What is Pioneer Bankcorp, Inc. (PBKC) stock price today?

Pioneer Bankcorp, Inc. (PBKC) is currently trading at $85.00, up 0% today.

What is PBKC P/E ratio?

Pioneer Bankcorp, Inc.'s P/E ratio is 8.02. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is PBKC return on equity (ROE)?

Pioneer Bankcorp, Inc.'s return on equity (ROE) is 16.31%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Pioneer Bankcorp, Inc.'s market cap?

Pioneer Bankcorp, Inc. has a market capitalization of $93.65M.

OTC · Banks - Regional

Pioneer Bankcorp, Inc. (PBKC) Stock

$85.00 +0.00% OTC: PBKC Financial Services

Pioneer Bankcorp, Inc. operates as the bank holding company for First Bank that provides banking products and services.

Valuation

Metric	Value
Price	$85.00
Market Cap	$93.65M
P/E Ratio	8.02
P/B Ratio	1.32
P/S Ratio	2.07
EPS (TTM)	$10.60
52-Week High	$85.00
52-Week Low	$60.00
Dividend Yield	1.41%

Financials & Margins

Metric	Value
ROE	16.31%
ROA	1.46%
ROCE	1.91%
Gross Margin	79.60%
Operating Margin	34.32%
Net Margin	26.22%
Debt/Equity	0.09
Current Ratio	0.00

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$22.0M	$26.0M	$35.0M	$39.0M	$44.0M
Operating Profit	$7.0M	$9.0M	$10.0M	$12.0M	$15.0M
Net Profit	$5.0M	$7.0M	$7.0M	$9.0M	$11.0M
EPS	$4.47	$5.78	$6.44	$8.00	$10.34
Op Margin	30.8%	33.1%	28.1%	30.6%	34.2%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$596.0M	$691.0M	$705.0M	$739.0M	$815.0M
Total Liabilities	$551.0M	$649.0M	$653.0M	$679.0M	$743.0M
Cash	$69.0M	$102.0M	$-44.0M	$76.0M	$60.0M
Borrowings	$7.0M	$7.0M	$7.0M	$7.0M	$7.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$7.0M	$10.0M	$6.0M	$10.0M	$11.0M
Investing Cash Flow	$-87.0M	$-62.0M	$-57.0M	$-13.0M	$-80.0M
Financing Cash Flow	$88.0M	$96.0M	$4.0M	$25.0M	$61.0M
Net Cash Flow	$14.0M	$44.0M	$-45.0M	$22.0M	$-8.0M
Free Cash Flow	$6.0M	$9.0M	$3.0M	$9.0M	$10.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.49
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	44.31%
Return 3Y	151.77%
Return 5Y	—

Ownership

Insiders Held0.00%

Institutions Held0.00%

Institutions Float Held0.00%

Institutional Holder	Shares	Report Date
Captrust Financial Advisors	2,400	2022-06-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BYLBBoyle Bancorp, Inc.	$130.00	+0.00%	8.40	$111.57M	3.39%
CBKMConsumers Bancorp, Inc.	$30.93	+3.17%	8.71	$97.27M	2.72%
CCNBCoastal Carolina Bancshares, Inc.	$16.75	-0.03%	9.36	$102.07M	0.00%
CITZCitizens Bancshares Corp.	$44.00	+0.05%	12.71	$91.66M	1.00%
EFINEastern Michigan Financial Corporation	$66.45	-0.12%	17.67	$85.54M	2.41%

About Pioneer Bankcorp, Inc.

Pioneer Bankcorp, Inc. operates as the bank holding company for First Bank that provides banking products and services. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; and home mortgage loans, home equity lines of credit, auto loans, term loans, commercial real estate loans, equipment loans, and agriculture loans, as well as credit cards. It also provides account services, including digital banking, debit cards, and identity theft protection; and merchant card, remote deposit capture, automated clearing house, and sweep services, as well as financial planning and the sale of brokerage service products. Pioneer Bankcorp, Inc. was founded in 1922 and is based in Clewiston, Florida.

Pioneer Bankcorp, Inc. is headquartered in US.

Pioneer Bankcorp, Inc. (PBKC) stock trades at $85.00 with a market capitalization of $93.65M. The stock is valued at a price-to-earnings (P/E) ratio of 8.02, price-to-book of 1.32, price-to-sales of 2.07. Over the past 52 weeks the stock has ranged between $60.00 and $85.00, and currently trades at its 52-week high. It pays a dividend yielding 1.41%.

On profitability, Pioneer Bankcorp, Inc. generates a return on equity (ROE) of 16.31%, above the typical market average, return on capital employed of 1.91%, an operating margin of 34.32%, a net profit margin of 26.22%.

Official website: www.first1bank.com