Lument Finance Trust, Inc. (LFT) Stock

About Lument Finance Trust, Inc.

Lument Finance Trust, Inc. functions as a real estate investment trust (REIT) with a core business centered on acquiring, financing, and managing a diverse portfolio of commercial real estate (CRE) debt investments throughout the United States. The company's primary focus lies in transitional floating-rate commercial mortgage loans, particularly those secured by middle-market multi-family assets. Beyond these, it also strategically invests in a variety of other CRE-related debt products, including mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), fixed-rate loans, and construction financing. As a formally qualified REIT under the Internal Revenue Code of 1986, Lument Finance Trust, Inc. benefits from a significant tax advantage: it is exempt from federal income taxes provided it distributes at least 90% of its taxable earnings to its shareholders. The firm underwent a name change in December 2020, having previously been known as Hunt Companies Finance Trust, Inc. Incorporated in 2012, its corporate headquarters are situated in New York, New York.

Lument Finance Trust, Inc. is headquartered in US.

Lument Finance Trust, Inc. (LFT) stock trades at $0.94 with a market capitalization of $49.28M. The stock is valued at a negative price-to-earnings (P/E) ratio of -7.33, reflecting a net loss over the last twelve months, price-to-book of 0.23, price-to-sales of 0.66. Over the past 52 weeks the stock has ranged between $0.91 and $2.44, and currently trades 61.5% below its 52-week high. It pays a dividend yielding 17.02%.

On profitability, Lument Finance Trust, Inc. generates a return on equity (ROE) of -0.90% (negative, reflecting a net loss), return on capital employed of 2.44%, an operating margin of 39.16%, a net profit margin of -2.69%.

Official website: lumentfinancetrust.com

Lument Finance Trust, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Lument Finance Trust, Inc. reported revenue of $8.0M rising to $79.0M, a change of +887.5% across 10 years. Compounded, revenue has grown 33.0% a year over five years, 58.1% over three, 125.7% over the last twelve months. Net profit rose to $-3.0M.

Operating margin went from -105.1% in 2016 to 65.9% in 2025, a gain of 171.0 percentage points. The most recent net margin is -2.69%. On a trailing twelve-month basis to Mar '26, revenue is $74.0M and net profit $-2.0M.

Borrowings fell from $1.3B to $988.0M, cash on hand is $30.6M, cash from operations was $10.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.4% over five years, and was -1.4% in the most recent year.

The share price itself has compounded at -15.5% a year over five years, -10.1% over three, -50.0% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Lument Finance Trust, Inc. (LFT) — frequently asked questions