NASDAQ · Financial - Mortgages

Better Home & Finance Holding Company (BETR) Stock

$16.72 +0.84% NASDAQ: BETR Financial Services

Valuation

MetricValue
Price$16.72
Market Cap$221.64M
P/E Ratio-1.01
P/B Ratio3.59
P/S Ratio0.82
EPS (TTM)$2.71
52-Week High$92.69
52-Week Low$8.03
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-465.27%
ROA-11.67%
ROCE-11.35%
Gross Margin62.22%
Operating Margin-61.39%
Net Margin-85.02%
Debt/Equity11.36
Current Ratio0.58

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.3B$395.0M$89.0M$120.0M$191.0M
Operating Profit$-240.0M$-859.0M$-291.0M$-188.0M$-123.0M
Net Profit$-301.0M$-877.0M$-536.0M$-206.0M$-166.0M
EPS$-0.41$-1.21$-1.16$-13.65$-10.82
Op Margin-18.3%-217.4%-329.1%-156.6%-64.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.3B$1.1B$906.0M$913.0M$1.5B
Total Liabilities$2.6B$1.3B$783.0M$971.0M$1.5B
Cash$938.0M$318.0M$504.0M$211.0M$117.0M
Borrowings$2.4B$1.1B$672.0M$768.0M$615.0M

Latest News

Better Home & Finance Shares Rise After Northland Upgrade MT Newswires · Jul 9, 2026 Northland Securities Upgrades Better Home & Finance Holding to Outperform From Market Perform MT Newswires · Jul 9, 2026 BTIG Assigns Buy Rating to Better Home & Finance (BETR) Insider Monkey · Jun 23, 2026 5 Best Small-Cap Financial Stocks to Buy Now Insider Monkey · Jun 22, 2026 Tree.com (TREE) Surges 9.1%: Is This an Indication of Further Gains? Zacks · Jun 19, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$361.0M$938.0M$-160.0M$-380.0M$-232.0M
Investing Cash Flow$-415.0M$-70.0M$-57.0M$-154.0M$-597.0M
Financing Cash Flow$16.0M$-7.0M$2.0M$122.0M$0
Net Cash Flow$597.0M$-633.0M$182.0M$-293.0M$-119.0M
Free Cash Flow$293.0M$903.0M$-169.0M$-390.0M$-233.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.06
EV / EBITDA-6.55
FCF Yield-135.45%
Quick Ratio0.28
Interest Coverage-3.22
Return 1Y47.90%
Return 3Y-95.80%
Return 5Y-95.09%

Ownership

Insiders Held29.25%
Institutions Held46.52%
Institutions Float Held65.75%
Institutional HolderSharesReport Date
Frontier Capital Management Company LLC793,9342026-03-31
Softbank Group Corporation628,5532026-03-31
Healthcare of Ontario Pension Plan Trust Fund578,9602026-03-31
Blackrock Inc.486,0992026-03-31
Vanguard Capital Management LLC387,3302026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BTBTBit Digital, Inc. - Ordinary Share $0.84 -6.85% -1.90 $304.66M 0.00%
DCOMDime Commercial Bancshares, Inc. $42.73 +0.49% 14.23 $1.89B 2.53%
ECPGEncore Capital Group Inc $97.73 -2.62% 7.06 $2.07B 0.00%
GHLDGuild Holdings Company $20.01 +0.70% 44.47 $1.25B 2.50%
HRZNHorizon Technology Finance Corporation $3.96 -1.00% 11.59 $265.45M 23.38%

About Better Home & Finance Holding Company

Better Home & Finance Holding Company is led by CEO Vishal Garg, employs 1,250 people, headquartered in US, publicly traded since 2021.

Better Home & Finance Holding Company (BETR) stock trades at $16.72 with a market capitalization of $221.64M. The stock is valued at a negative price-to-earnings (P/E) ratio of -1.01, reflecting a net loss over the last twelve months, price-to-book of 3.59, price-to-sales of 0.82. Over the past 52 weeks the stock has ranged between $8.03 and $92.69, and currently trades 82.0% below its 52-week high.

On profitability, Better Home & Finance Holding Company generates a return on equity (ROE) of -465.27% (negative, reflecting a net loss), return on capital employed of -11.35%, an operating margin of -61.39%, a net profit margin of -85.02%.

Better Home & Finance Holding Company by the numbers, 2015–2025

Between 2015 and 2025 Better Home & Finance Holding Company reported revenue of $184.0M rising to $191.0M, a change of +3.8% across 8 years. Compounded, revenue has grown —% a year over five years, -21.5% over three, 59.2% over the last twelve months. Net profit fell to $-166.0M.

Operating margin went from 19.9% in 2015 to -64.3% in 2025, a fall of 84.2 percentage points. The most recent net margin is -85.02%. On a trailing twelve-month basis to Jun '26, revenue is $211.0M and net profit $-180.0M.

Borrowings rose from $17.0M to $615.0M, cash from operations was $-232.0M in the latest year, positive in 3 of the last 8.

Return on equity has averaged -10.3% over five years, and was -448.6% in the most recent year.

The share price itself has compounded at -43.4% a year over five years, -62.0% over three, 108.8% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Better Home & Finance Holding Company (BETR) — frequently asked questions

What is Better Home & Finance Holding Company (BETR) stock price today?

Better Home & Finance Holding Company (BETR) is currently trading at $16.72, up 0.84% today.

What is BETR P/E ratio?

Better Home & Finance Holding Company's P/E ratio is -1.01. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is BETR return on equity (ROE)?

Better Home & Finance Holding Company's return on equity (ROE) is -465.27%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is Better Home & Finance Holding Company's market cap?

Better Home & Finance Holding Company has a market capitalization of $221.64M.

Does BETR pay a dividend?

Better Home & Finance Holding Company is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does BETR carry?

Better Home & Finance Holding Company has a debt-to-equity ratio of 11.36. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is BETR's profit margin?

Better Home & Finance Holding Company reports a net profit margin of -85.02% — the share of revenue left after every cost, including tax and interest.

What sector is BETR in?

Better Home & Finance Holding Company is classified under Financial Services, in the Financial - Mortgages industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is BETR listed on?

Better Home & Finance Holding Company trades on NASDAQ under the ticker BETR.

What is BETR's 52-week range?

Over the last year Better Home & Finance Holding Company has traded between $8.03 and $92.69.

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Screens BETR currently matches

On the figures above, Better Home & Finance Holding Company passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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