Cullman Bancorp, Inc. (CULL) Stock
Cullman Bancorp, Inc. serves as the parent organization for Cullman Savings Bank, offering a comprehensive suite of financial products and services.
Valuation
Financials & Margins
Annual Financials (USD)
Balance Sheet (USD)
Cash Flow (USD)
Valuation & Return Ratios
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Peer Comparison
About Cullman Bancorp, Inc.
Cullman Bancorp, Inc. serves as the parent organization for Cullman Savings Bank, offering a comprehensive suite of financial products and services. Its deposit offerings include checking, savings, and individual retirement accounts (IRAs), alongside certificates of deposit (CDs). Additionally, the company provides diverse lending solutions, such as mortgages for one-to-four-family homes, commercial property loans, commercial and industrial financing, construction loans, multi-family real estate loans, and personal consumer loans. It also allocates capital to securities investments. The institution operates four branch locations: three within Cullman, Alabama, and one in Hanceville, Alabama. Established in 1887, its main corporate office is situated in Cullman, Alabama.
Cullman Bancorp, Inc. is headquartered in US.
Cullman Bancorp, Inc. (CULL) stock trades at $16.50 with a market capitalization of $94.83M. The stock is valued at a price-to-earnings (P/E) ratio of 23.24, price-to-book of 0.95, price-to-sales of 3.69. Over the past 52 weeks the stock has ranged between $10.81 and $16.90, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 0.73%.
On profitability, Cullman Bancorp, Inc. generates a return on equity (ROE) of 4.23%, return on capital employed of 1.10%, an operating margin of 19.63%, a net profit margin of 15.59%.
Official website: www.cullmansavingsbank.com
Cullman Bancorp, Inc. by the numbers, 2009–2025
Compounded, revenue has grown 9.3% a year over five years, 11.6% over three, 8.7% over the last twelve months. Net profit was $4.0M in 2025.
The most recent net margin is 15.59%. On a trailing twelve-month basis to Jun '26, revenue is $25.0M and net profit $4.0M.
Borrowings fell from $52.0M to $45.0M, cash on hand is $3.6M, cash from operations was $6.0M in the latest year, positive in 7 of the last 13.
Return on equity has averaged 3.4% over five years, and was 4.2% in the most recent year.
The share price itself has compounded at —% a year over five years, 16.6% over three, 51.5% over the last year. Past price movement is history, not a forecast.
Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.
Cullman Bancorp, Inc. (CULL) — frequently asked questions
What is Cullman Bancorp, Inc. (CULL) stock price today?
Cullman Bancorp, Inc. (CULL) is currently trading at $16.50, up 0% today.
What is CULL P/E ratio?
Cullman Bancorp, Inc.'s P/E ratio is 23.24. This is between 15x and 30x, around the typical market average of roughly 18-22x.
What is CULL return on equity (ROE)?
Cullman Bancorp, Inc.'s return on equity (ROE) is 4.23%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.
What is Cullman Bancorp, Inc.'s market cap?
Cullman Bancorp, Inc. has a market capitalization of $94.83M.
Does CULL pay a dividend?
Yes. Cullman Bancorp, Inc. currently yields 0.73%. Yield moves with the share price, so it changes daily even when the payment does not.
How much debt does CULL carry?
Cullman Bancorp, Inc. has a debt-to-equity ratio of 0.60. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.
What is CULL's profit margin?
Cullman Bancorp, Inc. reports a net profit margin of 15.59% — the share of revenue left after every cost, including tax and interest.
What sector is CULL in?
Cullman Bancorp, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.
Which exchange is CULL listed on?
Cullman Bancorp, Inc. trades on OTC under the ticker CULL.
What is CULL's 52-week range?
Over the last year Cullman Bancorp, Inc. has traded between $10.81 and $16.90.
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On the figures above, Cullman Bancorp, Inc. passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.
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