NYSE · Software - Infrastructure

CPAY (CPAY) Stock

$404.81 +0.13% NYSE: CPAY Technology

Valuation

MetricValue
Price$404.81
Market Cap$26.46B
P/E Ratio24.50
P/B Ratio7.55
P/S Ratio5.31
EPS (TTM)$0.00
52-Week High$425.95
52-Week Low$252.84
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE30.40%
ROA4.04%
ROCE18.18%
Gross Margin53.63%
Operating Margin44.94%
Net Margin22.72%
Debt/Equity3.00
Current Ratio0.98

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.8B$3.4B$3.8B$4.0B$4.5B
Operating Profit$1.2B$1.4B$1.7B$1.8B$2.0B
Net Profit$839.0M$954.0M$982.0M$1.0B$1.1B
EPS$9.99$12.42$13.20$13.97$15.03
Op Margin43.9%42.2%44.1%45.0%43.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$13.4B$14.1B$15.5B$18.0B$26.4B
Total Liabilities$10.5B$11.5B$12.2B$14.8B$22.2B
Cash$1.5B$1.4B$1.4B$1.6B$9.0B
Borrowings$6.0B$7.0B$6.7B$8.0B$10.1B

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$1.2B$755.0M$2.1B$1.9B$1.5B
Investing Cash Flow$-827.0M$-520.0M$-535.0M$-983.0M$1.0B
Financing Cash Flow$-1.4B$-1.4B$-690.0M$-1.3B$-484.0M
Net Cash Flow$774.0M$38.0M$852.0M$1.3B$4.5B
Free Cash Flow$1.1B$603.0M$1.9B$1.8B$1.3B

Valuation & Return Ratios

MetricValue
PEG Ratio2.21
EV / EBITDA14.02
FCF Yield6.15%
Quick Ratio0.97
Interest Coverage4.68
Return 1Y25.44%
Return 3Y50.13%
Return 5Y55.41%

Ownership

Insiders Held3.91%
Institutions Held102.31%
Institutions Float Held106.47%
Institutional HolderSharesReport Date
Blackrock Inc.6,173,4982026-03-31
Orbis Allan Gray Ltd5,345,4252026-03-31
JPMORGAN CHASE & CO4,821,4402026-03-31
Vanguard Capital Management LLC4,427,4622026-03-31
Vanguard Portfolio Management LLC2,991,8912026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CHKP $134.47 -3.20% 12.77 $13.73B 0.00%
FFIV $395.72 -2.80% 32.06 $22.33B 0.00%
GDDY $100.55 +2.73% 12.36 $13.31B 0.00%
GEN $30.02 -3.16% 15.94 $17.97B 2.00%
GIB $73.72 -2.03% 9.09 $15.76B 0.74%

About CPAY

CPAY is led by CEO Ronald F. Clarke, employs 11,200 people, headquartered in Atlanta, US, publicly traded since 2010.

CPAY stock trades at $404.81 with a market capitalization of $26.46B. The stock is valued at a price-to-earnings (P/E) ratio of 24.50, price-to-book of 7.55, price-to-sales of 5.31. Over the past 52 weeks the stock has ranged between $252.84 and $425.95, and currently trades 5.0% below its 52-week high.

On profitability, CPAY generates a return on equity (ROE) of 30.40% — well above the market average, a sign of a high-quality business, return on capital employed of 18.18%, an operating margin of 44.94%, a net profit margin of 22.72%.

In its most recent fiscal year, CPAY reported annual revenue of $4.5B, net profit of $1.1B, revenue has compounded at 13.6% a year over the last five years, profit at 8.7% a year.

The balance sheet shows a debt-to-equity ratio of 3.00 — a leveraged balance sheet worth monitoring, a current ratio of 0.98, total assets of $26.4B, $9.0B in cash and equivalents.

CPAY has a beta of 0.87.

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