NASDAQ · Banks - Regional

BV Financial, Inc. (BVFL) Stock

$22.05 -2.30% NASDAQ: BVFL Financial Services

Valuation

MetricValue
Price$22.05
Market Cap$186.78M
P/E Ratio13.97
P/B Ratio0.97
P/S Ratio3.55
EPS (TTM)$0.00
52-Week High$22.70
52-Week Low$14.60
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE7.07%
ROA1.49%
ROCE1.89%
Gross Margin32.69%
Operating Margin32.69%
Net Margin25.27%
Debt/Equity0.19
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$32.0M$39.0M$47.0M$49.0M$52.0M
Operating Profit$13.0M$15.0M$19.0M$16.0M$17.0M
Net Profit$9.0M$11.0M$14.0M$12.0M$13.0M
EPS$1.32$1.32$1.47$1.10$1.43
Op Margin40.4%37.5%39.6%33.4%32.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$815.0M$845.0M$885.0M$912.0M$912.0M
Total Liabilities$732.0M$747.0M$686.0M$716.0M$728.0M
Cash$111.0M$69.0M$74.0M$71.0M$56.0M
Borrowings$37.0M$49.0M$37.0M$50.0M$35.0M

Latest News

BV Financial Stock Falls 2% as March Quarter's Earnings Fall Y/Y Zacks · Apr 30, 2026 BV Financial, Inc. Announces Financial Results ACCESS Newswire · Apr 24, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$11.0M$10.0M$15.0M$16.0M$19.0M
Investing Cash Flow$17.0M$-28.0M$-35.0M$-33.0M$-14.0M
Financing Cash Flow$9.0M$-36.0M$-61.0M$1.0M$-6.0M
Net Cash Flow$19.0M$-43.0M$5.0M$-3.0M$-15.0M
Free Cash Flow$10.0M$9.0M$15.0M$15.0M$19.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.29
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y35.02%
Return 3Y92.39%
Return 5Y69.61%

Ownership

Insiders Held25.10%
Institutions Held39.15%
Institutions Float Held52.27%
Institutional HolderSharesReport Date
Alliancebernstein L.P.835,1652026-03-31
Blackrock Inc.567,3452026-03-31
Vanguard Capital Management LLC371,4572026-03-31
Geode Capital Management, LLC165,5082026-03-31
Gendell, Jeffrey L.141,2622026-03-31

About BV Financial, Inc.

BV Financial, Inc. is led by CEO Timothy L. Prindle, employs 109 people, headquartered in US, publicly traded since 2005.

BV Financial, Inc. (BVFL) stock trades at $22.05 with a market capitalization of $186.78M. The stock is valued at a price-to-earnings (P/E) ratio of 13.97, price-to-book of 0.97, price-to-sales of 3.55. Over the past 52 weeks the stock has ranged between $14.60 and $22.70, and currently trades 2.9% below its 52-week high.

On profitability, BV Financial, Inc. generates a return on equity (ROE) of 7.07%, return on capital employed of 1.89%, an operating margin of 32.69%, a net profit margin of 25.27%.

BV Financial, Inc. by the numbers, 2015–2025

Between 2015 and 2025 BV Financial, Inc. reported revenue of $7.0M rising to $52.0M, a change of +642.9% across 10 years. Compounded, revenue has grown 21.1% a year over five years, 10.1% over three, 6.1% over the last twelve months. Net profit was $13.0M in 2025.

Operating margin went from 0.0% in 2015 to 32.4% in 2025, a gain of 32.4 percentage points. The most recent net margin is 25.27%. On a trailing twelve-month basis to Jun '26, revenue is $52.0M and net profit $13.0M.

Borrowings rose from $3.0M to $35.0M, cash from operations was $19.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 8.5% over five years, and was 7.1% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

BV Financial, Inc. (BVFL) — frequently asked questions

What is BV Financial, Inc. (BVFL) stock price today?

BV Financial, Inc. (BVFL) is currently trading at $22.05, down 2.3% today.

What is BVFL P/E ratio?

BV Financial, Inc.'s P/E ratio is 13.97. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is BVFL return on equity (ROE)?

BV Financial, Inc.'s return on equity (ROE) is 7.07%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is BV Financial, Inc.'s market cap?

BV Financial, Inc. has a market capitalization of $186.78M.

Does BVFL pay a dividend?

BV Financial, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does BVFL carry?

BV Financial, Inc. has a debt-to-equity ratio of 0.19. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is BVFL's profit margin?

BV Financial, Inc. reports a net profit margin of 25.27% — the share of revenue left after every cost, including tax and interest.

What sector is BVFL in?

BV Financial, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is BVFL listed on?

BV Financial, Inc. trades on NASDAQ under the ticker BVFL.

What is BVFL's 52-week range?

Over the last year BV Financial, Inc. has traded between $14.60 and $22.70.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens BVFL currently matches

On the figures above, BV Financial, Inc. passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Micro Cap Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.