What is Oregon Pacific Bancorp (ORPB) stock price today?

Oregon Pacific Bancorp (ORPB) is currently trading at $12.25, up 0% today.

What is ORPB P/E ratio?

Oregon Pacific Bancorp's P/E ratio is 8.75. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is ORPB return on equity (ROE)?

Oregon Pacific Bancorp's return on equity (ROE) is 12.74%. ROE measures net income relative to shareholders' equity. This is within the typical market range of roughly 12-15%.

What is Oregon Pacific Bancorp's market cap?

Oregon Pacific Bancorp has a market capitalization of $87.95M.

OTC · Banks - Regional

Oregon Pacific Bancorp (ORPB) Stock

$12.25 +0.00% OTC: ORPB Financial Services

Valuation

Metric	Value
Price	$12.25
Market Cap	$87.95M
P/E Ratio	8.75
P/B Ratio	1.07
P/S Ratio	1.74
EPS (TTM)	$1.40
52-Week High	$12.49
52-Week Low	$8.66
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	12.74%
ROA	1.21%
ROCE	1.63%
Gross Margin	77.98%
Operating Margin	26.54%
Net Margin	19.78%
Debt/Equity	0.32
Current Ratio	12.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$28.0M	$30.0M	$34.0M	$35.0M	$49.0M
Operating Profit	$13.0M	$13.0M	$16.0M	$14.0M	$11.0M
Net Profit	$8.0M	$7.0M	$9.0M	$8.0M	$9.0M
EPS	$1.11	$1.01	$1.30	$1.05	$1.19
Op Margin	48.5%	41.5%	46.4%	40.7%	23.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$692.0M	$755.0M	$762.0M	$776.0M	$812.0M
Total Liabilities	$643.0M	$708.0M	$705.0M	$711.0M	$734.0M
Cash	$9.0M	$11.0M	$8.0M	$10.0M	$12.0M
Borrowings	$20.0M	$20.0M	$38.0M	$30.0M	$28.0M

Latest News

Oregon Pacific Bank Hires Katherine Ledson as Portland Market President Business Wire · Aug 5, 2026 Oregon Pacific Bank Expands Trust Services Presence in Portland with Hire of Miguel Santos Business Wire · Jul 8, 2026 Oregon Pacific Bank Advances Leadership Transition Business Wire · Jun 24, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$9.0M	$10.0M	$8.0M	$9.0M	$10.0M
Investing Cash Flow	$-158.0M	$-73.0M	$-10.0M	$-15.0M	$-31.0M
Financing Cash Flow	$132.0M	$64.0M	$-22.0M	$16.0M	$23.0M
Net Cash Flow	$1.0M	$2.0M	$-3.0M	$1.0M	$0
Free Cash Flow	$5.0M	$10.0M	$3.0M	$9.0M	$10.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.31
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	41.95%
Return 3Y	85.61%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held14.29%

Institutions Float Held14.29%

Institutional Holder	Shares	Report Date
Siena Capital Partners GP, LLC	661,804	2026-03-31
BANC FUNDS CO LLC	361,932	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BEOBBEO Bancorp	$58.00	+1.75%	8.79	$141.13M	3.45%
CWBKCW Bancorp	$43.99	+0.00%	10.11	$128.90M	2.09%
CZBCCitizens Bancorp	$15.51	+3.19%	35.09	$87.23M	1.29%
FNWBFirst Northwest Bancorp	$9.85	+0.20%	61.92	$93.57M	0.00%
MPCBMountain Pacific Bancorp Inc	$16.10	+0.33%	8.75	$112.53M	0.00%

About Oregon Pacific Bancorp

Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.

Oregon Pacific Bancorp is headquartered in US.

Oregon Pacific Bancorp (ORPB) stock trades at $12.25 with a market capitalization of $87.95M. The stock is valued at a price-to-earnings (P/E) ratio of 8.75, price-to-book of 1.07, price-to-sales of 1.74. Over the past 52 weeks the stock has ranged between $8.66 and $12.49, and currently trades 1.9% below its 52-week high.

On profitability, Oregon Pacific Bancorp generates a return on equity (ROE) of 12.74%, return on capital employed of 1.63%, an operating margin of 26.54%, a net profit margin of 19.78%.

Official website: www.oregonpacificbank.com