AmeriServ Financial Inc. (ASRV) Stock

About AmeriServ Financial Inc.

AmeriServ Financial Inc. is led by CEO Jeffrey A. Stopko, employs 298 people, headquartered in US, publicly traded since 1985.

AmeriServ Financial Inc. (ASRV) stock trades at $4.77 with a market capitalization of $80.99M. The stock is valued at a price-to-earnings (P/E) ratio of 9.16, price-to-book of 0.64, price-to-sales of 0.88. Over the past 52 weeks the stock has ranged between $2.86 and $5.38, and currently trades 11.3% below its 52-week high. It pays a dividend yielding 2.59%.

On profitability, AmeriServ Financial Inc. generates a return on equity (ROE) of 7.13%, return on capital employed of 0.71%, an operating margin of 7.95%, a net profit margin of 9.51%.

AmeriServ Financial Inc. by the numbers, 2016–2025

Between 2016 and 2025 AmeriServ Financial Inc. reported revenue of $57.0M rising to $88.0M, a change of +54.4% across 10 years. Compounded, revenue has grown 6.9% a year over five years, 10.1% over three, 4.8% over the last twelve months. Net profit rose to $6.0M.

Operating margin went from 5.7% in 2016 to 7.7% in 2025, a gain of 2.0 percentage points. The most recent net margin is 9.51%. On a trailing twelve-month basis to Jun '26, revenue is $90.0M and net profit $9.0M.

Borrowings fell from $79.0M to $75.0M, cash from operations was $3.0M in the latest year, positive in 9 of the last 10.

Return on equity has averaged 3.7% over five years, and was 5.0% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

AmeriServ Financial Inc. (ASRV) — frequently asked questions