NYSE · Information Technology Services

Paymentus Holdings, Inc. (PAY) Stock

$32.06 -3.87% NYSE: PAY Technology

Valuation

MetricValue
Price$32.06
Market Cap$4.04B
P/E Ratio46.01
P/B Ratio6.33
P/S Ratio2.85
EPS (TTM)$0.52
52-Week High$45.31
52-Week Low$20.11
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE14.80%
ROA11.70%
ROCE16.52%
Gross Margin6.35%
Operating Margin6.35%
Net Margin6.24%
Debt/Equity0.01
Current Ratio4.45

Annual Financials (USD)

Metric20212022202320242025
Revenue$396.0M$497.0M$614.0M$872.0M$1.2B
Operating Profit$10.0M$-3.0M$18.0M$45.0M$76.0M
Net Profit$9.0M$-1.0M$22.0M$44.0M$67.0M
EPS$0.06$0.00$0.18$0.35$0.52
Op Margin2.6%-0.6%2.9%5.2%6.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$473.0M$462.0M$505.0M$576.0M$668.0M
Total Liabilities$87.0M$64.0M$75.0M$91.0M$107.0M
Cash$168.0M$147.0M$179.0M$206.0M$325.0M
Borrowings$11.0M$13.0M$11.0M$8.0M$11.0M

Latest News

Franklin Resources, Paymentus, and Moody's Shares Are Falling, What You Need To Know StockStory · Jul 8, 2026 1 of Wall Street’s Favorite Stocks on Our Buy List and 2 Facing Challenges StockStory · Jul 7, 2026 Diversified Financial Services Q1 Earnings: Paymentus (NYSE:PAY) Simply the Best StockStory · Jul 1, 2026 The Zacks Analyst Blog Highlights Visa, Paymentus, Corpay, Sezzle and Remitly Global Zacks · Jun 30, 2026 Paymentus (PAY) Moves 10.2% Higher: Will This Strength Last? Zacks · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$19.0M$20.0M$69.0M$64.0M$162.0M
Investing Cash Flow$-98.0M$-66.0M$-69.0M$-37.0M$-37.0M
Financing Cash Flow$-4.0M$-37.0M$-1.0M$-1.0M$-11.0M
Net Cash Flow$155.0M$-52.0M$34.0M$26.0M$115.0M
Free Cash Flow$-1.0M$-11.0M$35.0M$63.0M$162.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.01
EV / EBITDA24.39
FCF Yield4.11%
Quick Ratio4.89
Interest Coverage—
Return 1Y-7.05%
Return 3Y143.34%
Return 5Y40.14%

Ownership

Insiders Held2.74%
Institutions Held91.60%
Institutions Float Held94.18%
Institutional HolderSharesReport Date
Capital International Investors6,874,7912026-03-31
Wasatch Advisors LP6,188,1962026-06-30
Capital World Investors4,214,3432026-03-31
Vanguard Capital Management LLC2,434,5922026-03-31
Franklin Resources, Inc.2,365,0112026-03-31

About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. (PAY) stock trades at $32.06 with a market capitalization of $4.04B. The stock is valued at a price-to-earnings (P/E) ratio of 46.01, price-to-book of 6.33, price-to-sales of 2.85. Over the past 52 weeks the stock has ranged between $20.11 and $45.31, and currently trades 29.2% below its 52-week high.

On profitability, Paymentus Holdings, Inc. generates a return on equity (ROE) of 14.80%, return on capital employed of 16.52%, an operating margin of 6.35%, a net profit margin of 6.24%.

Paymentus Holdings, Inc. by the numbers, 2015–2025

Between 2015 and 2025 Paymentus Holdings, Inc. reported revenue of $2.0B rising to $1.2B, a change of -40.2% across 10 years. Compounded, revenue has grown 31.7% a year over five years, 34.0% over three, 37.3% over the last twelve months. Net profit fell to $67.0M.

Operating margin went from 5.4% in 2015 to 6.3% in 2025, essentially unchanged. The most recent net margin is 6.24%. On a trailing twelve-month basis to Jun '26, revenue is $1.4B and net profit $86.0M.

Borrowings fell from $799.0M to $11.0M, cash from operations was $162.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.6% over five years, and was 12.0% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Paymentus Holdings, Inc. (PAY) — frequently asked questions

What is Paymentus Holdings, Inc. (PAY) stock price today?

Paymentus Holdings, Inc. (PAY) is currently trading at $32.06, down 3.87% today.

What is PAY P/E ratio?

Paymentus Holdings, Inc.'s P/E ratio is 46.01. This is above the typical market average of roughly 18-22x. A high P/E often reflects higher expected earnings growth, a temporary dip in earnings, or both.

What is PAY return on equity (ROE)?

Paymentus Holdings, Inc.'s return on equity (ROE) is 14.80%. ROE measures net income relative to shareholders' equity. This is within the typical market range of roughly 12-15%.

What is Paymentus Holdings, Inc.'s market cap?

Paymentus Holdings, Inc. has a market capitalization of $4.04B.

Does PAY pay a dividend?

Paymentus Holdings, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does PAY carry?

Paymentus Holdings, Inc. has a debt-to-equity ratio of 0.01. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is PAY's profit margin?

Paymentus Holdings, Inc. reports a net profit margin of 6.24% — the share of revenue left after every cost, including tax and interest.

What sector is PAY in?

Paymentus Holdings, Inc. is classified under Technology, in the Information Technology Services industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is PAY listed on?

Paymentus Holdings, Inc. trades on NYSE under the ticker PAY.

What is PAY's 52-week range?

Over the last year Paymentus Holdings, Inc. has traded between $20.11 and $45.31.

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Screens PAY currently matches

On the figures above, Paymentus Holdings, Inc. passes the filters for 10 of our ready-made screens, among them Low Debt Stocks, High ROA Stocks, Debt Free Stocks Under $100. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.