NASDAQ · Financial Statements

PCB Bancorp (PCB) Financial Statements

$28.64 NASDAQ: PCB Market Cap $402.24M

PCB Bancorp most recently reported annual revenue of $209.0M, net profit of $37.0M. Revenue grew at an average annual rate of 17.8% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

PCB Bancorp: Revenue rose from $66.0M in 2016 to $209.0M in 2025, a change of +216.7% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 37.0% to 25.1%, a shift of -12.0 percentage points; the most recent year shows net profit of $37.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$66.0M$79.0M$94.0M$105.0M$92.0M$100.0M$116.0M$162.0M$192.0M$209.0M
Operating Expenses$41.0M$48.0M$59.0M$70.0M$68.0M$43.0M$67.0M$119.0M$156.0M$157.0M
Operating Profit$24.0M$31.0M$35.0M$34.0M$23.0M$57.0M$49.0M$43.0M$36.0M$52.0M
Operating Margin37.0%39.6%36.9%32.8%25.1%57.0%42.5%26.7%18.9%25.1%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$7.0M$10.0M$18.0M$24.0M$14.0M$4.0M$12.0M$63.0M$92.0M$94.0M
Depreciation$3.0M$3.0M$4.0M$4.0M$3.0M$3.0M$4.0M$4.0M$4.0M$4.0M
Profit Before Tax$24.0M$31.0M$35.0M$34.0M$23.0M$57.0M$49.0M$43.0M$36.0M$52.0M
Tax$42.6M$47.7M$30.1M$29.8M$29.7M$29.6M$29.2M$29.0M$28.9M$28.6M
Net Profit$14.0M$16.0M$24.0M$24.0M$16.0M$40.0M$35.0M$31.0M$26.0M$37.0M
EPS$1.11$1.21$1.66$1.49$1.04$2.62$2.32$2.12$1.74$2.58
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$41.0M$43.0M$47.0M$47.0M$49.0M$49.0M$49.0M$53.0M$55.0M$52.0M$52.0M$53.0M
Operating Expenses$31.0M$35.0M$40.0M$39.0M$38.0M$39.0M$39.0M$40.0M$39.0M$39.0M$37.0M$39.0M
Operating Profit$10.0M$8.0M$7.0M$9.0M$11.0M$10.0M$11.0M$13.0M$16.0M$13.0M$15.0M$15.0M
Operating Margin24.2%19.0%14.0%18.5%22.0%20.9%21.8%24.1%29.0%25.0%28.6%27.5%
Interest$16.0M$19.0M$23.0M$23.0M$23.0M$23.0M$23.0M$23.0M$24.0M$23.0M$22.0M$23.0M
Profit Before Tax$10.0M$8.0M$7.0M$9.0M$11.0M$10.0M$11.0M$13.0M$16.0M$13.0M$15.0M$15.0M
Tax$29.7M$28.5M$27.9M$28.5M$26.9M$31.8M$28.3M$28.4M$28.2M$29.6M$28.5M$28.3M
Net Profit$7.0M$6.0M$5.0M$6.0M$8.0M$7.0M$8.0M$9.0M$11.0M$9.0M$11.0M$11.0M
EPS$0.49$0.41$0.33$0.43$0.52$0.46$0.53$0.62$0.78$0.64$0.74$0.73

Over the 10 years reported for PCB Bancorp, cash stood at $25.0M in the latest year, shareholders' equity was $139.0M, current assets covered current liabilities 0.16 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$1.2B$1.4B$1.7B$1.7B$1.9B$2.1B$2.4B$2.8B$3.1B$3.3B
Current Assets$163.0M$214.0M$321.0M$249.0M$324.0M$332.0M$296.0M$395.0M$356.0M$196.0M
Cash$70.0M$74.0M$162.0M$146.0M$194.0M$203.0M$147.0M$242.0M$199.0M$25.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$10.0M$10.0M$12.0M$5.0M$9.0M$5.0M$7.0M$9.0M$10.0M$11.0M
Fixed Assets$5.0M$5.0M$5.0M$13.0M$12.0M$10.0M$13.0M$25.0M$26.0M$25.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$1.1B$1.3B$1.5B$1.6B$1.7B$1.9B$2.2B$2.4B$2.8B$160.0M
Other Assets$0$0$0$0$0$0$0$0$0$0
Total Liabilities$1.1B$1.3B$1.5B$1.5B$1.7B$1.9B$2.1B$2.4B$2.7B$2.9B
Current Liabilities$1.1B$1.3B$1.5B$1.5B$1.6B$1.9B$2.1B$2.4B$2.6B$1.2B
Borrowings$0$40.0M$30.0M$30.0M$88.0M$17.0M$27.0M$59.0M$34.0M$72.0M
Other Liabilities$1.1B$1.3B$1.5B$1.5B$1.6B$1.9B$2.1B$2.4B$2.7B$2.8B
Equity$125.0M$125.0M$174.0M$169.0M$164.0M$155.0M$150.0M$143.0M$143.0M$139.0M
Reserves$127.0M$142.0M$210.0M$227.0M$234.0M$256.0M$335.0M$349.0M$364.0M$390.0M

For PCB Bancorp, operating cash flow was positive in 9 of 10 reported years; free cash flow in the latest year was $24.0M; free cash flow was positive in 9 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$40.0M$21.0M$31.0M$30.0M$17.0M$-2.0M$57.0M$63.0M$39.0M$27.0M
Investing Cash Flow$-216.0M$-217.0M$-169.0M$-63.0M$-135.0M$-176.0M$-362.0M$-277.0M$-316.0M$-202.0M
Financing Cash Flow$153.0M$160.0M$193.0M$30.0M$110.0M$263.0M$173.0M$298.0M$264.0M$172.0M
Net Cash Flow$-7.0M$4.0M$89.0M$-16.0M$48.0M$9.0M$-56.0M$95.0M$-44.0M$8.0M
Free Cash Flow$38.0M$20.0M$30.0M$29.0M$15.0M$-2.0M$52.0M$62.0M$35.0M$24.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.26
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y39.42%
Return 3Y98.66%
Return 5Y119.22%

PCB Bancorp (PCB) financials — frequently asked questions

What is PCB Bancorp's annual revenue?

PCB Bancorp (PCB) reported annual revenue of $209.0M in its most recent fiscal year.

What is PCB Bancorp's net profit?

PCB Bancorp (PCB) reported net profit of $37.0M in its most recent fiscal year.

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
PCB Overview PCB Dividend Run Stock Screener

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.