JAPAN POST BANK Co., Ltd. (JPPTY) Stock

About JAPAN POST BANK Co., Ltd.

JAPAN POST BANK Co., Ltd. functions as a comprehensive financial institution, offering a broad spectrum of banking services and products. It caters to both individual consumers (retail clients) and businesses (corporate clients) within Japan and internationally. Its deposit offerings are diverse, encompassing flexible options like transfer, savings, and ordinary accounts. For those seeking long-term growth, it provides fixed-term accounts, including traditional time deposits and TEIGAKU deposits. Additionally, the bank issues negotiable certificates of deposit. The bank extends a variety of lending solutions. These include secured loans, backed by either customer deposits or Japanese government bonds, as well as credit card facilities. Its lending scope also covers public sector entities, providing financing to local, central, and regional government authorities. Furthermore, it participates in syndicated loans and offers financing for corporate needs and secondary market activities, alongside overdraft and housing loans. Beyond traditional banking, JAPAN POST BANK facilitates investments through offerings such as securities and investment trust products, alongside sales of Japanese government bonds. It also provides comprehensive financial services including domestic and foreign exchange, insurance products, and intermediary assistance for mortgages and credit cards. Further enhancing customer convenience are its remittance and settlement functionalities, coupled with robust online banking services. The institution maintains an extensive physical and digital footprint, supported by a vast network of 31,774 ATMs and 23,734 branch locations. Established in 2006, the bank initially operated as Yucho Co, Ltd. before adopting its current name, JAPAN POST BANK Co., Ltd., in October 2007. Its headquarters are situated in Tokyo, Japan, and it operates as a key subsidiary of Japan Post Holdings Co., Ltd.

JAPAN POST BANK Co., Ltd. is headquartered in JP.

JAPAN POST BANK Co., Ltd. (JPPTY) stock trades at $19.31 with a market capitalization of $68.78B. The stock is valued at a price-to-earnings (P/E) ratio of 18.40, price-to-book of 1.19, price-to-sales of 3.72. Over the past 52 weeks the stock has ranged between $9.46 and $22.79, and currently trades 15.3% below its 52-week high. It pays a dividend yielding 4.71%.

On profitability, JAPAN POST BANK Co., Ltd. generates a return on equity (ROE) of 6.46%, return on capital employed of 0.43%, an operating margin of 29.05%, a net profit margin of 20.26%.

In its most recent fiscal year, JAPAN POST BANK Co., Ltd. reported annual revenue of $2.96T, net profit of $557.3B. Over the last 5 fiscal years, revenue grew at an average annual rate of 9.1%, and net profit grew at an average annual rate of 14.7%. Over that span net profit grew faster than revenue, so net margin widened.

The balance sheet shows a debt-to-equity ratio of 2.44 (debt more than twice shareholders' equity), a current ratio of 2.79, total assets of $227.55T, $60.84T in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

JPPTY has an average daily trading volume of 94,978 shares, a beta of 0.43 (historically less volatile than the overall market).

Official website: www.jp-bank.japanpost.jp