9F Inc. (JFU) Stock

About 9F Inc.

9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.

9F Inc. is headquartered in CN.

9F Inc. (JFU) stock trades at $2.40 with a market capitalization of $28.26M. The stock is valued at a price-to-earnings (P/E) ratio of 1.16, price-to-book of 0.05, price-to-sales of 0.66. Over the past 52 weeks the stock has ranged between $1.48 and $9.48, and currently trades 74.7% below its 52-week high.

On profitability, 9F Inc. generates a return on equity (ROE) of 4.48%, return on capital employed of 0.30%, an operating margin of 3.89%, a net profit margin of 58.02%.

Official website: www.9fgroup.com

9F Inc. by the numbers, 2016–2025

Between 2016 and 2025 9F Inc. reported revenue of $2.3B rising to $460.0M, a change of -79.7% across 10 years. Compounded, revenue has grown -18.2% a year over five years, -6.5% over three, 48.4% over the last twelve months. Net profit rose to $164.0M.

Operating margin went from 17.5% in 2016 to 118.6% in 2025, a gain of 101.0 percentage points. The most recent net margin is 58.02%. On a trailing twelve-month basis to Dec '25, revenue is $290.0M and net profit $168.0M.

Borrowings rose from $1.0M to $24.0M, cash on hand is $3.3B, cash from operations was $196.0M in the latest year, positive in 7 of the last 10.

Return on equity has averaged -4.0% over five years, and was 4.4% in the most recent year.

The share price itself has compounded at —% a year over five years, -14.2% over three, 44.6% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

9F Inc. (JFU) — frequently asked questions