NGM · Banks - Regional

FinWise Bancorp (FINW) Stock

$10.76 +2.48% NGM: FINW Financial Services

Valuation

MetricValue
Price$10.76
Market Cap$149.38M
P/E Ratio10.84
P/B Ratio0.74
P/S Ratio0.76
EPS (TTM)$1.13
52-Week High$19.86
52-Week Low$10.41
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE7.04%
ROA1.48%
ROCE8.07%
Gross Margin14.57%
Operating Margin14.57%
Net Margin6.77%
Debt/Equity0.02
Current Ratio0.22

Annual Financials (USD)

Metric20212022202320242025
Revenue$81.0M$90.0M$87.0M$97.0M$151.0M
Operating Profit$42.0M$36.0M$24.0M$17.0M$22.0M
Net Profit$32.0M$25.0M$17.0M$13.0M$16.0M
EPS$3.27$1.87$1.33$0.93$1.13
Op Margin52.1%39.9%27.5%17.4%14.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$380.0M$401.0M$586.0M$746.0M$977.0M
Total Liabilities$265.0M$260.0M$431.0M$572.0M$784.0M
Cash$86.0M$101.0M$117.0M$106.0M$163.0M
Borrowings$1.0M$7.0M$6.0M$5.0M$4.0M

Latest News

FinWise Bancorp to Host Second Quarter 2026 Earnings Conference Call and Webcast on Wednesday, July 29, 2026 GlobeNewswire · Jun 30, 2026 FinWise Bancorp Authorizes Share Buyback of Up to 5% MT Newswires · May 21, 2026 FinWise Bancorp Announces Share Repurchase Program GlobeNewswire · May 21, 2026 Upstart Holdings Leads These 3 Stocks Estimated To Be Trading Below Fair Value Simply Wall St. · May 15, 2026 3 Stocks That May Be Undervalued According To Analysts In May 2026 Simply Wall St. · May 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-9.0M$61.0M$12.0M$-15.0M$-28.0M
Investing Cash Flow$22.0M$-43.0M$-160.0M$-137.0M$-133.0M
Financing Cash Flow$88.0M$-10.0M$157.0M$140.0M$209.0M
Net Cash Flow$38.0M$15.0M$16.0M$-8.0M$54.0M
Free Cash Flow$-12.0M$54.0M$5.0M$-20.0M$-34.0M

Valuation & Return Ratios

MetricValue
PEG Ratio11.06
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y-9.63%
Return 3Y57.37%
Return 5Y—

Ownership

Insiders Held30.45%
Institutions Held28.24%
Institutions Float Held40.61%
Institutional HolderSharesReport Date
Alliancebernstein L.P.799,8762026-03-31
Wasatch Advisors LP502,2012026-06-30
US BANCORP \DE\469,0482026-03-31
Blackrock Inc.456,2382026-03-31
Vanguard Capital Management LLC390,8532026-03-31

About FinWise Bancorp

FinWise Bancorp is led by CEO James F. Noone, employs 196 people, headquartered in US, publicly traded since 2021.

FinWise Bancorp (FINW) stock trades at $10.76 with a market capitalization of $149.38M. The stock is valued at a price-to-earnings (P/E) ratio of 10.84, price-to-book of 0.74, price-to-sales of 0.76. Over the past 52 weeks the stock has ranged between $10.41 and $19.86, and currently trades 45.8% below its 52-week high.

On profitability, FinWise Bancorp generates a return on equity (ROE) of 7.04%, return on capital employed of 8.07%, an operating margin of 14.57%, a net profit margin of 6.77%.

FinWise Bancorp by the numbers, 2019–2025

Between 2019 and 2025 FinWise Bancorp reported revenue of $35.0M rising to $151.0M, a change of +331.4% across 7 years. Compounded, revenue has grown 28.0% a year over five years, 18.8% over three, 55.7% over the last twelve months. Net profit rose to $16.0M.

Operating margin went from 36.4% in 2019 to 14.4% in 2025, a fall of 22.0 percentage points. The most recent net margin is 6.77%. On a trailing twelve-month basis to Jun '26, revenue is $203.0M and net profit $14.0M.

Borrowings stand at $4.0M, cash from operations was $-28.0M in the latest year, positive in 3 of the last 7.

Return on equity has averaged 14.5% over five years, and was 8.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

FinWise Bancorp (FINW) — frequently asked questions

What is FinWise Bancorp (FINW) stock price today?

FinWise Bancorp (FINW) is currently trading at $10.76, up 2.48% today.

What is FINW P/E ratio?

FinWise Bancorp's P/E ratio is 10.84. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is FINW return on equity (ROE)?

FinWise Bancorp's return on equity (ROE) is 7.04%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is FinWise Bancorp's market cap?

FinWise Bancorp has a market capitalization of $149.38M.

Does FINW pay a dividend?

FinWise Bancorp is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does FINW carry?

FinWise Bancorp has a debt-to-equity ratio of 0.02. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is FINW's profit margin?

FinWise Bancorp reports a net profit margin of 6.77% — the share of revenue left after every cost, including tax and interest.

What sector is FINW in?

FinWise Bancorp is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is FINW listed on?

FinWise Bancorp trades on NGM under the ticker FINW.

What is FINW's 52-week range?

Over the last year FinWise Bancorp has traded between $10.41 and $19.86.

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Screens FINW currently matches

On the figures above, FinWise Bancorp passes the filters for 3 of our ready-made screens, among them Debt Free Stocks Under $100, Micro Cap Stocks, Debt Free Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.