OTC · Software - Application

Rego Payment Architectures, Inc. (RPMT) Stock

$0.55 +1.10% OTC: RPMT Technology

Rego Payment Architectures, Inc., encompassing its subsidiary organizations, specializes in developing software solutions designed for end-users. A key offering is Mazoola, a mobile payment platform built to empower individuals to control and gain financial benefit from their purchasing behavior.

Valuation

MetricValue
Price$0.55
Market Cap$75.12M
P/E Ratio-6.48
P/B Ratio-1.42
P/S Ratio1638.44
EPS (TTM)$-0.09
52-Week High$1.47
52-Week Low$0.21
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE17.94%
ROA—
ROCE13.60%
Gross Margin249.83%
Operating Margin—
Net Margin—
Debt/Equity-0.45
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$0$0$0$0$0
Operating Profit$-10.0M$-15.0M$-16.0M$-8.0M$-8.0M
Net Profit$-12.0M$-17.0M$-17.0M$-9.0M$-10.0M
EPS$-0.10$-0.14$-0.14$-0.09$-0.09
Op Margin-383034.3%-743976.3%-8278.8%—-367910.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.0M$6.0M$7.0M$3.0M$0
Total Liabilities$33.0M$40.0M$38.0M$41.0M$48.0M
Cash$1.0M$6.0M$6.0M$3.0M$0
Borrowings$19.0M$19.0M$19.0M$19.0M$22.0M

Latest News

REGO Payment Architectures Launches REGO Guardian Global Child-Safety SaaS Licensing Infrastructure, Starting with the $121 Billion Mobile Gaming Industry GlobeNewswire · Oct 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-5.0M$-6.0M$-7.0M$-7.0M$-6.0M
Investing Cash Flow$0$0$0$0$0
Financing Cash Flow$0$1.0M$10.0M$3.0M$3.0M
Net Cash Flow$0$5.0M$0$-3.0M$-3.0M
Free Cash Flow$-5.0M$-6.0M$0$-7.0M$-6.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-48.58
EV / EBITDA-13.40
FCF Yield-7.06%
Quick Ratio0.00
Interest Coverage-5.41
Return 1Y37.72%
Return 3Y-61.14%
Return 5Y-38.88%

Ownership

Insiders Held31.96%
Institutions Held0.00%
Institutions Float Held0.00%
Institutional HolderSharesReport Date
Crowley Wealth Management, Inc. 3,3002025-09-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
FLYWFlywire Corporation - Voting $18.92 -2.47% 65.04 $2.30B 0.00%
GPNGlobal Payments Inc. $81.80 -1.23% -20.10 $21.65B 1.28%
PAYOPayoneer Global Inc. $7.16 +0.14% 50.64 $2.43B 0.00%
PRTHPriority Technology Holdings, Inc. $7.83 +0.11% 11.33 $645.64M 0.00%
PSFEPaysafe Limited $5.62 -2.09% -1.48 $293.45M 0.00%

About Rego Payment Architectures, Inc.

Rego Payment Architectures, Inc., encompassing its subsidiary organizations, specializes in developing software solutions designed for end-users. A key offering is Mazoola, a mobile payment platform built to empower individuals to control and gain financial benefit from their purchasing behavior. This platform also provides a digital tool that aids parents and guardians in teaching children about financial literacy and managing their spending. Furthermore, it creates a secure setting, enabling minors (under 13 in the U.S. and under 16 internationally) to safely participate in financial transactions both online and in brick-and-mortar stores. The company additionally investigates blockchain technology as a strategic business solution for the retail and consumer packaged goods industries and delivers cloud-based storage services. Established in 2008, the firm was initially known as Virtual Piggy, Inc. before adopting its current name, Rego Payment Architectures, Inc., in February 2017. Its corporate headquarters are located in Blue Bell, Pennsylvania.

Rego Payment Architectures, Inc. is headquartered in US.

Rego Payment Architectures, Inc. (RPMT) stock trades at $0.55 with a market capitalization of $75.12M. The stock is valued at a negative price-to-earnings (P/E) ratio of -6.48, reflecting a net loss over the last twelve months, a negative price-to-book of -1.42, reflecting negative shareholders' equity, price-to-sales of 1638.44. Over the past 52 weeks the stock has ranged between $0.21 and $1.47, and currently trades 62.6% below its 52-week high.

On profitability, Rego Payment Architectures, Inc. generates a return on equity (ROE) of 17.94% (not meaningful, as shareholders' equity is negative), return on capital employed of 13.60%.

Official website: www.regopayments.com

Rego Payment Architectures, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Rego Payment Architectures, Inc. reported revenue of $0 rising to $0. Compounded, revenue has grown —% a year over five years, —% over three, —% over the last twelve months. Net profit fell to $-10.0M.

Operating margin went from -408789.3% in 2016 to -367910.9% in 2025, a gain of 40878.4 percentage points. On a trailing twelve-month basis to Jun '26, revenue is $0 and net profit $-8.0M.

Borrowings rose from $6.0M to $22.0M, cash on hand is $95,014, cash from operations was $-6.0M in the latest year, positive in 0 of the last 10.

Return on equity has averaged 37.4% over five years, and was 20.8% in the most recent year.

The share price itself has compounded at -9.4% a year over five years, -27.0% over three, 37.7% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Rego Payment Architectures, Inc. (RPMT) — frequently asked questions

What is Rego Payment Architectures, Inc. (RPMT) stock price today?

Rego Payment Architectures, Inc. (RPMT) is currently trading at $0.55, up 1.1% today.

What is RPMT P/E ratio?

Rego Payment Architectures, Inc.'s P/E ratio is -6.48. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is RPMT return on equity (ROE)?

Rego Payment Architectures, Inc.'s return on equity (ROE) is 17.94%. ROE measures net income relative to shareholders' equity. Shareholders' equity is negative, so ROE is not a meaningful measure for this company.

What is Rego Payment Architectures, Inc.'s market cap?

Rego Payment Architectures, Inc. has a market capitalization of $75.12M.

Does RPMT pay a dividend?

Rego Payment Architectures, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does RPMT carry?

Rego Payment Architectures, Inc. has a debt-to-equity ratio of -0.45. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What sector is RPMT in?

Rego Payment Architectures, Inc. is classified under Technology, in the Software - Application industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is RPMT listed on?

Rego Payment Architectures, Inc. trades on OTC under the ticker RPMT.

What is RPMT's 52-week range?

Over the last year Rego Payment Architectures, Inc. has traded between $0.21 and $1.47.

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Screens RPMT currently matches

On the figures above, Rego Payment Architectures, Inc. passes the filters for 3 of our ready-made screens, among them Penny Stocks, Stocks Under $1, Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Penny StocksStocks Under $1Micro Cap Stocks

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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.