of $38.64M. The stock is valued at a price-to-earnings (P/E) ratio of 40.49, price-to-book of 1.05, price-to-sales of 1.43. Over the past 52 weeks the stock has ranged between $3.35 and $5.70, and currently trades 3.7% below its 52-week high.

On profitability, Grand River Commerce, Inc. generates a return on equity (ROE) of 2.62%, return on capital employed of 1.38%, an operating margin of 3.23%, a net profit margin of 3.53%.

Official website: www.grandriverbank.com