Blue Foundry Bancorp (BLFY) Stock

About Blue Foundry Bancorp

Blue Foundry Bancorp (BLFY) functions as the parent company for Blue Foundry Bank, a savings institution dedicated to offering a full suite of banking solutions for both individual customers and businesses. The company's primary services encompass deposit accounts and a diverse array of lending options. These include mortgages for one-to-four family residential properties, home equity loans, commercial real estate financing, loans for multi-family dwellings, construction loans, commercial and industrial loans, and various other consumer credit products, alongside home equity lines of credit. As of December 31, 2021, it maintained seventeen full-service branch locations, all situated in northern New Jersey. The organization, originally incorporated as Boiling Springs Bancorp, officially rebranded to Blue Foundry Bancorp in July 2019. Established in 1939, Blue Foundry Bancorp's corporate headquarters are located in Rutherford, New Jersey.

Blue Foundry Bancorp is headquartered in US.

Blue Foundry Bancorp (BLFY) stock trades at $13.24 with a market capitalization of $274.88M. The stock is valued at a negative price-to-earnings (P/E) ratio of -25.72, reflecting a net loss over the last twelve months, price-to-book of 0.83, price-to-sales of 2.83. Over the past 52 weeks the stock has ranged between $7.61 and $14.74, and currently trades 10.2% below its 52-week high.

On profitability, Blue Foundry Bancorp generates a return on equity (ROE) of -3.14% (negative, reflecting a net loss), return on capital employed of -1.52%, an operating margin of -10.34%, a net profit margin of -10.34%.

Official website: www.bluefoundrybank.com

Blue Foundry Bancorp by the numbers, 2019–2025

Between 2019 and 2025 Blue Foundry Bancorp reported revenue of $67.0M rising to $97.0M, a change of +44.8% across 7 years. Compounded, revenue has grown 14.2% a year over five years, 14.3% over three, 11.5% over the last twelve months. Net profit fell to $-10.0M.

Operating margin went from 10.8% in 2019 to -10.3% in 2025, a fall of 21.2 percentage points. The most recent net margin is -10.34%. On a trailing twelve-month basis to Dec '25, revenue is $97.0M and net profit $-11.0M.

Borrowings rose from $297.0M to $324.0M, cash on hand is $145.3M, cash from operations was $-8.0M in the latest year, positive in 3 of the last 7.

Return on equity has averaged -3.3% over five years, and was -3.2% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Blue Foundry Bancorp (BLFY) — frequently asked questions