NASDAQ · Insurance - Property & Casualty

CINF (CINF) Stock

$170.39 +0.29% NASDAQ: CINF Financial Services

Valuation

MetricValue
Price$170.39
Market Cap$26.15B
P/E Ratio8.08
P/B Ratio1.59
P/S Ratio1.89
EPS (TTM)$0.00
52-Week High$194.81
52-Week Low$150.00
Dividend Yield2.19%

Financials & Margins

MetricValue
ROE20.89%
ROA7.72%
ROCE18.89%
Gross Margin23.59%
Operating Margin23.59%
Net Margin23.84%
Debt/Equity0.05
Current Ratio1.29

Annual Financials (USD)

Metric20212022202320242025
Revenue$9.6B$6.6B$10.0B$11.3B$12.6B
Operating Profit$3.7B$-694.0M$2.3B$2.9B$3.0B
Net Profit$3.0B$-487.0M$1.8B$2.3B$2.4B
EPS$18.10$-3.06$11.66$14.53$15.17
Op Margin38.4%-10.6%22.7%25.2%23.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$31.4B$29.7B$32.8B$36.5B$41.0B
Total Liabilities$18.3B$19.2B$20.7B$22.6B$25.1B
Cash$1.1B$1.3B$907.0M$983.0M$1.4B
Borrowings$897.0M$891.0M$874.0M$875.0M$886.0M

Latest News

Cincinnati Financial Shares Fall After Keefe, Bruyette & Woods Downgrade MT Newswires · Jul 8, 2026 Cincinnati Financial Schedules Webcast to Discuss Second-Quarter 2026 Results PR Newswire · Jul 8, 2026 Keefe, Bruyette & Woods Downgrades Cincinnati Financial to Market Perform From Outperform, Adjusts Price Target to $201 From $191 MT Newswires · Jul 8, 2026 CINF Outperforms Industry, Trades Near 52-Week High: Time to Exit? Zacks · Jul 6, 2026 How Index Removal Amid Dividend Increases At Cincinnati Financial (CINF) Has Changed Its Investment Story Simply Wall St. · Jul 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$2.0B$2.1B$2.1B$2.6B$3.1B
Investing Cash Flow$-1.1B$-948.0M$-1.6B$-1.7B$-1.7B
Financing Cash Flow$-290.0M$-567.0M$-322.0M$-387.0M$-458.0M
Net Cash Flow$239.0M$125.0M$-357.0M$76.0M$448.0M
Free Cash Flow$2.0B$2.0B$2.0B$2.6B$3.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.10
EV / EBITDA5.85
FCF Yield12.93%
Quick Ratio1.90
Interest Coverage78.40
Return 1Y14.62%
Return 3Y76.59%
Return 5Y56.85%

Ownership

Insiders Held1.71%
Institutions Held71.73%
Institutions Float Held72.98%
Institutional HolderSharesReport Date
Blackrock Inc.12,611,1582026-03-31
Vanguard Capital Management LLC10,111,4362026-03-31
State Street Corporation8,287,3792026-03-31
Vanguard Portfolio Management LLC8,116,4862026-03-31
Charles Schwab Investment Management, Inc.5,042,7272026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
FCNCA $2141.16 -1.07% 11.57 $24.39B 0.39%
HBAN $16.42 -1.59% 12.27 $33.18B 3.72%
L $108.71 +0.39% 13.55 $22.37B 0.23%
MKL $1797.28 -0.31% 10.93 $22.27B 0.00%
NTRSNorthern Trust Corporation $183.55 +0.38% 19.12 $33.97B 1.74%

About CINF

CINF is led by CEO Stephen Michael Spray, employs 5,624 people, headquartered in Fairfield, US, publicly traded since 1980.

CINF stock trades at $170.39 with a market capitalization of $26.15B. The stock is valued at a price-to-earnings (P/E) ratio of 8.08, price-to-book of 1.59, price-to-sales of 1.89. Over the past 52 weeks the stock has ranged between $150.00 and $194.81, and currently trades 12.5% below its 52-week high. It pays a dividend yielding 2.19%.

On profitability, CINF generates a return on equity (ROE) of 20.89% — well above the market average, a sign of a high-quality business, return on capital employed of 18.89%, an operating margin of 23.59%, a net profit margin of 23.84%.

In its most recent fiscal year, CINF reported annual revenue of $12.6B, net profit of $2.4B, revenue has compounded at 10.9% a year over the last five years, profit at 14.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.05 — a conservative balance sheet with little leverage risk, a current ratio of 1.29, total assets of $41.0B, $1.4B in cash and equivalents.

CINF has a beta of 0.55 (less volatile than the overall market).

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