KB Financial Group Inc most recently reported annual revenue of $50.69T, net profit of $5.85T. Revenue grew at an average annual rate of 20.7% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.
KB Financial Group Inc: Revenue rose from $12.20T in 2016 to $50.69T in 2025, a change of +315.4% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 21.5% to 16.8%, a shift of -4.7 percentage points; the most recent year shows net profit of $5.85T.
Income Statement — 10 Years (USD millions)
Metric
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Revenue
$12.20T
$15.14T
$17.33T
$18.66T
$19.81T
$20.97T
$25.64T
$36.41T
$37.77T
$50.69T
Operating Expenses
$9.57T
$11.00T
$13.02T
$14.12T
$15.03T
$14.89T
$20.25T
$30.29T
$30.78T
$42.16T
Operating Profit
$2.63T
$4.14T
$4.30T
$4.53T
$4.78T
$6.08T
$5.39T
$6.12T
$6.99T
$8.53T
Operating Margin
21.5%
27.3%
24.8%
24.3%
24.1%
29.0%
21.0%
16.8%
18.5%
16.8%
Other Income
$0
$0
$0
$0
$0
$0
$0
$0
$0
$-334.6B
Interest
$3.62T
$3.67T
$4.83T
$5.44T
$4.76T
$3.98T
$9.24T
$16.96T
$17.66T
$13.07T
Depreciation
$289.4B
$550.3B
$623.6B
$976.9B
$1.05T
$1.01T
$878.8B
$865.9B
$916.3B
$914.7B
Profit Before Tax
$2.63T
$4.14T
$4.30T
$4.53T
$4.78T
$6.08T
$5.39T
$6.12T
$6.99T
$8.20T
Tax
$16.7M
$19.2M
$28.8M
$26.9M
$26.4M
$27.9M
$27.9M
$26.0M
$28.0M
$28.6M
Net Profit
$2.14T
$3.31T
$3.06T
$3.31T
$3.47T
$4.41T
$4.11T
$4.59T
$5.08T
$5.85T
EPS
$5559.00
$8257.00
$7675.86
$8388.65
$8730.36
$10889.00
$10099.00
$11217.00
$12725.00
$15287.00
Dividend Payout
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Quarterly Results — Last 12 Quarters (USD millions)
8 duplicate period labels in the source data were collapsed.
Metric
Sep '23
Dec '23
Mar '24
Jun '24
Sep '24
Dec '24
Mar '25
Jun '25
Sep '25
Dec '25
Mar '26
Jun '26
Revenue
$8.89T
$10.01T
$9.65T
$9.56T
$9.58T
$9.10T
$9.51T
$9.59T
$8.89T
$22.69T
$9.59T
$11.58T
Operating Expenses
$6.98T
$9.74T
$8.25T
$7.19T
$7.30T
$8.17T
$7.21T
$7.25T
$6.63T
$21.07T
$6.95T
$8.87T
Operating Profit
$1.90T
$271.2B
$1.40T
$2.37T
$2.28T
$924.4B
$2.31T
$2.34T
$2.26T
$1.62T
$2.63T
$2.71T
Operating Margin
21.4%
2.7%
14.5%
24.8%
23.8%
10.2%
24.3%
24.4%
25.4%
7.1%
27.4%
23.4%
Interest
$4.29T
$4.44T
$4.44T
$4.38T
$4.47T
$4.32T
$4.19T
$4.18T
$3.86T
$843.4B
$3.82T
$29.27T
Profit Before Tax
$1.90T
$271.2B
$1.40T
$2.37T
$2.28T
$924.4B
$2.31T
$2.34T
$2.26T
$1.29T
$2.63T
$2.73T
Tax
$29.7M
$19.8M
$24.4M
$27.8M
$30.1M
$28.7M
$26.3M
$25.4M
$26.8M
$41.8M
$27.2M
$26.4M
Net Profit
$1.37T
$261.5B
$1.04T
$1.73T
$1.61T
$682.9B
$1.70T
$1.74T
$1.69T
$721.2B
$1.89T
$2.01T
EPS
$3380.23
$563.61
$2565.00
$4377.00
$4090.00
$1670.02
$4384.00
$4565.00
$4458.00
$1880.00
$5120.00
$5733.72
Over the 10 years reported for KB Financial Group Inc, borrowings decreased from $64.19T in 2016 to $0 in 2025, cash stood at $0 in the latest year, shareholders' equity was $0.
