NMS · Financial Statements

Peoples Bancorp Inc. (PEBO) Financial Statements

$38.20 NMS: PEBO Market Cap $1.37B

Peoples Bancorp Inc. most recently reported annual revenue of $618.0M, net profit of $107.0M. Revenue grew at an average annual rate of 23.7% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Peoples Bancorp Inc.: Revenue rose from $161.0M in 2016 to $618.0M in 2025, a change of +283.9% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 28.1% to 21.8%, a shift of -6.3 percentage points; the most recent year shows net profit of $107.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$161.0M$176.0M$202.0M$228.0M$213.0M$244.0M$340.0M$523.0M$616.0M$618.0M
Operating Expenses$116.0M$119.0M$147.0M$163.0M$171.0M$187.0M$211.0M$377.0M$466.0M$484.0M
Operating Profit$45.0M$57.0M$55.0M$65.0M$43.0M$57.0M$129.0M$145.0M$150.0M$135.0M
Operating Margin28.1%32.5%27.2%28.7%20.0%23.3%37.9%27.8%24.3%21.8%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$11.0M$13.0M$22.0M$29.0M$18.0M$12.0M$16.0M$100.0M$172.0M$159.0M
Depreciation$19.0M$18.0M$18.0M$18.0M$26.0M$25.0M$17.0M$4.0M$4.0M$14.0M
Profit Before Tax$45.0M$57.0M$55.0M$65.0M$43.0M$57.0M$129.0M$145.0M$149.0M$135.0M
Tax$31.2M$32.8M$15.8M$17.8M$18.5M$16.5M$21.3M$21.9M$21.6M$20.8M
Net Profit$31.0M$38.0M$46.0M$54.0M$35.0M$48.0M$101.0M$113.0M$117.0M$107.0M
EPS$1.71$2.10$2.42$2.65$1.73$2.15$3.60$3.44$3.31$2.99
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$144.0M$150.0M$151.0M$152.0M$156.0M$157.0M$149.0M$150.0M$137.0M$157.0M$155.0M$155.0M
Operating Expenses$104.0M$107.0M$113.0M$116.0M$115.0M$122.0M$117.0M$123.0M$119.0M$119.0M$118.0M$118.0M
Operating Profit$41.0M$44.0M$38.0M$36.0M$41.0M$35.0M$31.0M$27.0M$18.0M$38.0M$37.0M$37.0M
Operating Margin28.2%29.0%25.1%23.6%26.2%22.2%21.1%18.3%13.2%24.2%24.1%24.1%
Interest$30.0M$37.0M$41.0M$44.0M$45.0M$42.0M$39.0M$39.0M$41.0M$40.0M$36.0M$36.0M
Profit Before Tax$41.0M$44.0M$38.0M$36.0M$41.0M$35.0M$31.0M$27.0M$38.0M$38.0M$37.0M$37.0M
Tax$21.7M$22.3M$21.8M$19.1M$22.5M$22.7M$22.4M$22.7M$22.4M$16.4M$22.3M$22.3M
Net Profit$32.0M$34.0M$30.0M$29.0M$32.0M$27.0M$24.0M$21.0M$29.0M$32.0M$29.0M$29.0M
EPS$0.90$0.94$0.84$0.83$0.89$0.76$0.68$0.59$0.83$0.89$0.81$0.78

Over the 10 years reported for Peoples Bancorp Inc., borrowings increased from $451.0M in 2016 to $734.0M in 2025, cash stood at $189.0M in the latest year, shareholders' equity was $872.0M, current assets covered current liabilities 0.84 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$3.4B$3.6B$4.0B$4.4B$4.8B$7.1B$7.2B$9.2B$9.3B$9.7B
Current Assets$844.0M$867.0M$870.0M$1.1B$905.0M$1.8B$1.6B$1.9B$1.7B$6.9B
Cash$66.0M$72.0M$78.0M$115.0M$152.0M$416.0M$154.0M$427.0M$218.0M$189.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$0$0$0$0$0$123.0M$337.0M$403.0M$394.0M$6.7B
Fixed Assets$54.0M$53.0M$57.0M$62.0M$60.0M$89.0M$83.0M$104.0M$104.0M$101.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$3.1B$3.2B$3.6B$3.9B$4.2B$6.0B$6.0B$7.4B$7.8B$2.0B
Other Assets$133.0M$133.0M$151.0M$166.0M$171.0M$264.0M$292.0M$362.0M$363.0M$363.0M
Total Liabilities$3.0B$3.1B$3.5B$3.8B$4.2B$6.2B$6.4B$8.1B$8.1B$8.4B
Current Liabilities$2.9B$3.0B$3.4B$3.7B$4.1B$6.1B$6.3B$7.6B$7.8B$8.1B
Borrowings$451.0M$354.0M$466.0M$400.0M$184.0M$266.0M$601.0M$734.0M$432.0M$734.0M
Other Liabilities$2.5B$2.8B$3.0B$3.4B$4.0B$6.0B$5.8B$7.4B$7.7B$7.7B
Equity$344.0M$345.0M$387.0M$421.0M$423.0M$686.0M$686.0M$865.0M$867.0M$872.0M
Reserves$435.0M$459.0M$521.0M$594.0M$576.0M$845.0M$785.0M$1.1B$1.1B$1.2B

For Peoples Bancorp Inc., operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $129.0M; free cash flow was positive in 10 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$60.0M$61.0M$75.0M$67.0M$85.0M$156.0M$120.0M$144.0M$143.0M$135.0M
Investing Cash Flow$-204.0M$-168.0M$-135.0M$-2.0M$-398.0M$-81.0M$-421.0M$-146.0M$-351.0M$-430.0M
Financing Cash Flow$-32.0M$220.0M$24.0M$76.0M$588.0M$199.0M$-154.0M$147.0M$483.0M$16.0M
Net Cash Flow$-5.0M$6.0M$5.0M$38.0M$37.0M$264.0M$-262.0M$273.0M$-209.0M$-29.0M
Free Cash Flow$55.0M$56.0M$71.0M$64.0M$81.0M$150.0M$113.0M$130.0M$136.0M$129.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.85
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y39.82%
Return 3Y68.16%
Return 5Y70.15%

Peoples Bancorp Inc. (PEBO) financials — frequently asked questions

What is Peoples Bancorp Inc.'s annual revenue?

Peoples Bancorp Inc. (PEBO) reported annual revenue of $618.0M in its most recent fiscal year.

What is Peoples Bancorp Inc.'s net profit?

Peoples Bancorp Inc. (PEBO) reported net profit of $107.0M in its most recent fiscal year.

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksAll stock screens
PEBO Overview PEBO Dividend Run Stock Screener

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.