NASDAQ · Banks - Regional

CF Bankshares Inc. (CFBK) Stock

$34.48 -0.26% NASDAQ: CFBK Financial Services

Valuation

MetricValue
Price$34.48
Market Cap$221.21M
P/E Ratio12.04
P/B Ratio1.14
P/S Ratio1.81
EPS (TTM)$0.00
52-Week High$38.11
52-Week Low$22.10
Dividend Yield1.05%

Financials & Margins

MetricValue
ROE10.09%
ROA0.87%
ROCE1.05%
Gross Margin17.46%
Operating Margin17.46%
Net Margin15.10%
Debt/Equity0.65
Current Ratio15.24

Annual Financials (USD)

Metric20212022202320242025
Revenue$64.0M$70.0M$112.0M$122.0M$126.0M
Operating Profit$23.0M$23.0M$21.0M$16.0M$22.0M
Net Profit$18.0M$18.0M$17.0M$13.0M$17.0M
EPS$2.77$2.78$2.63$2.06$2.69
Op Margin35.9%32.1%18.8%13.2%17.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.5B$1.8B$2.1B$2.1B$2.1B
Total Liabilities$1.4B$1.7B$1.9B$1.9B$1.9B
Cash$167.0M$152.0M$262.0M$235.0M$259.0M
Borrowings$107.0M$126.0M$130.0M$114.0M$122.0M

Latest News

CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND PR Newswire · Jul 1, 2026 CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES THE HIRING OF GREGORY PERELKA. PR Newswire · May 19, 2026 Piper Sandler Notes Interest Reversals Hurt CF Bankshares (CFBK) Earnings Insider Monkey · May 14, 2026 CF Bankshares Inc. (CFBK) Q1 Earnings and Revenues Lag Estimates Zacks · May 5, 2026 CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 1st QUARTER 2026 PR Newswire · May 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$253.0M$40.0M$18.0M$14.0M$19.0M
Investing Cash Flow$-320.0M$-354.0M$-123.0M$-33.0M$-26.0M
Financing Cash Flow$134.0M$280.0M$215.0M$11.0M$24.0M
Net Cash Flow$-55.0M$-15.0M$110.0M$-26.0M$24.0M
Free Cash Flow$250.0M$39.0M$17.0M$14.0M$18.0M

Valuation & Return Ratios

MetricValue
PEG Ratio2.58
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y37.85%
Return 3Y93.76%
Return 5Y83.07%

Ownership

Insiders Held17.07%
Institutions Held60.93%
Institutions Float Held73.46%
Institutional HolderSharesReport Date
Fourthstone LLC639,3782026-03-31
Blackrock Inc.310,3122026-03-31
Alliancebernstein L.P.240,5632026-03-31
Vanguard Capital Management LLC202,0012026-03-31
First Manhattan Co. LLC187,0222026-03-31

About CF Bankshares Inc.

CF Bankshares Inc. is led by CEO Timothy T. O'Dell, publicly traded since 1998.

CF Bankshares Inc. (CFBK) stock trades at $34.48 with a market capitalization of $221.21M. The stock is valued at a price-to-earnings (P/E) ratio of 12.04, price-to-book of 1.14, price-to-sales of 1.81. Over the past 52 weeks the stock has ranged between $22.10 and $38.11, and currently trades 9.5% below its 52-week high. It pays a dividend yielding 1.05%.

On profitability, CF Bankshares Inc. generates a return on equity (ROE) of 10.09%, return on capital employed of 1.05%, an operating margin of 17.46%, a net profit margin of 15.10%.

CF Bankshares Inc. by the numbers, 2016–2025

Between 2016 and 2025 CF Bankshares Inc. reported revenue of $15.0M rising to $126.0M, a change of +740.0% across 10 years. Compounded, revenue has grown 4.3% a year over five years, 21.6% over three, 3.3% over the last twelve months. Net profit rose to $17.0M.

Operating margin went from 15.8% in 2016 to 17.1% in 2025, a gain of 1.3 percentage points. The most recent net margin is 15.10%. On a trailing twelve-month basis to Jun '26, revenue is $125.0M and net profit $19.0M.

Borrowings rose from $19.0M to $122.0M, cash from operations was $19.0M in the latest year, positive in 7 of the last 10.

Return on equity has averaged 11.1% over five years, and was 9.2% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

CF Bankshares Inc. (CFBK) — frequently asked questions

What is CF Bankshares Inc. (CFBK) stock price today?

CF Bankshares Inc. (CFBK) is currently trading at $34.48, down 0.26% today.

What is CFBK P/E ratio?

CF Bankshares Inc.'s P/E ratio is 12.04. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is CFBK return on equity (ROE)?

CF Bankshares Inc.'s return on equity (ROE) is 10.09%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is CF Bankshares Inc.'s market cap?

CF Bankshares Inc. has a market capitalization of $221.21M.

Does CFBK pay a dividend?

Yes. CF Bankshares Inc. currently yields 1.05%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does CFBK carry?

CF Bankshares Inc. has a debt-to-equity ratio of 0.65. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is CFBK's profit margin?

CF Bankshares Inc. reports a net profit margin of 15.10% — the share of revenue left after every cost, including tax and interest.

What sector is CFBK in?

CF Bankshares Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is CFBK listed on?

CF Bankshares Inc. trades on NASDAQ under the ticker CFBK.

What is CFBK's 52-week range?

Over the last year CF Bankshares Inc. has traded between $22.10 and $38.11.

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On the figures above, CF Bankshares Inc. passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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