NMS · Financial Statements

Great Southern Bancorp, Inc. (GSBC) Financial Statements

$80.93 NMS: GSBC Market Cap $881.93M

Great Southern Bancorp, Inc. most recently reported annual revenue of $343.0M, net profit of $71.0M. Revenue grew at an average annual rate of 6.3% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Great Southern Bancorp, Inc.: Revenue rose from $221.0M in 2016 to $343.0M in 2025, a change of +55.2% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 28.0% to 25.4%, a shift of -2.6 percentage points; the most recent year shows net profit of $71.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$221.0M$214.0M$235.0M$266.0M$253.0M$237.0M$261.0M$327.0M$355.0M$343.0M
Operating Expenses$159.0M$144.0M$153.0M$176.0M$180.0M$143.0M$167.0M$242.0M$280.0M$256.0M
Operating Profit$62.0M$70.0M$82.0M$90.0M$73.0M$94.0M$94.0M$85.0M$75.0M$87.0M
Operating Margin28.0%32.8%34.9%33.9%28.9%39.8%36.1%26.1%21.3%25.4%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$22.0M$28.0M$38.0M$55.0M$41.0M$21.0M$27.0M$104.0M$136.0M$113.0M
Depreciation$13.0M$12.0M$11.0M$12.0M$12.0M$11.0M$10.0M$9.0M$9.0M$9.0M
Profit Before Tax$62.0M$70.0M$82.0M$90.0M$73.0M$94.0M$94.0M$85.0M$75.0M$87.0M
Tax$26.7M$26.7M$18.1M$18.3M$18.9M$20.9M$19.4M$20.6M$18.1M$18.7M
Net Profit$45.0M$52.0M$67.0M$74.0M$59.0M$75.0M$76.0M$68.0M$62.0M$71.0M
EPS$3.21$3.64$4.71$5.14$4.21$5.46$6.02$5.61$5.26$6.19
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$83.0M$83.0M$84.0M$91.0M$91.0M$90.0M$87.0M$90.0M$87.0M$81.0M$71.0M$80.0M
Operating Expenses$63.0M$67.0M$68.0M$70.0M$71.0M$72.0M$66.0M$65.0M$64.0M$61.0M$58.0M$61.0M
Operating Profit$20.0M$16.0M$17.0M$21.0M$20.0M$18.0M$21.0M$24.0M$22.0M$19.0M$14.0M$19.0M
Operating Margin24.3%19.7%19.7%23.0%22.1%20.1%24.6%27.1%25.5%24.1%19.0%23.3%
Interest$29.0M$31.0M$33.0M$34.0M$36.0M$33.0M$31.0M$30.0M$28.0M$24.0M$23.0M$23.0M
Profit Before Tax$20.0M$16.0M$17.0M$21.0M$20.0M$18.0M$21.0M$24.0M$22.0M$19.0M$21.0M$19.0M
Tax$21.5M$19.7M$19.1M$18.5M$18.0M$16.9M$20.0M$18.5M$19.7M$16.4M$18.7M$15.3M
Net Profit$16.0M$13.0M$13.0M$17.0M$16.0M$15.0M$17.0M$20.0M$18.0M$16.0M$17.0M$16.0M
EPS$1.33$1.11$1.13$1.45$1.41$1.27$1.47$1.72$1.56$1.43$1.58$1.43

Over the 10 years reported for Great Southern Bancorp, Inc., borrowings decreased from $417.0M in 2016 to $405.0M in 2025, cash stood at $190.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 0.14 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$4.6B$4.4B$4.7B$5.0B$5.5B$5.5B$5.7B$5.8B$6.0B$5.6B
Current Assets$562.0M$498.0M$523.0M$683.0M$1.1B$1.3B$784.0M$740.0M$750.0M$680.0M
Cash$280.0M$242.0M$203.0M$220.0M$564.0M$717.0M$169.0M$211.0M$196.0M$190.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$23.0M$29.0M$21.0M$14.0M$16.0M$23.0M$55.0M$51.0M$20.0M$18.0M
Fixed Assets$141.0M$138.0M$132.0M$142.0M$139.0M$133.0M$141.0M$139.0M$132.0M$133.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$4.0B$3.9B$4.2B$4.5B$4.7B$4.5B$5.2B$5.3B$5.4B$5.1B
Other Assets$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M$5.0M
Total Liabilities$4.1B$3.9B$4.1B$4.4B$4.9B$4.8B$5.1B$5.2B$5.4B$5.0B
Current Liabilities$4.0B$3.7B$4.0B$4.3B$4.7B$4.7B$4.9B$4.9B$4.7B$4.9B
Borrowings$417.0M$324.0M$398.0M$381.0M$340.0M$238.0M$278.0M$173.0M$166.0M$405.0M
Other Liabilities$3.7B$3.6B$3.7B$4.0B$4.6B$4.6B$4.9B$5.1B$5.2B$4.6B
Equity$0$0$0$0$0$0$0$0$0$0
Reserves$430.0M$472.0M$532.0M$603.0M$630.0M$617.0M$533.0M$572.0M$600.0M$636.0M

For Great Southern Bancorp, Inc., operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $66.0M; free cash flow was positive in 10 of 10 years; financing activities used $167.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$81.0M$63.0M$94.0M$86.0M$46.0M$85.0M$67.0M$81.0M$44.0M$78.0M
Investing Cash Flow$-210.0M$74.0M$-391.0M$-307.0M$-140.0M$185.0M$-821.0M$-96.0M$-180.0M$360.0M
Financing Cash Flow$201.0M$-76.0M$190.0M$241.0M$535.0M$-2.0M$78.0M$13.0M$-121.0M$-167.0M
Net Cash Flow$81.0M$-38.0M$-40.0M$17.0M$344.0M$154.0M$-549.0M$43.0M$-16.0M$-6.0M
Free Cash Flow$70.0M$55.0M$85.0M$75.0M$38.0M$79.0M$46.0M$73.0M$39.0M$66.0M

Valuation & Return Ratios

MetricValue
PEG Ratio4.82
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y32.65%
Return 3Y56.65%
Return 5Y67.83%

Great Southern Bancorp, Inc. (GSBC) financials — frequently asked questions

What is Great Southern Bancorp, Inc.'s annual revenue?

Great Southern Bancorp, Inc. (GSBC) reported annual revenue of $343.0M in its most recent fiscal year.

What is Great Southern Bancorp, Inc.'s net profit?

Great Southern Bancorp, Inc. (GSBC) reported net profit of $71.0M in its most recent fiscal year.

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksAll stock screens
GSBC Overview GSBC Dividend Run Stock Screener

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.