First Citizens BancShares, Inc. (FCNCA) Stock

About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. is led by CEO Frank Brown Holding Jr., employs 17,191 people, headquartered in Raleigh, US, publicly traded since 1986.

First Citizens BancShares, Inc. (FCNCA) stock trades at $2375.84 with a market capitalization of $26.83B. The stock is valued at a price-to-earnings (P/E) ratio of 11.01, price-to-book of 1.09, price-to-sales of 1.63. Over the past 52 weeks the stock has ranged between $1623.76 and $2389.91, and currently trades at or near its 52-week high. It pays a dividend yielding 0.41%.

On profitability, First Citizens BancShares, Inc. generates a return on equity (ROE) of 10.68%, return on capital employed of 1.33%, an operating margin of 20.93%, a net profit margin of 16.31%.

In its most recent fiscal year, First Citizens BancShares, Inc. reported annual revenue of $14.5B, net profit of $2.2B. Over the last 5 fiscal years, revenue grew at an average annual rate of 49.9%, and net profit grew at an average annual rate of 35.0%.

The balance sheet shows a debt-to-equity ratio of 1.54, a current ratio of 1.03, total assets of $229.7B, $20.6B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

FCNCA has an average daily trading volume of 71,670 shares, a beta of 0.60 (historically less volatile than the overall market).

First Citizens BancShares, Inc. by the numbers, 2016–2025

Between 2016 and 2025 First Citizens BancShares, Inc. reported revenue of $1.3B rising to $14.5B, a change of +981.9% across 10 years. Compounded, revenue has grown 49.9% a year over five years, 41.7% over three, -3.0% over the last twelve months. Net profit rose to $2.2B.

Operating margin went from 26.2% in 2016 to 20.5% in 2025, a fall of 5.7 percentage points. The most recent net margin is 16.31%. On a trailing twelve-month basis to Jun '26, revenue is $14.4B and net profit $2.4B.

Borrowings rose from $1.4B to $36.0B, cash from operations was $2.9B in the latest year, positive in 9 of the last 10.

Return on equity has averaged 19.9% over five years, and was 9.9% in the most recent year.

The share price itself has compounded at 18.2% a year over five years, 16.2% over three, -0.7% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Citizens BancShares, Inc. (FCNCA) — frequently asked questions