NASDAQ · Financial Statements

Sezzle Inc. (SEZL) Financial Statements

$132.12 NASDAQ: SEZL Market Cap $4.46B

Sezzle Inc. most recently reported annual revenue of $450.0M, net profit of $133.0M. Revenue grew at an average annual rate of 50.1% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Sezzle Inc.: net profit was positive in 3 of 9 reported years; operating margin moved from -2773.0% to 39.3%, a shift of +2812.3 percentage points; the most recent year shows net profit of $133.0M.

Income Statement — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Revenue$0$2.0M$0$59.0M$115.0M$126.0M$159.0M$271.0M$450.0M
Operating Expenses$1.0M$6.0M$17.0M$87.0M$183.0M$154.0M$137.0M$189.0M$273.0M
Operating Profit$-1.0M$-4.0M$-17.0M$-28.0M$-69.0M$-28.0M$22.0M$82.0M$177.0M
Operating Margin-2773.0%-247.1%0.0%-47.7%-59.8%-22.6%13.9%30.3%39.3%
Other Income$-1.0M$0$0$-4.0M$-6.0M$-10.0M$-14.0M$-15.0M$-14.0M
Interest$0$0$4.0M$3.0M$4.0M$9.0M$16.0M$14.0M$14.0M
Depreciation$0$0$0$1.0M$1.0M$1.0M$1.0M$1.0M$0
Profit Before Tax$-2.0M$-4.0M$-17.0M$-32.0M$-75.0M$-38.0M$8.0M$67.0M$163.0M
Tax$0$0$-70,000$-100,000$-80,000$-180,000$7.9M$-16.6M$18.3M
Net Profit$-2.0M$-4.0M$-17.0M$-32.0M$-75.0M$-38.0M$7.0M$79.0M$133.0M
EPS$-0.21$-0.45$-0.66$-0.84$-2.38$-1.17$0.21$2.19$3.72
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$41.0M$49.0M$47.0M$56.0M$70.0M$98.0M$105.0M$99.0M$117.0M$130.0M$136.0M$150.0M
Operating Expenses$35.0M$41.0M$33.0M$39.0M$49.0M$67.0M$55.0M$63.0M$81.0M$75.0M$67.0M$95.0M
Operating Profit$5.0M$8.0M$14.0M$17.0M$21.0M$31.0M$50.0M$36.0M$36.0M$55.0M$69.0M$55.0M
Operating Margin13.1%15.7%29.4%29.8%29.8%31.4%47.6%36.6%30.4%42.5%50.9%36.7%
Interest$4.0M$5.0M$4.0M$3.0M$3.0M$3.0M$3.0M$4.0M$4.0M$4.0M$3.0M$3.0M
Profit Before Tax$1.0M$4.0M$8.0M$14.0M$18.0M$28.0M$47.0M$33.0M$32.0M$52.0M$66.0M$52.0M
Tax$1.2M$16.1M$4.7M$-118.7M$12.3M$8.5M$23.1M$15.5M$15.7M$17.2M$22.3M$21.2M
Net Profit$1.0M$3.0M$8.0M$30.0M$15.0M$25.0M$36.0M$28.0M$27.0M$43.0M$51.0M$41.0M
EPS$0.04$0.08$0.22$0.82$0.44$0.69$1.00$0.76$0.75$1.19$1.47$1.17

Over the 9 years reported for Sezzle Inc., cash stood at $64.0M in the latest year, shareholders' equity was $195.0M, current assets covered current liabilities 3.91 times.

Balance Sheet — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Total Assets$1.0M$13.0M$65.0M$174.0M$223.0M$173.0M$213.0M$298.0M$400.0M
Current Assets$1.0M$12.0M$63.0M$173.0M$221.0M$170.0M$209.0M$258.0M$352.0M
Cash$1.0M$7.0M$35.0M$84.0M$77.0M$68.0M$68.0M$73.0M$64.0M
Inventory$0$0$0$0$0$0$0$0$0
Receivables$0$5.0M$26.0M$82.0M$139.0M$96.0M$132.0M$168.0M$261.0M
Fixed Assets$0$0$1.0M$1.0M$1.0M$0$1.0M$1.0M$1.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0
Investments$0$0$0$0$0$0$0$0$0
Other Assets$0$0$0$0$0$0$0$0$0
Total Liabilities$0$7.0M$37.0M$114.0M$186.0M$164.0M$191.0M$211.0M$230.0M
Current Liabilities$0$3.0M$16.0M$68.0M$108.0M$99.0M$187.0M$106.0M$90.0M
Borrowings$0$4.0M$1.0M$2.0M$78.0M$64.0M$96.0M$105.0M$141.0M
Other Liabilities$0$3.0M$36.0M$113.0M$107.0M$100.0M$95.0M$106.0M$90.0M
Equity$0$0$51.0M$112.0M$0$0$0$0$195.0M
Reserves$-2.0M$5.0M$27.0M$60.0M$38.0M$9.0M$22.0M$88.0M$170.0M

For Sezzle Inc., operating cash flow was positive in 3 of 9 reported years; free cash flow in the latest year was $208.0M; free cash flow was positive in 3 of 9 years; financing activities used $42.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Operating Cash Flow$-1.0M$-6.0M$-20.0M$-25.0M$-72.0M$9.0M$-26.0M$41.0M$210.0M
Investing Cash Flow$0$-1.0M$-1.0M$-1.0M$-2.0M$-2.0M$-3.0M$-3.0M$-183.0M
Financing Cash Flow$0$8.0M$0$58.0M$26.0M$-2.0M$-2.0M$-20.0M$-42.0M
Net Cash Flow$-1.0M$6.0M$30.0M$52.0M$-10.0M$-9.0M$1.0M$28.0M$4.0M
Free Cash Flow$-1.0M$-7.0M$-20.0M$-25.0M$-73.0M$8.0M$-27.0M$39.0M$208.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.38
EV / EBITDA17.27
FCF Yield8.99%
Quick Ratio4.02
Interest Coverage27.40
Return 1Y29.55%
Return 3Y—
Return 5Y—

Sezzle Inc. (SEZL) financials — frequently asked questions

What is Sezzle Inc.'s annual revenue?

Sezzle Inc. (SEZL) reported annual revenue of $450.0M in its most recent fiscal year.

What is Sezzle Inc.'s net profit?

Sezzle Inc. (SEZL) reported net profit of $133.0M in its most recent fiscal year.

What is SEZL EV/EBITDA?

Sezzle Inc.'s enterprise value to EBITDA (EV/EBITDA) ratio is 17.27.

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