NASDAQ · Financial Statements

Riverview Bancorp Inc (RVSB) Financial Statements

$6.07 NASDAQ: RVSB Market Cap $121.02M

Riverview Bancorp Inc most recently reported annual revenue of $65.0M, a net loss of $4.0M. Revenue grew at an average annual rate of 2.0% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Riverview Bancorp Inc: Revenue rose from $46.0M in 2017 to $65.0M in 2026, a change of +41.3% over 9 years; net profit was positive in 9 of 11 reported years; operating margin moved from 23.6% to -9.0%, a shift of -32.6 percentage points; the most recent year shows a net loss of $4.0M.

Income Statement — 11 Years (USD millions)

Metric20162017201820192020202120222023202420252026
Revenue—$46.0M$56.0M$61.0M$63.0M$59.0M$63.0M$68.0M$67.0M$73.0M$65.0M
Operating Expenses—$35.0M$38.0M$39.0M$42.0M$46.0M$34.0M$44.0M$62.0M$67.0M$71.0M
Operating Profit—$11.0M$18.0M$22.0M$21.0M$13.0M$28.0M$24.0M$5.0M$6.0M$-6.0M
Operating Margin0.0%23.6%32.2%36.8%32.7%22.6%45.2%34.9%6.9%8.5%-9.0%
Other Income—$0$0$0$0$0$0$0$0$0$0
Interest$0$2.0M$2.0M$3.0M$5.0M$3.0M$2.0M$4.0M$18.0M$23.0M$22.0M
Depreciation$3.0M$3.0M$3.0M$3.0M$3.0M$3.0M$4.0M$3.0M$3.0M$3.0M$0
Profit Before Tax—$11.0M$18.0M$22.0M$21.0M$13.0M$28.0M$24.0M$5.0M$6.0M$-6.0M
Tax—$31.4M$43.1M$23.0M$23.5M$22.2M$22.8M$23.7M$17.4M$21.4M$25.6M
Net Profit—$7.0M$10.0M$17.0M$16.0M$10.0M$22.0M$18.0M$4.0M$5.0M$-4.0M
EPS$0.00$0.33$0.45$0.76$0.69$0.47$0.98$0.83$0.18$0.23$-0.21
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricJun '23Sep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26
Revenue$17.0M$17.0M$17.0M$15.0M$18.0M$19.0M$18.0M$18.0M$19.0M$19.0M$19.0M$7.0M
Operating Expenses$14.0M$14.0M$15.0M$19.0M$17.0M$17.0M$17.0M$17.0M$17.0M$18.0M$18.0M$18.0M
Operating Profit$4.0M$3.0M$2.0M$-4.0M$1.0M$2.0M$2.0M$1.0M$2.0M$1.0M$2.0M$-11.0M
Operating Margin21.3%18.2%10.6%-27.5%6.9%10.6%8.5%8.0%8.2%7.3%8.9%-144.9%
Interest$4.0M$4.0M$5.0M$6.0M$6.0M$6.0M$6.0M$5.0M$6.0M$6.0M$5.0M$5.0M
Profit Before Tax$4.0M$3.0M$2.0M$-4.0M$1.0M$2.0M$2.0M$1.0M$2.0M$1.0M$2.0M$-11.0M
Tax$22.4M$22.0M$20.6M$26.9M$20.8M$21.4M$21.8M$21.5M$20.8M$21.2M$20.9M$23.5M
Net Profit$3.0M$2.0M$1.0M$-3.0M$1.0M$2.0M$1.0M$1.0M$1.0M$1.0M$1.0M$-8.0M
EPS$0.13$0.12$0.07$-0.14$0.05$0.07$0.06$0.05$0.06$0.05$0.07$-0.39

Over the 11 years reported for Riverview Bancorp Inc, cash stood at $117.0M in the latest year, shareholders' equity was $0.

Balance Sheet — 11 Years (USD millions)

Metric20162017201820192020202120222023202420252026
Total Assets—$1.1B$1.2B$1.2B$1.2B$1.5B$1.7B$1.6B$1.5B$1.5B$1.5B
Current Assets—$283.0M$271.0M$210.0M$202.0M$500.0M$425.0M$255.0M$171.0M$48.0M$121.0M
Cash—$76.0M$51.0M$24.0M$42.0M$266.0M$242.0M$22.0M$24.0M$29.0M$117.0M
Inventory—$0$0$0$0$0$0$0$0$0$0
Receivables—$3.0M$3.0M$4.0M$4.0M$5.0M$5.0M$5.0M$4.0M$5.0M$4.0M
Fixed Assets—$16.0M$16.0M$15.0M$17.0M$19.0M$19.0M$21.0M$23.0M$23.0M$22.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0$0
Investments$0$970.0M$1.0B$1.0B$1.0B$1.2B$1.4B$1.4B$1.4B$1.4B$1.3B
Other Assets—$27.0M$27.0M$27.0M$27.0M$27.0M$27.0M$27.0M$27.0M$27.0M$27.0M
Total Liabilities—$1.0B$1.0B$1.0B$1.0B$1.4B$1.6B$1.4B$1.4B$1.4B$1.3B
Current Liabilities—$993.0M$1.0B$938.0M$1.0B$1.4B$1.6B$1.3B$1.2B$1.2B$0
Borrowings$0$29.0M$29.0M$86.0M$29.0M$29.0M$29.0M$153.0M$117.0M$106.0M$45.0M
Other Liabilities—$994.0M$1.0B$938.0M$1.0B$1.4B$1.6B$1.3B$1.2B$1.2B$1.3B
Equity—$0$0$0$0$0$0$0$0$0$0
Reserves—$111.0M$117.0M$133.0M$149.0M$152.0M$157.0M$155.0M$156.0M$160.0M$146.0M

For Riverview Bancorp Inc, operating cash flow was positive in 10 of 11 reported years; free cash flow in the latest year was $0; free cash flow was positive in 10 of 11 years; financing activities used $1.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 11 Years (USD millions)

Metric20162017201820192020202120222023202420252026
Operating Cash Flow$11.0M$18.0M$12.0M$20.0M$16.0M$24.0M$16.0M$14.0M$13.0M$8.0M—
Investing Cash Flow$-71.0M$-77.0M$-46.0M$-26.0M$-4.0M$-154.0M$-225.0M$-81.0M$58.0M$11.0M—
Financing Cash Flow$58.0M$70.0M$16.0M$-71.0M$65.0M$354.0M$186.0M$-275.0M$-34.0M$-1.0M—
Net Cash Flow$-3.0M$9.0M$-20.0M$-22.0M$19.0M$223.0M$-24.0M$-219.0M$2.0M$6.0M—
Free Cash Flow$11.0M$17.0M$11.0M$19.0M$13.0M$21.0M$13.0M$9.0M$7.0M$6.0M$0

Valuation & Return Ratios

MetricValue
PEG Ratio0.16
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y-0.71%
Return 3Y10.82%
Return 5Y-12.01%

Riverview Bancorp Inc (RVSB) financials — frequently asked questions

What is Riverview Bancorp Inc's annual revenue?

Riverview Bancorp Inc (RVSB) reported annual revenue of $65.0M in its most recent fiscal year.

What is Riverview Bancorp Inc's net profit?

Riverview Bancorp Inc (RVSB) reported a net loss of $4.0M in its most recent fiscal year.

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
RVSB Overview RVSB Dividend Run Stock Screener

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.