Balance Sheet — 10 Years (USD millions)
Metric
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
$375.67T
$436.79T
$479.59T
$518.54T
$610.72T
$655.71T
$688.65T
$715.73T
$757.85T
$0
Current Assets
$25.02T
$29.24T
$28.12T
$75.72T
$101.26T
$92.41T
$112.68T
$128.36T
$137.91T
$0
Cash
$19.12T
$21.03T
$21.46T
$21.99T
$26.71T
$31.68T
$32.47T
$30.79T
$30.79T
$0
Inventory
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Receivables
$5.72T
$8.05T
$6.45T
$7.47T
$12.47T
$98.8B
$204.7B
$14.44T
$12.57T
$0
Fixed Assets
$3.63T
$4.20T
$4.27T
$5.07T
$5.43T
$5.24T
$4.99T
$4.95T
$5.39T
$0
Capital Work in Progress
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Investments
$344.16T
$393.70T
$434.92T
$469.38T
$544.13T
$598.31T
$628.93T
$652.53T
$696.61T
$0
Other Assets
$331.7B
$273.4B
$275.2B
$275.7B
$763.6B
$806.4B
$845.2B
$867.0B
$874.0B
$0
Total Liabilities
$344.41T
$402.74T
$443.88T
$479.42T
$567.32T
$606.35T
$634.85T
$657.09T
$698.03T
$-61.37T
Current Liabilities
$267.21T
$283.91T
$309.58T
$325.94T
$361.68T
$407.12T
$422.79T
$427.62T
$453.01T
$0
Borrowings
$64.19T
$75.12T
$85.71T
$86.65T
$106.68T
$139.30T
$152.78T
$137.04T
$140.77T
$0
Other Liabilities
$280.22T
$327.62T
$358.17T
$392.77T
$460.63T
$467.05T
$482.07T
$520.05T
$557.26T
$0
Equity
$2.09T
$2.09T
$2.09T
$2.09T
$2.09T
$2.09T
$2.09T
$2.09T
$2.09T
$0
Reserves
$31.00T
$34.04T
$35.70T
$38.53T
$42.54T
$48.53T
$52.52T
$56.69T
$57.89T
$61.37T
For KB Financial Group Inc, operating cash flow was positive in 6 of 10 reported years; free cash flow in the latest year was $3.67T; free cash flow was positive in 6 of 10 years; financing activities used $136.2B in the latest year, which covers debt repayment, dividends and buybacks.
Cash Flow Statement — 10 Years (USD millions)
Metric
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating Cash Flow
$1.12T
$-4.84T
$-8.96T
$9.40T
$-8.41T
$-2.03T
$4.76T
$4.11T
$4.02T
$4.23T
Investing Cash Flow
$-4.95T
$-9.14T
$-5.06T
$-13.28T
$-11.60T
$-4.33T
$-20.13T
$-4.20T
$-4.45T
$-6.09T
Financing Cash Flow
$889.4B
$445.8B
$-128.5B
$736.2B
$3.75T
$477.5B
$1.23T
$2.28T
$-1.01T
$-136.2B
Net Cash Flow
$-43.1B
$990.1B
$-1.76T
$-519.1B
$5.60T
$5.18T
$501.6B
$-708.2B
$-1.22T
$4.41T
Free Cash Flow
$616.2B
$-5.25T
$-9.54T
$8.46T
$-9.02T
$-2.50T
$4.26T
$3.43T
$3.39T
$3.67T
Valuation & Return Ratios
Metric
Value
PEG Ratio
0.58
EV / EBITDA
—
FCF Yield
—
Quick Ratio
—
Interest Coverage
—
Return 1Y
41.54%
Return 3Y
201.99%
Return 5Y
194.94%
KB Financial Group Inc (KB) financials — frequently asked questions
What is KB Financial Group Inc's annual revenue?
KB Financial Group Inc (KB) reported annual revenue of $50.69T in its most recent fiscal year.
What is KB Financial Group Inc's net profit?
KB Financial Group Inc (KB) reported net profit of $5.85T in its most recent fiscal year.