NYSE · Software - Application

FICO (FICO) Stock

$1098.70 -4.23% NYSE: FICO Technology

Valuation

MetricValue
Price$1098.70
Market Cap$23.73B
P/E Ratio32.57
P/B Ratio-6.27
P/S Ratio10.23
EPS (TTM)$31.53
52-Week High$1998.01
52-Week Low$870.01
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-33.43%
ROA40.00%
ROCE95.68%
Gross Margin46.46%
Operating Margin46.46%
Net Margin34.05%
Debt/Equity-1.37
Current Ratio0.83

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.3B$1.4B$1.5B$1.7B$2.0B
Operating Profit$505.0M$542.0M$643.0M$734.0M$925.0M
Net Profit$392.0M$374.0M$429.0M$513.0M$652.0M
EPS$13.40$14.18$16.93$20.45$26.54
Op Margin38.4%39.4%42.5%42.7%46.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.6B$1.4B$1.6B$1.7B$1.9B
Total Liabilities$1.7B$2.2B$2.3B$2.7B$3.6B
Cash$195.0M$133.0M$137.0M$151.0M$134.0M
Borrowings$1.3B$1.9B$1.9B$2.2B$3.1B

Latest News

FICO Consumer Study: Most Americans Who Don’t Own a Home Say Homeownership Feels Out of Reach Business Wire · Jul 7, 2026 More Data Means More Creditworthy Mortgages with VantageScore 4.0 versus FICO 10T Business Wire · Jul 7, 2026 What to Expect From Fair Isaac’s Q3 2026 Earnings Report Barchart · Jul 7, 2026 Verdata Joins FICO Marketplace to Help Financial Institutions Strengthen Small Business Decisioning PR Newswire · Jul 6, 2026 Okta upgraded, Datadog downgraded: Wall Street's top analyst calls The Fly · Jul 6, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$424.0M$509.0M$469.0M$633.0M$779.0M
Investing Cash Flow$130.0M$-12.0M$-20.0M$-54.0M$-53.0M
Financing Cash Flow$-966.0M$-1.2B$-482.0M$-961.0M$-1.6B
Net Cash Flow$38.0M$-62.0M$4.0M$14.0M$-17.0M
Free Cash Flow$416.0M$503.0M$465.0M$607.0M$770.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.96
EV / EBITDA23.54
FCF Yield4.07%
Quick Ratio1.18
Interest Coverage6.63
Return 1Y-23.42%
Return 3Y29.86%
Return 5Y146.72%

Ownership

Insiders Held2.79%
Institutions Held95.57%
Institutions Float Held98.31%
Institutional HolderSharesReport Date
Blackrock Inc.2,186,9872026-03-31
Vanguard Capital Management LLC1,502,3942026-03-31
Vanguard Portfolio Management LLC1,255,4882026-03-31
Capital Research Global Investors1,119,4572026-03-31
State Street Corporation1,043,4932026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CLS $292.59 -2.27% 30.73 $33.64B 0.00%
CTSH $63.45 -1.76% 13.86 $28.58B 2.04%
GRMN $276.27 -2.76% 27.95 $53.28B 1.59%
NOKNokia Oyj $12.43 -3.68% 77.38 $67.11B 1.53%
PTC $153.35 -1.53% 15.16 $17.71B 0.00%

About FICO

FICO is led by CEO William J. Lansing, employs 3,718 people, headquartered in Bozeman, US, publicly traded since 1987.

FICO stock trades at $1098.70 with a market capitalization of $23.73B. The stock is valued at a price-to-earnings (P/E) ratio of 32.57, price-to-book of -6.27, price-to-sales of 10.23. Over the past 52 weeks the stock has ranged between $870.01 and $1998.01, and currently trades 45.0% below its 52-week high.

On profitability, FICO generates a return on equity (ROE) of -33.43%, return on capital employed of 95.68%, an operating margin of 46.46%, a net profit margin of 34.05%.

In its most recent fiscal year, FICO reported annual revenue of $2.0B, net profit of $652.0M, revenue has compounded at 9.0% a year over the last five years, profit at 22.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of -1.37 — a conservative balance sheet with little leverage risk, a current ratio of 0.83, total assets of $1.9B, $134.0M in cash and equivalents.

FICO has a beta of 1.32 (more volatile than the overall market).

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