NYSE · Financial Statements

Fair Isaac Corporation (FICO) Financial Statements

$815.31 NYSE: FICO Market Cap $17.61B

Fair Isaac Corporation most recently reported annual revenue of $2.0B, net profit of $652.0M. Revenue grew at an average annual rate of 9.0% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Fair Isaac Corporation: Revenue rose from $881.0M in 2016 to $2.0B in 2025, a change of +126.0% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 19.2% to 46.5%, a shift of +27.2 percentage points; the most recent year shows net profit of $652.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$881.0M$932.0M$1.0B$1.2B$1.3B$1.3B$1.4B$1.5B$1.7B$2.0B
Operating Expenses$712.0M$750.0M$857.0M$907.0M$999.0M$811.0M$835.0M$871.0M$984.0M$1.1B
Operating Profit$170.0M$182.0M$175.0M$254.0M$296.0M$505.0M$542.0M$643.0M$734.0M$925.0M
Operating Margin19.2%19.5%17.0%21.9%22.9%38.4%39.4%42.5%42.7%46.5%
Other Income$-25.0M$-31.0M$-18.0M$-37.0M$-39.0M$-32.0M$-71.0M$-89.0M$-92.0M$-122.0M
Interest$27.0M$26.0M$31.0M$40.0M$42.0M$40.0M$69.0M$96.0M$106.0M$134.0M
Depreciation$32.0M$36.0M$30.0M$32.0M$30.0M$26.0M$20.0M$15.0M$14.0M$15.0M
Profit Before Tax$145.0M$151.0M$188.0M$216.0M$257.0M$473.0M$471.0M$554.0M$642.0M$803.0M
Tax$24.3M$15.2M$24.3M$11.1M$8.0M$17.1M$20.7M$22.4M$20.1M$18.8M
Net Profit$109.0M$128.0M$142.0M$192.0M$236.0M$392.0M$374.0M$429.0M$513.0M$652.0M
EPS$3.39$3.98$4.57$6.34$7.90$13.40$14.18$16.93$20.45$26.54
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$390.0M$382.0M$434.0M$448.0M$454.0M$440.0M$499.0M$536.0M$516.0M$512.0M$692.0M$674.0M
Operating Expenses$224.0M$231.0M$239.0M$258.0M$257.0M$260.0M$253.0M$274.0M$279.0M$278.0M$289.0M$312.0M
Operating Profit$166.0M$151.0M$195.0M$190.0M$197.0M$180.0M$246.0M$263.0M$237.0M$234.0M$402.0M$363.0M
Operating Margin42.5%39.6%44.9%42.5%43.5%40.8%49.3%48.9%46.0%45.7%58.2%53.8%
Interest$24.0M$24.0M$26.0M$27.0M$29.0M$29.0M$31.0M$33.0M$40.0M$42.0M$45.0M$60.0M
Profit Before Tax$140.0M$131.0M$173.0M$167.0M$171.0M$150.0M$213.0M$237.0M$202.0M$192.0M$356.0M$315.0M
Tax$27.8M$7.3M$24.9M$24.5M$20.8M$-1.6M$23.7M$23.3M$23.4M$17.5M$25.7M$24.6M
Net Profit$101.0M$121.0M$130.0M$126.0M$136.0M$153.0M$163.0M$182.0M$155.0M$158.0M$264.0M$237.0M
EPS$4.01$4.80$5.16$5.05$5.44$6.14$6.59$7.40$6.42$6.61$11.14$10.45

Over the 10 years reported for Fair Isaac Corporation, borrowings increased from $571.0M in 2016 to $3.1B in 2025, cash stood at $134.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 0.83 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$1.2B$1.3B$1.3B$1.4B$1.6B$1.6B$1.4B$1.6B$1.7B$1.9B
Current Assets$268.0M$311.0M$339.0M$456.0M$534.0M$551.0M$485.0M$556.0M$617.0M$705.0M
Cash$76.0M$106.0M$90.0M$106.0M$157.0M$195.0M$133.0M$137.0M$151.0M$134.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$168.0M$169.0M$267.0M$297.0M$334.0M$312.0M$322.0M$388.0M$427.0M$529.0M
Fixed Assets$45.0M$41.0M$49.0M$53.0M$104.0M$75.0M$54.0M$37.0M$68.0M$94.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$22.0M$26.0M$20.0M$22.0M$27.0M$33.0M$26.0M$33.0M$45.0M$55.0M
Other Assets$798.0M$804.0M$801.0M$804.0M$812.0M$788.0M$761.0M$773.0M$783.0M$783.0M
Total Liabilities$774.0M$829.0M$991.0M$1.1B$1.3B$1.7B$2.2B$2.3B$2.7B$3.6B
Current Liabilities$246.0M$327.0M$422.0M$491.0M$415.0M$559.0M$331.0M$368.0M$380.0M$849.0M
Borrowings$571.0M$605.0M$764.0M$825.0M$908.0M$1.3B$1.9B$1.9B$2.2B$3.1B
Other Liabilities$204.0M$224.0M$227.0M$319.0M$368.0M$344.0M$332.0M$361.0M$438.0M$539.0M
Equity$0$0$0$0$0$0$0$0$0$0
Reserves$447.0M$427.0M$264.0M$290.0M$331.0M$-111.0M$-802.0M$-688.0M$-963.0M$-1.7B

For Fair Isaac Corporation, operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $770.0M; free cash flow was positive in 10 of 10 years; financing activities used $1.6B in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$185.0M$226.0M$223.0M$260.0M$365.0M$424.0M$509.0M$469.0M$633.0M$779.0M
Investing Cash Flow$-50.0M$-40.0M$-45.0M$-67.0M$-47.0M$130.0M$-12.0M$-20.0M$-54.0M$-53.0M
Financing Cash Flow$-168.0M$-228.0M$-387.0M$-282.0M$-338.0M$-966.0M$-1.2B$-482.0M$-961.0M$-1.6B
Net Cash Flow$-10.0M$30.0M$-16.0M$16.0M$51.0M$38.0M$-62.0M$4.0M$14.0M$-17.0M
Free Cash Flow$188.0M$206.0M$192.0M$236.0M$343.0M$416.0M$503.0M$465.0M$607.0M$770.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.67
EV / EBITDA17.77
FCF Yield5.80%
Quick Ratio1.18
Interest Coverage6.63
Return 1Y-49.53%
Return 3Y-5.43%
Return 5Y90.21%

Fair Isaac Corporation (FICO) financials — frequently asked questions

What is Fair Isaac Corporation's annual revenue?

Fair Isaac Corporation (FICO) reported annual revenue of $2.0B in its most recent fiscal year.

What is Fair Isaac Corporation's net profit?

Fair Isaac Corporation (FICO) reported net profit of $652.0M in its most recent fiscal year.

What is FICO EV/EBITDA?

Fair Isaac Corporation's enterprise value to EBITDA (EV/EBITDA) ratio is 17.77.

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