NASDAQ · Financial Statements

Payoneer Global Inc. (PAYO) Financial Statements

$7.15 NASDAQ: PAYO Market Cap $2.42B

Payoneer Global Inc. most recently reported annual revenue of $1.1B, net profit of $73.0M. Revenue grew at an average annual rate of 24.9% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Payoneer Global Inc.: Revenue rose from $260.0M in 2018 to $1.1B in 2025, a change of +305.0% over 7 years; net profit was positive in 3 of 8 reported years; operating margin moved from -0.7% to 11.8%, a shift of +12.6 percentage points; the most recent year shows net profit of $73.0M.

Income Statement — 8 Years (USD millions)

Metric20182019202020212022202320242025
Revenue$260.0M$318.0M$346.0M$473.0M$628.0M$831.0M$978.0M$1.1B
Operating Expenses$262.0M$314.0M$363.0M$504.0M$650.0M$727.0M$829.0M$928.0M
Operating Profit$-2.0M$4.0M$-17.0M$-30.0M$-22.0M$104.0M$149.0M$125.0M
Operating Margin-0.7%1.1%-5.0%-6.4%-3.5%12.5%15.2%11.8%
Other Income$-2.0M$0$2.0M$5.0M$24.0M$29.0M$-10.0M$-9.0M
Interest$0$0$0$0$10.0M$0$0$0
Depreciation$4.0M$6.0M$7.0M$7.0M$8.0M$8.0M$9.0M$66.0M
Profit Before Tax$-4.0M$4.0M$-15.0M$-25.0M$2.0M$133.0M$139.0M$116.0M
Tax$-75.3M$115.3M$-53.9M$-34.5M$840.7M$29.6M$13.1M$36.7M
Net Profit$-7.0M$-1.0M$-24.0M$-34.0M$-12.0M$93.0M$121.0M$73.0M
EPS$-0.02$0.00$-0.07$-0.19$-0.03$0.24$0.31$0.19
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$208.0M$224.0M$228.0M$240.0M$248.0M$262.0M$247.0M$261.0M$271.0M$275.0M$262.0M$274.0M
Operating Expenses$179.0M$199.0M$190.0M$193.0M$213.0M$233.0M$217.0M$231.0M$235.0M$246.0M$230.0M$257.0M
Operating Profit$29.0M$26.0M$38.0M$46.0M$35.0M$29.0M$29.0M$30.0M$36.0M$29.0M$32.0M$17.0M
Operating Margin14.2%11.5%16.8%19.3%14.2%11.2%11.9%11.5%13.4%10.5%12.2%6.2%
Interest$0$2.0M$0$0$0$0$0$0$6.0M$0$1.0M$11.0M
Profit Before Tax$23.0M$41.0M$43.0M$48.0M$22.0M$26.0M$28.0M$30.0M$31.0M$27.0M$29.0M$6.0M
Tax$43.8M$34.6M$32.4M$32.9M$-88.2M$30.6M$25.9M$34.7M$53.7M$30.8M$33.0M$138.6M
Net Profit$13.0M$27.0M$29.0M$32.0M$42.0M$18.0M$21.0M$19.0M$14.0M$19.0M$20.0M$-2.0M
EPS$0.03$0.07$0.08$0.09$0.11$0.05$0.05$0.05$0.04$0.05$0.06$-0.01

Over the 8 years reported for Payoneer Global Inc., cash stood at $416.0M in the latest year, shareholders' equity was $4.0M, current assets covered current liabilities 1.00 times.

Balance Sheet — 8 Years (USD millions)

Metric20182019202020212022202320242025
Total Assets$1.6B$2.0B$3.7B$5.1B$6.6B$7.3B$7.9B$9.0B
Current Assets$1.6B$1.9B$3.6B$5.0B$6.5B$7.1B$7.1B$8.1B
Cash$104.0M$115.0M$103.0M$466.0M$543.0M$617.0M$497.0M$416.0M
Inventory$0$0$0$0$0$0$0$0
Receivables$0$73.0M$84.0M$77.0M$61.0M$66.0M$93.0M$98.0M
Fixed Assets$0$14.0M$13.0M$25.0M$30.0M$40.0M$35.0M$95.0M
Capital Work in Progress$0$0$0$0$0$0$0$0
Investments$0$7.0M$7.0M$7.0M$6.0M$0$0$0
Other Assets$0$0$23.0M$21.0M$20.0M$20.0M$78.0M$78.0M
Total Liabilities$1.4B$2.0B$3.6B$4.6B$6.0B$6.6B$7.2B$8.3B
Current Liabilities$1.4B$1.7B$3.4B$4.5B$6.0B$6.5B$7.1B$8.1B
Borrowings$0$60.0M$40.0M$27.0M$31.0M$43.0M$21.0M$72.0M
Other Liabilities$1.4B$1.9B$3.6B$4.6B$6.0B$6.6B$7.2B$8.2B
Equity$0$0$0$3.0M$4.0M$4.0M$4.0M$4.0M
Reserves$138.0M$-5.0M$24.0M$487.0M$545.0M$664.0M$725.0M$704.0M

For Payoneer Global Inc., operating cash flow was positive in 6 of 8 reported years; free cash flow in the latest year was $207.0M; free cash flow was positive in 4 of 8 years.

Cash Flow Statement — 8 Years (USD millions)

Metric20182019202020212022202320242025
Operating Cash Flow$-6.0M$-14.0M$10.0M$20.0M$84.0M$159.0M$177.0M$233.0M
Investing Cash Flow$-22.0M$-38.0M$-81.0M$-11.0M$-23.0M$-92.0M$-2.0B$-245.0M
Financing Cash Flow$554.0M$294.0M$1.7B$1.4B$1.4B$496.0M$445.0M$737.0M
Net Cash Flow$534.0M$319.0M$1.6B$1.4B$1.5B$632.0M$-1.4B$758.0M
Free Cash Flow$-17.0M$-32.0M$-5.0M$-1.0M$55.0M$112.0M$117.0M$207.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.01
EV / EBITDA11.65
FCF Yield6.73%
Quick Ratio1.00
Interest Coverage7.21
Return 1Y4.09%
Return 3Y37.45%
Return 5Y-30.06%

Payoneer Global Inc. (PAYO) financials — frequently asked questions

What is Payoneer Global Inc.'s annual revenue?

Payoneer Global Inc. (PAYO) reported annual revenue of $1.1B in its most recent fiscal year.

What is Payoneer Global Inc.'s net profit?

Payoneer Global Inc. (PAYO) reported net profit of $73.0M in its most recent fiscal year.

What is PAYO EV/EBITDA?

Payoneer Global Inc.'s enterprise value to EBITDA (EV/EBITDA) ratio is 11.65.

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